Last update: Oct 2026

Cost of Living Comparison Between Velika Gorica and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,596 in Velika Gorica, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

78

Cost of Living Index in Velika Gorica
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Velika Gorica Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Velika Gorica

🇭🇷 Croatia

$1,596

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Velika Gorica and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Velika Gorica and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,596 in Velika Gorica versus $918 in Cebu.

Velika Gorica $1,596
Cebu $918

Estimated couple costs with rent: $2,335 in Velika Gorica versus $1,409 in Cebu.

Velika Gorica $2,335
Cebu $1,409

Monthly costs for a family of three with rent: $3,075 in Velika Gorica versus $1,900 in Cebu.

Velika Gorica $3,075
Cebu $1,900

Living in Velika Gorica is roughly 74% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Velika Gorica is 18% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.12 €10.82

$3.09 ₱194

292.23%

Three-Course Dinner for Two, Mid-Range

$62.4 €55.7

$24.22 ₱1,522

157.47%

Fast Food Meal (McDonalds, etc)

$8.91 €7.95

$3.92 ₱246

127.30%

Cappuccino

$2.74 €2.44

$2.51 ₱157

9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 €2.73

$1.59 ₱100

91.82%

Water (0.33 liter bottle)

$2.52 €2.25

$0.53 ₱33.37

375.47%

Local Beer (0.5 liter draught)

$3.81 €3.40

$1.78 ₱112

114.04%

Imported Beer (0.33 liter bottle)

$4.56 €4.07

$2.17 ₱136

110.14%

Milk (1 liter)

$1.20 €1.07

$1.92 ₱121

-37.50%

White Bread (500g)

$1.53 €1.37

$1.36 ₱85.2

12.50%

Rice (white) (1kg)

$2.90 €2.59

$1.01 ₱63.4

187.13%

Eggs

$3.95 €3.52

$2.03 ₱127

94.58%

Local Cheese (1kg)

$11.49 €10.26

$9.86 ₱620

16.53%

Chicken Fillets (1kg)

$8.37 €7.47

$4.39 ₱276

90.66%

Beef Round Steak (1kg)

$12.13 €10.84

$7.60 ₱478

59.61%

Apples (1kg)

$1.69 €1.51

$3.30 ₱207

-48.79%

Banana (1kg)

$1.71 €1.52

$1.39 ₱87.6

23.02%

Oranges (1kg)

$1.82 €1.63

$2.33 ₱147

-21.89%

Tomato (1kg)

$2.65 €2.37

$1.50 ₱94.1

76.67%

Potato (1kg)

$1.33 €1.18

$2.36 ₱148

-43.64%

Onion (1kg)

$1.24 €1.11

$1.90 ₱119

-34.74%

Lettuce (1 head)

$1.17 €1.04

$1.19 ₱74.8

-1.68%

Water (1.5 liter bottle)

$1.13 €1.01

$0.63 ₱39.63

79.37%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 €5.20

$3.00 ₱189

94.33%

Wine (Bottle)

$7.87 €7.03

$6.03 ₱379

30.51%

Local Beer (0.5 liter bottle)

$1.57 €1.40

$1.23 ₱77.5

27.64%

Imported Beer (0.33 liter bottle)

$1.97 €1.76

$1.75 ₱110

12.57%

One-way Ticket (Public Transport)

$0.61 €0.55

$0.25 ₱15.83

144.00%

Public Transport Monthly Pass (Regular Price)

$45.95 €41.03

$12.64 ₱794

263.53%

Taxi Start (Normal Tariff)

$2.17 €1.94

$0.77 ₱48.52

181.82%

Taxi (Normal Tariff) (1km)

$1.43 €1.28

$0.23 ₱14.50

521.74%

Taxi 1hour Waiting (Normal Tariff)

$11.63 €10.39

$4.46 ₱280

160.76%

Gasoline (1 liter)

$1.82 €1.62

$1.31 ₱82.6

38.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K €23.3K

$21.2K ₱1.3M

22.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €22.0K

$19.1K ₱1.2M

28.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 €195

$120 ₱7,554

81.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.81 €20.37

$14.00 ₱880

62.93%

Internet (50+ Mbps, Unlimited Data)

$40.39 €36.07

$27.54 ₱1,731

46.66%

Gym Membership (Monthly)

$50.8 €45.32

$32.33 ₱2,031

56.97%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

Cinema Ticket

$8.76 €7.82

$5.65 ₱355

55.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$431 €385

$275 ₱17.3K

56.55%

International Primary School, 1 Child (Yearly)

$4,163 €3,717

$7,918 ₱497.5K

-47.43%

Jeans (Levis 501 Or Similar)

$100 €89.6

$49.33 ₱3,100

103.47%

Summer Dress (H&M, Zara, etc)

$42.31 €37.78

$25.24 ₱1,586

67.63%

Sport Shoes (Adidas, Nike)

$101 €90.4

$77.0 ₱4,836

31.51%

Men's Leather Business Shoes

$108 €96.5

$57.2 ₱3,594

88.93%

1-bedroom Apartment, City Center (Monthly)

$645 €576

$500 ₱31.4K

29.04%

1-bedroom Apartment, Outside City Center (Monthly)

$564 €504

$309 ₱19.4K

82.77%

3-bedroom Apartment, City Center (Monthly)

$959 €856

$1,078 ₱67.7K

-11.04%

3-bedroom Apartment, Outside City Center (Monthly)

$843 €752

$615 ₱38.7K

36.96%

Buy Apartment in City Center (m2)

$3,099 €2,767

$2,886 ₱181.3K

7.37%

Buy Apartment Outside City Center (m2)

$2,925 €2,612

$1,917 ₱120.4K

52.59%

Average Monthly Net Salary (After Tax)

$1,393 €1,244

$346 ₱21.7K

302.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

7.2

-48.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Velika Gorica: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Velika Gorica

$564 35.4%

Cebu

$309 33.6% 45.3% $256

Monthly Utilities & Internet

Velika Gorica

$281 17.6%

Cebu

$162 17.6% 42.5% $120

Groceries & Markets

Velika Gorica

$259 16.2%

Cebu

$206 22.4% 20.5% $53

Eating Out

Velika Gorica

$207 13%

Cebu

$88 9.6% 57.4% $119

Clothing & Footwear

Velika Gorica

$158 9.9%

Cebu

$94 10.2% 40.7% $64

Sport & Entertainment

Velika Gorica

$68 4.3%

Cebu

$44 4.8% 36.1% $25

Getting Around

Velika Gorica

$58 3.6%

Cebu

$16 1.7% 73% $42

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Velika Gorica and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Velika Gorica pays 303% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Velika Gorica vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $259 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Velika Gorica

🇵🇭 Cebu

🕒 Local time

08:13 8:13 AM

14:13 2:13 PM

6 h ahead of Velika Gorica

🌤 Weather

👥 Population

61,075

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Velika Gorica Cebu 10,530 km ≈ 14 h nonstop flight

From you

Velika Gorica
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Velika Gorica vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 74% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 303% higher in Velika Gorica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $645 in Velika Gorica versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,596 per month in Velika Gorica versus $918 in Cebu – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 264% less than in Velika Gorica. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,596 in Velika Gorica, a $1,500 budget is realistic in Cebu but tight or insufficient in Velika Gorica. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Velika Gorica, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Velika Gorica and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 74% less than in Velika Gorica. Beyond cost, consider language, visa policies, and how big the international community is in each city.