Last update: Oct 2026

Cost of Living Comparison Between Veles and Ubud, Bali

For one person, living is cheaper in Veles: $766 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Veles
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Veles Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Veles

🇲🇰 North Macedonia

$766

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Veles and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veles and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $766 in Veles versus $1,349 in Ubud, Bali.

Veles $766
Ubud, Bali $1,349

Estimated couple costs with rent: $1,137 in Veles versus $2,305 in Ubud, Bali.

Veles $1,137
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,507 in Veles versus $3,261 in Ubud, Bali.

Veles $1,507
Ubud, Bali $3,261

Living in Veles costs roughly 43% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.78 MKD 484

$3.32 Rp 60.4K

164.46%

Three-Course Dinner for Two, Mid-Range

$18.09 MKD 997

$35.64 Rp 647.8K

-49.24%

Fast Food Meal (McDonalds, etc)

$5.43 MKD 299

$5.53 Rp 100.6K

-1.81%

Cappuccino

$1.56 MKD 85.9

$2.72 Rp 49.4K

-42.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 MKD 73.5

$1.70 Rp 30.9K

-21.76%

Water (0.33 liter bottle)

$0.82 MKD 45.09

$0.76 Rp 13.8K

7.89%

Local Beer (0.5 liter draught)

$1.47 MKD 81.3

$2.65 Rp 48.2K

-44.53%

Imported Beer (0.33 liter bottle)

$3.11 MKD 171

$4.38 Rp 79.6K

-29.00%

Milk (1 liter)

$1.03 MKD 56.7

$1.49 Rp 27.1K

-30.87%

White Bread (500g)

$0.53 MKD 29.34

$2.28 Rp 41.4K

-76.75%

Rice (white) (1kg)

$1.51 MKD 83.4

$1.19 Rp 21.6K

26.89%

Eggs

$2.48 MKD 137

$2.04 Rp 37.0K

21.57%

Local Cheese (1kg)

$2.97 MKD 164

$17.70 Rp 321.7K

-83.22%

Chicken Fillets (1kg)

$3.93 MKD 217

$3.96 Rp 72.0K

-0.76%

Beef Round Steak (1kg)

$15.02 MKD 828

$12.19 Rp 221.6K

23.22%

Apples (1kg)

$1.44 MKD 79.2

$3.66 Rp 66.4K

-60.66%

Banana (1kg)

$1.46 MKD 80.6

$1.52 Rp 27.6K

-3.95%

Oranges (1kg)

$1.34 MKD 73.8

$2.23 Rp 40.5K

-39.91%

Tomato (1kg)

$1.89 MKD 104

$1.97 Rp 35.9K

-4.06%

Potato (1kg)

$0.90 MKD 49.77

$1.85 Rp 33.6K

-51.35%

Onion (1kg)

$0.83 MKD 45.99

$2.42 Rp 44.1K

-65.70%

Lettuce (1 head)

$0.59 MKD 32.79

$0.99 Rp 18.0K

-40.40%

Water (1.5 liter bottle)

$0.60 MKD 32.96

$0.51 Rp 9,332

17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 MKD 178

$2.22 Rp 40.4K

45.50%

Wine (Bottle)

$6.22 MKD 343

$22.24 Rp 404.2K

-72.03%

Local Beer (0.5 liter bottle)

$1.02 MKD 56.3

$2.26 Rp 41.1K

-54.87%

Imported Beer (0.33 liter bottle)

$1.44 MKD 79.5

$2.97 Rp 54.0K

-51.52%

One-way Ticket (Public Transport)

$0.80 MKD 44.01

$0.25 Rp 4,562

220.00%

Public Transport Monthly Pass (Regular Price)

$23.73 MKD 1,308

$7.82 Rp 142.2K

203.45%

Taxi Start (Normal Tariff)

$1.10 MKD 60.8

$0.44 Rp 7,989

150.00%

Taxi (Normal Tariff) (1km)

$0.58 MKD 31.76

$0.43 Rp 7,817

34.88%

Taxi 1hour Waiting (Normal Tariff)

$7.67 MKD 423

$5.41 Rp 98.3K

41.77%

Gasoline (1 liter)

$1.40 MKD 77.0

$0.82 Rp 15.0K

70.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K MKD 1.5M

$23.8K Rp 433.3M

11.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K MKD 1.4M

$31.7K Rp 577.0M

-21.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 MKD 5,974

$79.1 Rp 1.4M

37.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.80 MKD 926

$6.45 Rp 117.2K

160.47%

Internet (50+ Mbps, Unlimited Data)

$12.21 MKD 673

$18.58 Rp 337.7K

-34.28%

Gym Membership (Monthly)

$25.03 MKD 1,379

$49.48 Rp 899.4K

-49.41%

Tennis Court (1 Hour on Weekend)

$17.81 MKD 981

$17.65 Rp 320.8K

0.91%

Cinema Ticket

$3.37 MKD 186

$4.27 Rp 77.7K

-21.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 MKD 11.8K

$491 Rp 8.9M

-56.34%

International Primary School, 1 Child (Yearly)

$5,661 MKD 312.0K

$5,674 Rp 103.1M

-0.23%

Jeans (Levis 501 Or Similar)

$21.40 MKD 1,180

$44.64 Rp 811.4K

-52.06%

Summer Dress (H&M, Zara, etc)

$18.01 MKD 993

$34.95 Rp 635.3K

-48.47%

Sport Shoes (Adidas, Nike)

$73.6 MKD 4,055

$79.9 Rp 1.5M

-7.93%

Men's Leather Business Shoes

$109 MKD 5,988

$79.4 Rp 1.4M

36.78%

1-bedroom Apartment, City Center (Monthly)

$223 MKD 12.3K

$1,125 Rp 20.4M

-80.21%

1-bedroom Apartment, Outside City Center (Monthly)

$169 MKD 9,306

$671 Rp 12.2M

-74.86%

3-bedroom Apartment, City Center (Monthly)

$290 MKD 16.0K

$3,565 Rp 64.8M

-91.88%

3-bedroom Apartment, Outside City Center (Monthly)

$232 MKD 12.8K

$1,723 Rp 31.3M

-86.55%

Buy Apartment in City Center (m2)

$1,181 MKD 65.1K

$2,732 Rp 49.6M

-56.76%

Buy Apartment Outside City Center (m2)

$940 MKD 51.8K

$2,284 Rp 41.5M

-58.83%

Average Monthly Net Salary (After Tax)

$586 MKD 32.3K

$164 Rp 3.0M

257.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

13.78

-69.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veles: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Veles

$170 22.2%

Ubud, Bali

$288 21.4% 69.3% $118

Accommodation & Living

Veles

$169 22%

Ubud, Bali

$672 49.8% 298% $503

Monthly Utilities & Internet

Veles

$137 17.9%

Ubud, Bali

$104 7.7% 24.2% $33

Eating Out

Veles

$127 16.6%

Ubud, Bali

$108 8% 15.5% $20

Clothing & Footwear

Veles

$100 13%

Ubud, Bali

$108 8% 7.8% $7.8

Sport & Entertainment

Veles

$32 4.1%

Ubud, Bali

$58 4.3% 82.7% $26

Getting Around

Veles

$31 4%

Ubud, Bali

$11 0.9% 63.1% $19

Cost Breakdown

A one-bedroom apartment in the center runs $223 in Veles and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Veles pays about 3.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18 in Veles vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $170 vs $288 per month, with Veles cheaper across the board.

Good to know

🇲🇰 Veles

🇮🇩 Ubud, Bali

🕒 Local time

03:13 3:13 AM

10:13 10:13 AM

7 h ahead of Veles

🌤 Weather

👥 Population

43,716

74,800

💱 Currency

North Macedonian Denar MKD ден

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MKD = 1.81 USD

100 MKD = 1.63 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 29, 2026: 1 USD = 55.12 MKD (100 MKD = 1.81 USD). 1 EUR = 61.36 MKD (100 MKD = 1.63 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to MKD in detail →

On the map

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Highest

Between locations

Veles Ubud, Bali 10,920 km ≈ 14 h nonstop flight

From you

Veles
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veles vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Veles wins on cost – living expenses run 43% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Veles the obvious pick if budget is a priority.

Average pay in Veles is about 3.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $223 in Veles versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $214 in Veles versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Veles and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.