Last update: Oct 2026

Cost of Living Comparison Between Ventura, CA and New York, NY

For one person, living is cheaper in Ventura, CA: $3,426 a month against $4,941 in New York, NY, rent and utilities included – about $18,200 less a year. Rent and utilities account for most of the difference.

167

Cost of Living Index in Ventura, CA
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Ventura, CA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Ventura, CA

🇺🇸 United States

$3,426

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Ventura, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ventura, CA and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,426 per month in Ventura, CA vs $4,941 in New York, NY, rent included.

Ventura, CA $3,426
New York, NY $4,941

A couple spends around $4,733 per month in Ventura, CA vs $7,225 in New York, NY, rent included.

Ventura, CA $4,733
New York, NY $7,225

A family of three spends $6,041 per month in Ventura, CA vs $9,509 in New York, NY, rent included.

Ventura, CA $6,041
New York, NY $9,509

Ventura, CA is about 31% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Ventura, CA and New York, NY sit above the global median – Ventura, CA by 152%, New York, NY by 263%.

Meal at Budget Restaurant

$24.54 $24.54

$28.55 $28.55

-14.05%

Three-Course Dinner for Two, Mid-Range

$68.9 $68.9

$118 $118

-41.84%

Fast Food Meal (McDonalds, etc)

$11.69 $11.69

$15.04 $15.04

-22.27%

Cappuccino

$5.63 $5.63

$6.53 $6.53

-13.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$3.96 $3.96

-28.54%

Water (0.33 liter bottle)

$1.95 $1.95

$3.01 $3.01

-35.22%

Local Beer (0.5 liter draught)

$6.81 $6.81

$8.16 $8.16

-16.54%

Imported Beer (0.33 liter bottle)

$9.23 $9.23

$9.84 $9.84

-6.20%

Milk (1 liter)

$1.19 $1.19

$1.37 $1.37

-13.14%

White Bread (500g)

$5.90 $5.90

$4.97 $4.97

18.71%

Rice (white) (1kg)

$2.15 $2.15

$7.81 $7.81

-72.47%

Eggs

$4.99 $4.99

$5.97 $5.97

-16.42%

Local Cheese (1kg)

$8.61 $8.61

$18.91 $18.91

-54.47%

Chicken Fillets (1kg)

$8.99 $8.99

$18.04 $18.04

-50.17%

Beef Round Steak (1kg)

$14.17 $14.17

$19.05 $19.05

-25.62%

Apples (1kg)

$3.32 $3.32

$6.76 $6.76

-50.89%

Banana (1kg)

$1.50 $1.50

$2.27 $2.27

-33.92%

Oranges (1kg)

$3.22 $3.22

$6.83 $6.83

-52.86%

Tomato (1kg)

$4.50 $4.50

$7.09 $7.09

-36.53%

Potato (1kg)

$2.21 $2.21

$4.22 $4.22

-47.63%

Onion (1kg)

$3.57 $3.57

$4.65 $4.65

-23.23%

Lettuce (1 head)

$2.02 $2.02

$2.87 $2.87

-29.62%

Water (1.5 liter bottle)

$2.20 $2.20

$2.60 $2.60

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$10.73 $10.73

$18.77 $18.77

-42.83%

Wine (Bottle)

$14.62 $14.62

$20.13 $20.13

-27.37%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$3.45 $3.45

-51.01%

Imported Beer (0.33 liter bottle)

$2.68 $2.68

$4.02 $4.02

-33.33%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.91 $2.91

-32.99%

Public Transport Monthly Pass (Regular Price)

$57.6 $57.6

$139 $139

-58.56%

Taxi Start (Normal Tariff)

$4.39 $4.39

$3.08 $3.08

42.53%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$2.12 $2.12

-11.32%

Taxi 1hour Waiting (Normal Tariff)

$35.57 $35.57

$41.96 $41.96

-15.23%

Gasoline (1 liter)

$1.48 $1.48

$1.17 $1.17

26.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$34.5K $34.5K

-19.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.9K $25.9K

2.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 $148

$219 $219

-32.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$74.2 $74.2

-22.64%

Internet (50+ Mbps, Unlimited Data)

$71.0 $71.0

$70.2 $70.2

1.05%

Gym Membership (Monthly)

$35.49 $35.49

$112 $112

-68.30%

Tennis Court (1 Hour on Weekend)

$19.86 $19.86

$74.9 $74.9

-73.47%

Cinema Ticket

$11.87 $11.87

$22.14 $22.14

-46.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,109 $1,109

$3,558 $3,558

-68.82%

International Primary School, 1 Child (Yearly)

$43.3K $43.3K

$62.2K $62.2K

-30.32%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$75.6 $75.6

-33.38%

Summer Dress (H&M, Zara, etc)

$29.68 $29.68

$51.2 $51.2

-42.03%

Sport Shoes (Adidas, Nike)

$66.0 $66.0

$123 $123

-46.39%

Men's Leather Business Shoes

$85.4 $85.4

$140 $140

-38.87%

1-bedroom Apartment, City Center (Monthly)

$2,668 $2,668

$4,499 $4,499

-40.69%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 $2,171

$3,078 $3,078

-29.47%

3-bedroom Apartment, City Center (Monthly)

$3,691 $3,691

$9,447 $9,447

-60.92%

3-bedroom Apartment, Outside City Center (Monthly)

$3,239 $3,239

$5,190 $5,190

-37.60%

Buy Apartment in City Center (m2)

$6,859 $6,859

$18.1K $18.1K

-62.12%

Buy Apartment Outside City Center (m2)

$5,677 $5,677

$6,693 $6,693

-15.18%

Average Monthly Net Salary (After Tax)

$4,831 $4,831

$5,220 $5,220

-7.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.86

-6.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ventura, CA: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ventura, CA

$2.2K 63.4%

New York, NY

$3.1K 62.3% 41.8% $907

Eating Out

Ventura, CA

$371 10.8%

New York, NY

$440 8.9% 18.8% $70

Groceries & Markets

Ventura, CA

$365 10.7%

New York, NY

$563 11.4% 54.2% $198

Monthly Utilities & Internet

Ventura, CA

$276 8.1%

New York, NY

$364 7.4% 31.7% $88

Clothing & Footwear

Ventura, CA

$104 3%

New York, NY

$175 3.6% 68.3% $71

Getting Around

Ventura, CA

$79 2.3%

New York, NY

$164 3.3% 108% $85

Sport & Entertainment

Ventura, CA

$59 1.7%

New York, NY

$156 3.2% 164% $97

Cost Breakdown

A central one-bedroom costs $2,668 in Ventura, CA versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Ventura, CA versus $118 in New York, NY. Monthly groceries follow the same trend: $365 vs $563 – making Ventura, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Ventura, CA

🇺🇸 New York, NY

🕒 Local time

08:15 8:15 AM

11:15 11:15 AM

3 h ahead of Ventura, CA

🌤 Weather

👥 Population

104,423

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

Ventura, CA New York, NY 4,000 km ≈ 5 h nonstop flight

From you

Ventura, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ventura, CA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 44% more than Ventura, CA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,138 per month in Ventura, CA and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ventura, CA, especially for central apartments: a one-bedroom in the center costs $2,668 there versus $4,499 in New York, NY.

Kindergarten costs $1,109 per month in Ventura, CA and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 54% more in New York, NY, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $3,426 in Ventura, CA and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ventura, CA costs $3,426 versus $4,941 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

If budget matters most, go with Ventura, CA. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.