Last update: Oct 2026

Cost of Living Comparison Between Vic and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,362 in Vic, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Vic
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Vic Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Vic

🇪🇸 Spain

$1,362

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Vic and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vic and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,362 in Vic versus $918 in Cebu.

Vic $1,362
Cebu $918

Estimated couple costs with rent: $2,129 in Vic versus $1,409 in Cebu.

Vic $2,129
Cebu $1,409

Monthly costs for a family of three with rent: $2,895 in Vic versus $1,900 in Cebu.

Vic $2,895
Cebu $1,900

Living in Vic is roughly 48% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Vic is 1% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.63 €14.79

$3.09 ₱194

438.19%

Three-Course Dinner for Two, Mid-Range

$39.03 €34.72

$24.22 ₱1,525

61.15%

Fast Food Meal (McDonalds, etc)

$11.08 €9.85

$3.92 ₱247

182.65%

Cappuccino

$2.07 €1.84

$2.51 ₱158

-17.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 €2.13

$1.59 ₱100

50.31%

Water (0.33 liter bottle)

$1.53 €1.36

$0.53 ₱33.43

188.68%

Local Beer (0.5 liter draught)

$2.18 €1.94

$1.78 ₱112

22.47%

Imported Beer (0.33 liter bottle)

$3.28 €2.92

$2.17 ₱137

51.15%

Milk (1 liter)

$1.04 €0.93

$1.92 ₱121

-45.83%

White Bread (500g)

$1.96 €1.74

$1.36 ₱85.4

44.12%

Rice (white) (1kg)

$1.27 €1.13

$1.01 ₱63.5

25.74%

Eggs

$2.93 €2.61

$2.03 ₱128

44.33%

Local Cheese (1kg)

$11.69 €10.40

$9.86 ₱621

18.56%

Chicken Fillets (1kg)

$8.93 €7.95

$4.39 ₱277

103.42%

Beef Round Steak (1kg)

$26.82 €23.86

$7.60 ₱479

252.89%

Apples (1kg)

$2.38 €2.12

$3.30 ₱208

-27.88%

Banana (1kg)

$2.13 €1.90

$1.39 ₱87.8

53.24%

Oranges (1kg)

$1.67 €1.49

$2.33 ₱147

-28.33%

Tomato (1kg)

$1.95 €1.74

$1.50 ₱94.3

30.00%

Potato (1kg)

$1.39 €1.24

$2.36 ₱149

-41.10%

Onion (1kg)

$1.43 €1.28

$1.90 ₱119

-24.74%

Lettuce (1 head)

$1.40 €1.25

$1.19 ₱74.9

17.65%

Water (1.5 liter bottle)

$1.08 €0.96

$0.63 ₱39.71

71.43%

Cigarettes 20 Pack (Marlboro, Camel)

$6.30 €5.60

$3.00 ₱189

110.00%

Wine (Bottle)

$6.84 €6.08

$6.03 ₱379

13.43%

Local Beer (0.5 liter bottle)

$0.92 €0.82

$1.23 ₱77.7

-25.20%

Imported Beer (0.33 liter bottle)

$1.88 €1.67

$1.75 ₱110

7.43%

One-way Ticket (Public Transport)

$2.47 €2.20

$0.25 ₱15.86

888.00%

Public Transport Monthly Pass (Regular Price)

$23.13 €20.57

$12.64 ₱796

82.99%

Taxi Start (Normal Tariff)

$2.38 €2.12

$0.77 ₱48.62

209.09%

Taxi (Normal Tariff) (1km)

$1.03 €0.91

$0.23 ₱14.53

347.83%

Taxi 1hour Waiting (Normal Tariff)

$29.67 €26.39

$4.46 ₱281

565.25%

Gasoline (1 liter)

$1.65 €1.47

$1.31 ₱82.8

25.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.9K

$21.2K ₱1.3M

63.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K €25.9K

$19.1K ₱1.2M

52.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 €96.8

$120 ₱7,569

-9.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.27 €10.03

$14.00 ₱882

-19.50%

Internet (50+ Mbps, Unlimited Data)

$21.10 €18.77

$27.54 ₱1,734

-23.38%

Gym Membership (Monthly)

$49.97 €44.44

$32.33 ₱2,035

54.56%

Tennis Court (1 Hour on Weekend)

$56.0 €49.82

$6.65 ₱419

742.26%

Cinema Ticket

$9.18 €8.16

$5.65 ₱356

62.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$451 €401

$275 ₱17.3K

63.72%

International Primary School, 1 Child (Yearly)

$7,765 €6,907

$7,918 ₱498.5K

-1.93%

Jeans (Levis 501 Or Similar)

$61.0 €54.2

$49.33 ₱3,106

23.58%

Summer Dress (H&M, Zara, etc)

$37.31 €33.19

$25.24 ₱1,589

47.82%

Sport Shoes (Adidas, Nike)

$95.1 €84.6

$77.0 ₱4,846

23.51%

Men's Leather Business Shoes

$111 €98.7

$57.2 ₱3,601

93.88%

1-bedroom Apartment, City Center (Monthly)

$549 €489

$500 ₱31.5K

9.97%

1-bedroom Apartment, Outside City Center (Monthly)

$456 €405

$309 ₱19.4K

47.50%

3-bedroom Apartment, City Center (Monthly)

$1,044 €929

$1,078 ₱67.9K

-3.10%

3-bedroom Apartment, Outside City Center (Monthly)

$797 €709

$615 ₱38.7K

29.53%

Buy Apartment in City Center (m2)

$2,607 €2,319

$2,886 ₱181.7K

-9.67%

Buy Apartment Outside City Center (m2)

$2,226 €1,980

$1,917 ₱120.7K

16.15%

Average Monthly Net Salary (After Tax)

$2,081 €1,851

$346 ₱21.8K

501.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

7.2

-65.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vic: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vic

$456 33.4%

Cebu

$309 33.6% 32.2% $147

Groceries & Markets

Vic

$296 21.7%

Cebu

$206 22.4% 30.4% $90

Eating Out

Vic

$224 16.5%

Cebu

$88 9.6% 60.6% $136

Monthly Utilities & Internet

Vic

$141 10.4%

Cebu

$162 17.6% 14.6% $21

Clothing & Footwear

Vic

$137 10.1%

Cebu

$94 10.2% 31.4% $43

Sport & Entertainment

Vic

$68 5%

Cebu

$44 4.8% 36.2% $25

Getting Around

Vic

$41 3%

Cebu

$16 1.7% 61.6% $25

Cost Breakdown

A one-bedroom apartment in the center runs $549 in Vic and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Vic pays 502% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Vic vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $296 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Vic

🇵🇭 Cebu

🕒 Local time

16:50 4:50 PM

22:50 10:50 PM

6 h ahead of Vic

🌤 Weather

👥 Population

48,364

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Vic Cebu 11,710 km ≈ 15 h nonstop flight

From you

Vic
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vic vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 48% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 502% higher in Vic, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $549 in Vic versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,362 per month in Vic versus $918 in Cebu – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 83% less than in Vic. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,362 in Vic, a $1,500 budget is realistic in Cebu but tight or insufficient in Vic. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vic, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Vic and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 48% less than in Vic. Beyond cost, consider language, visa policies, and how big the international community is in each city.