Cost of Living Comparison Between Veliko Tarnovo and Ubud, Bali Cost of Living Comparison Between Veliko Tarnovo and Ubud, Bali

😐 Solo nomad: Veliko Tarnovo is 5.1% more expensive than Ubud, Bali without rent, and 32% cheaper with rent.
🙂 Family of 3: Veliko Tarnovo is 14.7% cheaper than Ubud, Bali without rent, and 45.3% cheaper with rent.
Currency
🍽 Eating Out
Veliko Tarnovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.39 BGN 17.36
$3.47 Rp 58.5K
199.42%
Three-Course Dinner for Two, Mid-Range
$42.02 BGN 70.2
$32.10 Rp 542.1K
30.90%
Fast Food Meal (McDonalds, etc)
$8.80 BGN 14.70
$4.86 Rp 82.1K
81.07%
Cappuccino
$1.94 BGN 3.24
$2.82 Rp 47.7K
-31.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 BGN 2.18
$1.37 Rp 23.2K
-5.11%
Water (0.33 liter bottle)
$0.71 BGN 1.19
$0.73 Rp 12.3K
-2.74%
Local Beer (0.5 liter draught)
$1.96 BGN 3.27
$2.90 Rp 48.9K
-32.41%
Imported Beer (0.33 liter bottle)
$3.02 BGN 5.04
$3.92 Rp 66.1K
-22.96%
🛒 Groceries & Markets
Veliko Tarnovo
Ubud, Bali
Difference
Milk (1 liter)
$1.68 BGN 2.81
$1.74 Rp 29.4K
-3.45%
White Bread (500g)
$0.94 BGN 1.58
$2.44 Rp 41.3K
-61.48%
Rice (white) (1kg)
$1.88 BGN 3.13
$1.17 Rp 19.7K
60.68%
Eggs
$3.38 BGN 5.65
$2.35 Rp 39.7K
43.83%
Local Cheese (1kg)
$9.64 BGN 16.11
$14.78 Rp 249.6K
-34.78%
Chicken Fillets (1kg)
$8.16 BGN 13.63
$4.25 Rp 71.8K
92.00%
Beef Round Steak (1kg)
$11.66 BGN 19.47
$12.21 Rp 206.2K
-4.50%
Apples (1kg)
$1.58 BGN 2.64
$3.72 Rp 62.8K
-57.53%
Banana (1kg)
$2.12 BGN 3.54
$1.56 Rp 26.3K
35.90%
Oranges (1kg)
$2.01 BGN 3.36
$2.69 Rp 45.5K
-25.28%
Tomato (1kg)
$2.43 BGN 4.06
$2.34 Rp 39.4K
3.85%
Potato (1kg)
$1.19 BGN 1.99
$2.00 Rp 33.8K
-40.50%
Onion (1kg)
$1.38 BGN 2.30
$2.31 Rp 39.0K
-40.26%
Lettuce (1 head)
$1.05 BGN 1.76
$1.01 Rp 17.1K
3.96%
Water (1.5 liter bottle)
$0.74 BGN 1.23
$0.73 Rp 12.3K
1.37%
Cigarettes 20 Pack (Marlboro, Camel)
$3.70 BGN 6.18
$3.31 Rp 56.0K
11.78%
Wine (Bottle)
$7.06 BGN 11.79
$25.14 Rp 424.6K
-71.92%
Local Beer (0.5 liter bottle)
$0.97 BGN 1.62
$2.90 Rp 48.9K
-66.55%
Imported Beer (0.33 liter bottle)
$1.62 BGN 2.71
$2.77 Rp 46.8K
-41.52%
🚌 Getting Around
Veliko Tarnovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.84 BGN 1.41
$0.27 Rp 4,530
211.11%
Public Transport Monthly Pass (Regular Price)
$34.02 BGN 56.8
$8.26 Rp 139.5K
311.86%
Taxi Start (Normal Tariff)
$1.19 BGN 1.99
$0.45 Rp 7,641
164.44%
Taxi (Normal Tariff) (1km)
$0.62 BGN 1.04
$0.42 Rp 7,135
47.62%
Taxi 1hour Waiting (Normal Tariff)
$11.95 BGN 19.96
$6.26 Rp 105.6K
90.89%
Gasoline (1 liter)
$1.51 BGN 2.52
$0.86 Rp 14.6K
75.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K BGN 53.9K
$25.9K Rp 437.2M
24.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K BGN 43.1K
$31.9K Rp 538.6M
-19.04%
🧾 Monthly Utilities & Internet
Veliko Tarnovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.8 BGN 160
$80.8 Rp 1.4M
18.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.40 BGN 27.39
$3.98 Rp 67.1K
312.06%
Internet (50+ Mbps, Unlimited Data)
$13.36 BGN 22.31
$23.55 Rp 397.6K
-43.27%
🎉 Sport & Entertainment
Veliko Tarnovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.00 BGN 58.4
$97.3 Rp 1.6M
-64.02%
Tennis Court (1 Hour on Weekend)
$22.30 BGN 37.24
$6.42 Rp 108.4K
247.35%
Cinema Ticket
$6.93 BGN 11.57
$4.16 Rp 70.3K
66.59%
🧸 Childcare & Education
Veliko Tarnovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 BGN 391
$294 Rp 5.0M
-20.30%
International Primary School, 1 Child (Yearly)
$4,095 BGN 6,839
$6,548 Rp 110.6M
-37.46%
👕👟 Clothing & Footwear
Veliko Tarnovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$43.99 BGN 73.5
$54.2 Rp 914.7K
-18.79%
Summer Dress (H&M, Zara, etc)
$29.60 BGN 49.43
$37.95 Rp 640.8K
-22.00%
Sport Shoes (Adidas, Nike)
$82.9 BGN 138
$88.1 Rp 1.5M
-5.93%
Men's Leather Business Shoes
$70.6 BGN 118
$78.1 Rp 1.3M
-9.63%
🏠 Accommodation & Living
Veliko Tarnovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$369 BGN 617
$995 Rp 16.8M
-62.91%
1-bedroom Apartment, Outside City Center (Monthly)
$256 BGN 428
$668 Rp 11.3M
-61.60%
3-bedroom Apartment, City Center (Monthly)
$577 BGN 964
$3,391 Rp 57.3M
-82.99%
3-bedroom Apartment, Outside City Center (Monthly)
$438 BGN 731
$2,080 Rp 35.1M
-78.96%
Buy Apartment in City Center (m2)
$2,528 BGN 4,221
$3,037 Rp 51.3M
-16.77%
Buy Apartment Outside City Center (m2)
$1,385 BGN 2,313
$2,378 Rp 40.2M
-41.75%
💵 Salaries & Financials
Veliko Tarnovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$941 BGN 1,571
$180 Rp 3.0M
424.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: March 3, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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