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Cost of Living Comparison Between Veliko Tarnovo and Ubud, Bali Cost of Living Comparison Between Veliko Tarnovo and Ubud, Bali

😐 Solo nomad: Veliko Tarnovo is 33.8% more expensive than Ubud, Bali without rent, and 27.7% more expensive with rent.
😐 Family of 3: Veliko Tarnovo is 15.8% more expensive than Ubud, Bali without rent, and 34% more expensive with rent.
Currency
🍽 Eating Out
Veliko Tarnovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.52 BGN 17.66
$2.85 Rp 47.5K
269.12%
Three-Course Dinner for Two, Mid-Range
$41.96 BGN 70.5
$12.26 Rp 204.3K
242.25%
Fast Food Meal (McDonalds, etc)
$8.87 BGN 14.89
$3.28 Rp 54.6K
170.43%
Cappuccino
$1.93 BGN 3.25
$2.3 Rp 38.3K
-16.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 BGN 2.22
$1.11 Rp 18.5K
18.92%
Water (0.33 liter bottle)
$0.66 BGN 1.1
$0.26 Rp 4,324
153.85%
Local Beer (0.5 liter draught)
$1.94 BGN 3.26
$2.4 Rp 40K
-19.17%
Imported Beer (0.33 liter bottle)
$3.03 BGN 5.08
$3.15 Rp 52.5K
-3.81%
🛒 Groceries & Markets
Veliko Tarnovo
Ubud, Bali
Difference
Milk (1 liter)
$1.69 BGN 2.85
$1.49 Rp 24.9K
13.42%
White Bread (500g)
$0.93 BGN 1.56
$1.65 Rp 27.5K
-43.64%
Rice (white) (1kg)
$1.87 BGN 3.15
$1.13 Rp 18.9K
65.49%
Eggs
$3.43 BGN 5.77
$2.33 Rp 38.9K
47.21%
Local Cheese (1kg)
$9.38 BGN 15.75
$13.7 Rp 228.3K
-31.53%
Chicken Fillets (1kg)
$8 BGN 13.44
$3.97 Rp 66.2K
101.51%
Beef Round Steak (1kg)
$11.72 BGN 19.68
$11.22 Rp 187K
4.46%
Apples (1kg)
$1.66 BGN 2.79
$3.48 Rp 57.9K
-52.30%
Banana (1kg)
$2.04 BGN 3.43
$1.5 Rp 25K
36.00%
Oranges (1kg)
$2.08 BGN 3.49
$2.68 Rp 44.6K
-22.39%
Tomato (1kg)
$2.57 BGN 4.32
$1.35 Rp 22.5K
90.37%
Potato (1kg)
$1.16 BGN 1.95
$1.57 Rp 26.2K
-26.11%
Onion (1kg)
$1.36 BGN 2.29
$2.1 Rp 34.9K
-35.24%
Lettuce (1 head)
$1.01 BGN 1.7
$1.03 Rp 17.1K
-1.94%
Water (1.5 liter bottle)
$0.73 BGN 1.23
$0.57 Rp 9,488
28.07%
Cigarettes 20 Pack (Marlboro, Camel)
$3.63 BGN 6.1
$2.31 Rp 38.5K
57.14%
Wine (Bottle)
$6.93 BGN 11.65
$15.21 Rp 253.5K
-54.44%
Local Beer (0.5 liter bottle)
$1.01 BGN 1.69
$2.49 Rp 41.5K
-59.44%
Imported Beer (0.33 liter bottle)
$1.61 BGN 2.7
$2.66 Rp 44.3K
-39.47%
🚌 Getting Around
Veliko Tarnovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.91 BGN 1.53
$0.29 Rp 4,911
213.79%
Public Transport Monthly Pass (Regular Price)
$33.57 BGN 56.4
$10.03 Rp 167.1K
234.70%
Taxi Start (Normal Tariff)
$1.21 BGN 2.04
$0.45 Rp 7,480
168.89%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.1
$0.34 Rp 5,748
94.12%
Taxi 1hour Waiting (Normal Tariff)
$11.6 BGN 19.47
$5.97 Rp 99.4K
94.30%
Gasoline (1 liter)
$1.54 BGN 2.59
$0.75 Rp 12.4K
105.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K BGN 55K
$25.8K Rp 430.2M
26.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K BGN 43.3K
$31.7K Rp 528.9M
-18.72%
🧾 Monthly Utilities & Internet
Veliko Tarnovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.3 BGN 160
$64.6 Rp 1.1M
47.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.57 BGN 27.84
$4.14 Rp 69K
300.24%
Internet (50+ Mbps, Unlimited Data)
$13.07 BGN 21.94
$23.99 Rp 399.7K
-45.52%
🎉 Sport & Entertainment
Veliko Tarnovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.75 BGN 58.4
$23.29 Rp 388.1K
49.21%
Tennis Court (1 Hour on Weekend)
$21.88 BGN 36.74
$6.19 Rp 103.1K
253.47%
Cinema Ticket
$7.25 BGN 12.18
$3.45 Rp 57.5K
110.14%
🧸 Childcare & Education
Veliko Tarnovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 BGN 400
$91.9 Rp 1.5M
159.26%
International Primary School, 1 Child (Yearly)
$4,129 BGN 6,934
$5,912 Rp 98.5M
-30.17%
👕👟 Clothing & Footwear
Veliko Tarnovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.39 BGN 74.6
$51.5 Rp 857.6K
-13.76%
Summer Dress (H&M, Zara, etc)
$29.19 BGN 49.02
$24.45 Rp 407.3K
19.39%
Sport Shoes (Adidas, Nike)
$80.8 BGN 136
$84.4 Rp 1.4M
-4.24%
Men's Leather Business Shoes
$72.3 BGN 121
$74.3 Rp 1.2M
-2.68%
🏠 Accommodation & Living
Veliko Tarnovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$359 BGN 602
$261 Rp 4.4M
37.19%
1-bedroom Apartment, Outside City Center (Monthly)
$262 BGN 440
$160 Rp 2.7M
64.08%
3-bedroom Apartment, City Center (Monthly)
$591 BGN 993
$585 Rp 9.7M
1.09%
3-bedroom Apartment, Outside City Center (Monthly)
$440 BGN 738
$328 Rp 5.5M
33.92%
Buy Apartment in City Center (m2)
$2,560 BGN 4,300
$985 Rp 16.4M
159.92%
Buy Apartment Outside City Center (m2)
$1,412 BGN 2,371
$847 Rp 14.1M
66.73%
💵 Salaries & Financials
Veliko Tarnovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$951 BGN 1,597
$178 Rp 3M
434.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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