Last update: Oct 2026

Cost of Living Comparison Between Vichy and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,468 in Vichy, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Vichy
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Vichy Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Vichy

🇫🇷 France

$1,468

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Vichy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vichy and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,468 in Vichy versus $918 in Cebu.

Vichy $1,468
Cebu $918

Estimated couple costs with rent: $2,201 in Vichy versus $1,409 in Cebu.

Vichy $2,201
Cebu $1,409

Monthly costs for a family of three with rent: $2,933 in Vichy versus $1,900 in Cebu.

Vichy $2,933
Cebu $1,900

Living in Vichy is roughly 60% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Vichy is 9% above, Cebu is 32% below.

Meal at Budget Restaurant

$7.76 €6.92

$3.09 ₱195

151.13%

Three-Course Dinner for Two, Mid-Range

$54.6 €48.69

$24.22 ₱1,526

125.47%

Fast Food Meal (McDonalds, etc)

$7.29 €6.50

$3.92 ₱247

85.97%

Cappuccino

$2.74 €2.44

$2.51 ₱158

9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.47

$1.59 ₱100

74.21%

Water (0.33 liter bottle)

$1.35 €1.20

$0.53 ₱33.47

154.72%

Local Beer (0.5 liter draught)

$5.55 €4.94

$1.78 ₱112

211.80%

Imported Beer (0.33 liter bottle)

$4.52 €4.03

$2.17 ₱137

108.29%

Milk (1 liter)

$0.94 €0.84

$1.92 ₱121

-51.04%

White Bread (500g)

$1.88 €1.68

$1.36 ₱85.5

38.24%

Rice (white) (1kg)

$1.75 €1.56

$1.01 ₱63.6

73.27%

Eggs

$1.96 €1.75

$2.03 ₱128

-3.45%

Local Cheese (1kg)

$23.90 €21.31

$9.86 ₱622

142.39%

Chicken Fillets (1kg)

$5.67 €5.05

$4.39 ₱277

29.16%

Beef Round Steak (1kg)

$7.40 €6.60

$7.60 ₱479

-2.63%

Apples (1kg)

$1.27 €1.13

$3.30 ₱208

-61.52%

Banana (1kg)

$1.86 €1.66

$1.39 ₱87.9

33.81%

Oranges (1kg)

$2.82 €2.52

$2.33 ₱147

21.03%

Tomato (1kg)

$1.95 €1.74

$1.50 ₱94.4

30.00%

Potato (1kg)

$1.36 €1.21

$2.36 ₱149

-42.37%

Onion (1kg)

$1.12 €1.00

$1.90 ₱119

-41.05%

Lettuce (1 head)

$1.11 €0.99

$1.19 ₱75.0

-6.72%

Water (1.5 liter bottle)

$0.37 €0.33

$0.63 ₱39.75

-41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 €9.76

$3.00 ₱189

264.67%

Wine (Bottle)

$3.47 €3.09

$6.03 ₱380

-42.45%

Local Beer (0.5 liter bottle)

$2.32 €2.07

$1.23 ₱77.7

88.62%

Imported Beer (0.33 liter bottle)

$2.41 €2.15

$1.75 ₱110

37.71%

One-way Ticket (Public Transport)

$1.86 €1.66

$0.25 ₱15.87

644.00%

Public Transport Monthly Pass (Regular Price)

$48.01 €42.80

$12.64 ₱796

279.83%

Taxi Start (Normal Tariff)

$5.36 €4.78

$0.77 ₱48.66

596.10%

Taxi (Normal Tariff) (1km)

$2.04 €1.82

$0.23 ₱14.54

786.96%

Taxi 1hour Waiting (Normal Tariff)

$33.63 €29.99

$4.46 ₱281

654.04%

Gasoline (1 liter)

$2.16 €1.92

$1.31 ₱82.9

64.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K €32.3K

$21.2K ₱1.3M

70.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K €28.6K

$19.1K ₱1.2M

67.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €119

$120 ₱7,577

11.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.43 €11.98

$14.00 ₱883

-4.07%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.19

$27.54 ₱1,736

18.88%

Gym Membership (Monthly)

$38.27 €34.12

$32.33 ₱2,037

18.37%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$8.77 €7.82

$5.65 ₱356

55.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$790 €705

$275 ₱17.3K

187.06%

International Primary School, 1 Child (Yearly)

$10.7K €9,582

$7,918 ₱499.0K

35.72%

Jeans (Levis 501 Or Similar)

$65.9 €58.8

$49.33 ₱3,109

33.65%

Summer Dress (H&M, Zara, etc)

$27.99 €24.95

$25.24 ₱1,591

10.90%

Sport Shoes (Adidas, Nike)

$61.8 €55.1

$77.0 ₱4,850

-19.76%

Men's Leather Business Shoes

$46.78 €41.71

$57.2 ₱3,605

-18.22%

1-bedroom Apartment, City Center (Monthly)

$746 €666

$500 ₱31.5K

49.44%

1-bedroom Apartment, Outside City Center (Monthly)

$658 €586

$309 ₱19.5K

112.97%

3-bedroom Apartment, City Center (Monthly)

$1,355 €1,208

$1,078 ₱67.9K

25.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,118 €997

$615 ₱38.8K

81.70%

Buy Apartment in City Center (m2)

$3,410 €3,041

$2,886 ₱181.9K

18.16%

Buy Apartment Outside City Center (m2)

$3,172 €2,828

$1,917 ₱120.8K

65.48%

Average Monthly Net Salary (After Tax)

$1,635 €1,458

$346 ₱21.8K

372.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vichy: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vichy

$658 44.8%

Cebu

$309 33.6% 53% $349

Groceries & Markets

Vichy

$242 16.5%

Cebu

$206 22.4% 15.1% $36

Monthly Utilities & Internet

Vichy

$180 12.3%

Cebu

$162 17.6% 10.1% $18

Eating Out

Vichy

$170 11.6%

Cebu

$88 9.6% 48.1% $82

Clothing & Footwear

Vichy

$91 6.2%

Cebu

$94 10.2% 3.1% $2.8

Getting Around

Vichy

$71 4.8%

Cebu

$16 1.7% 78.1% $55

Sport & Entertainment

Vichy

$56 3.8%

Cebu

$44 4.8% 21.8% $12

Cost Breakdown

A one-bedroom apartment in the center runs $746 in Vichy and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Vichy pays 373% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Vichy vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $242 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Vichy

🇵🇭 Cebu

🕒 Local time

07:41 7:41 AM

13:41 1:41 PM

6 h ahead of Vichy

🌤 Weather

👥 Population

25,789

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Vichy Cebu 11,400 km ≈ 15 h nonstop flight

From you

Vichy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vichy vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 60% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 373% higher in Vichy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $746 in Vichy versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,468 per month in Vichy versus $918 in Cebu – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 280% less than in Vichy. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,468 in Vichy, a $1,500 budget is realistic in Cebu but tight or insufficient in Vichy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vichy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Vichy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 60% less than in Vichy. Beyond cost, consider language, visa policies, and how big the international community is in each city.