Last update: Oct 2026

Cost of Living Comparison Between Varkaus and Belgrade

For one person, living is cheaper in Belgrade: $1,554 a month against $1,900 in Varkaus, rent and utilities included – about $4,200 less a year. The total is higher in Varkaus despite lower rent and utilities.

93

Cost of Living Index in Varkaus
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Varkaus Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Varkaus

🇫🇮 Finland

$1,900

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Varkaus and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varkaus and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,900 per month in Varkaus vs $1,554 in Belgrade, rent included.

Varkaus $1,900
Belgrade $1,554

A couple spends around $3,063 per month in Varkaus vs $2,337 in Belgrade, rent included.

Varkaus $3,063
Belgrade $2,337

A family of three spends $4,225 per month in Varkaus vs $3,121 in Belgrade, rent included.

Varkaus $4,225
Belgrade $3,121

Varkaus costs about 22% more than Belgrade, and outside of rent the biggest gap is in groceries.

Both Varkaus and Belgrade sit above the global median – Varkaus by 41%, Belgrade by 15%.

Meal at Budget Restaurant

$15.90 €14.14

$13.15 RSD 1,371

20.91%

Three-Course Dinner for Two, Mid-Range

$102 €90.9

$57.5 RSD 5,999

77.49%

Fast Food Meal (McDonalds, etc)

$11.83 €10.52

$13.38 RSD 1,394

-11.58%

Cappuccino

$5.28 €4.70

$3.10 RSD 323

70.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 €3.08

$2.82 RSD 294

22.70%

Water (0.33 liter bottle)

$2.72 €2.42

$2.22 RSD 231

22.52%

Local Beer (0.5 liter draught)

$8.74 €7.77

$3.47 RSD 362

151.87%

Imported Beer (0.33 liter bottle)

$9.66 €8.60

$3.96 RSD 412

143.94%

Milk (1 liter)

$1.43 €1.27

$1.38 RSD 144

3.62%

White Bread (500g)

$2.92 €2.60

$1.13 RSD 118

158.41%

Rice (white) (1kg)

$3.51 €3.13

$2.66 RSD 277

31.95%

Eggs

$3.77 €3.35

$2.78 RSD 290

35.61%

Local Cheese (1kg)

$10.96 €9.75

$10.99 RSD 1,146

-0.27%

Chicken Fillets (1kg)

$16.14 €14.36

$6.56 RSD 684

146.04%

Beef Round Steak (1kg)

$22.36 €19.89

$15.07 RSD 1,571

48.37%

Apples (1kg)

$2.77 €2.46

$1.66 RSD 173

66.87%

Banana (1kg)

$2.06 €1.83

$1.79 RSD 186

15.08%

Oranges (1kg)

$3.31 €2.94

$1.87 RSD 195

77.01%

Tomato (1kg)

$4.34 €3.86

$3.03 RSD 315

43.23%

Potato (1kg)

$1.27 €1.13

$0.92 RSD 96.3

38.04%

Onion (1kg)

$1.72 €1.53

$0.71 RSD 73.8

142.25%

Lettuce (1 head)

$2.03 €1.80

$0.74 RSD 77.6

174.32%

Water (1.5 liter bottle)

$1.94 €1.72

$0.74 RSD 77.2

162.16%

Cigarettes 20 Pack (Marlboro, Camel)

$12.24 €10.88

$4.61 RSD 481

165.51%

Wine (Bottle)

$13.47 €11.98

$8.81 RSD 918

52.89%

Local Beer (0.5 liter bottle)

$3.95 €3.51

$0.89 RSD 92.7

343.82%

Imported Beer (0.33 liter bottle)

$4.93 €4.38

$1.45 RSD 151

240.00%

One-way Ticket (Public Transport)

$2.87 €2.55

Public Transport Monthly Pass (Regular Price)

$55.1 €49.04

Taxi Start (Normal Tariff)

$9.50 €8.45

$3.02 RSD 315

214.57%

Taxi (Normal Tariff) (1km)

$1.83 €1.63

$0.98 RSD 103

86.73%

Taxi 1hour Waiting (Normal Tariff)

$51.1 €45.47

$17.08 RSD 1,780

199.30%

Gasoline (1 liter)

$2.24 €2.00

$1.91 RSD 199

17.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.1K

$31.0K RSD 3.2M

16.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €33.7K

$24.7K RSD 2.6M

53.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 €96.7

$220 RSD 23.0K

-50.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.10 €24.99

$24.41 RSD 2,544

15.12%

Internet (50+ Mbps, Unlimited Data)

$25.26 €22.47

$35.64 RSD 3,715

-29.12%

Gym Membership (Monthly)

$43.53 €38.72

$41.20 RSD 4,295

5.66%

Tennis Court (1 Hour on Weekend)

$21.91 €19.49

$22.60 RSD 2,356

-3.05%

Cinema Ticket

$17.63 €15.68

$8.59 RSD 896

105.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 €287

$424 RSD 44.2K

-23.72%

International Primary School, 1 Child (Yearly)

$12.7K €11.3K

$11.0K RSD 1.1M

16.06%

Jeans (Levis 501 Or Similar)

$123 €109

$111 RSD 11.5K

10.87%

Summer Dress (H&M, Zara, etc)

$57.1 €50.8

$47.28 RSD 4,929

20.85%

Sport Shoes (Adidas, Nike)

$95.7 €85.1

$113 RSD 11.8K

-15.41%

Men's Leather Business Shoes

$179 €160

$157 RSD 16.3K

14.50%

1-bedroom Apartment, City Center (Monthly)

$662 €589

$805 RSD 83.9K

-17.80%

1-bedroom Apartment, Outside City Center (Monthly)

$646 €575

$546 RSD 56.9K

18.30%

3-bedroom Apartment, City Center (Monthly)

$1,338 €1,190

$1,452 RSD 151.4K

-7.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,161 €1,033

$931 RSD 97.0K

24.81%

Buy Apartment in City Center (m2)

$3,875 €3,447

$5,368 RSD 559.6K

-27.81%

Buy Apartment Outside City Center (m2)

$2,331 €2,074

$3,155 RSD 328.9K

-26.12%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

4.61

-23.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varkaus: October 11, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varkaus

$646 34%

Belgrade

$546 35.2% 15.5% $100

Groceries & Markets

Varkaus

$410 21.6%

Belgrade

$241 15.5% 41.3% $169

Eating Out

Varkaus

$314 16.5%

Belgrade

$228 14.7% 27.4% $86

Clothing & Footwear

Varkaus

$205 10.8%

Belgrade

$192 12.4% 6% $12

Monthly Utilities & Internet

Varkaus

$162 8.5%

Belgrade

$280 18.1% 73.1% $118

Getting Around

Varkaus

$85 4.5%

Belgrade

$7.9 * 0.5% 90.7% $77

Sport & Entertainment

Varkaus

$79 4.2%

Belgrade

$58 3.8% 25.9% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $662 in Varkaus versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $102 in Varkaus versus $58.0 in Belgrade. Monthly groceries follow the same trend: $410 vs $241 – making Belgrade the more affordable choice for daily food spending.

Good to know

🇫🇮 Varkaus

🇷🇸 Belgrade

🕒 Local time

17:55 5:55 PM

16:55 4:55 PM

1 h behind Varkaus

🌤 Weather

👥 Population

20,257

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to EUR in detail →

On the map

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Between locations

Varkaus Belgrade 2,000 km ≈ 3 h nonstop flight

From you

Varkaus
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varkaus vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,900 in Varkaus, $1,554 in Belgrade – roughly 22% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,850 per month in Varkaus and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgrade, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $102 in Varkaus and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 70% more in Varkaus, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgrade, where all-in costs run around $1,554, than in Varkaus at $1,900. In Belgrade it covers expenses comfortably, while in Varkaus it requires careful planning or may not stretch far enough.

Families tend to lean toward Belgrade – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgrade. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varkaus makes more sense. Both are solid long-term options with distinct trade-offs.