Cost of Living Comparison Between Varanasi and Ubud, Bali Cost of Living Comparison Between Varanasi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $310 in Varanasi versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $514 in Varanasi versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $717 in Varanasi versus $3,694 in Ubud, Bali.

Living in Varanasi costs roughly 78% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Varanasi is 77% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Varanasi
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.31 ₹220
$3.57 Rp 64.0K
-35.29%
Three-Course Dinner for Two, Mid-Range
$8.68 ₹825
$32.50 Rp 582.3K
-73.29%
Fast Food Meal (McDonalds, etc)
$3.47 ₹330
$4.86 Rp 87.1K
-28.60%
Cappuccino
$1.55 ₹147
$2.75 Rp 49.2K
-43.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 ₹31.70
$1.32 Rp 23.7K
-75.00%
Water (0.33 liter bottle)
$0.12 ₹11.84
$0.70 Rp 12.6K
-82.86%
Local Beer (0.5 liter draught)
$1.76 ₹168
$2.91 Rp 52.2K
-39.52%
Imported Beer (0.33 liter bottle)
$2.29 ₹217
$3.79 Rp 68.0K
-39.58%
🛒 Groceries & Markets
Varanasi
Ubud, Bali
Difference
Milk (1 liter)
$0.69 ₹65.8
$1.71 Rp 30.6K
-59.65%
White Bread (500g)
$0.39 ₹37.32
$2.47 Rp 44.3K
-84.21%
Rice (white) (1kg)
$0.52 ₹49.63
$1.20 Rp 21.5K
-56.67%
Eggs
$0.90 ₹85.6
$2.44 Rp 43.8K
-63.11%
Local Cheese (1kg)
$3.58 ₹340
$14.38 Rp 257.7K
-75.10%
Chicken Fillets (1kg)
$2.59 ₹246
$4.31 Rp 77.1K
-39.91%
Beef Round Steak (1kg)
-
$12.21 Rp 218.7K
-
Apples (1kg)
$1.57 ₹149
$3.68 Rp 66.0K
-57.34%
Banana (1kg)
$0.66 ₹62.5
$1.55 Rp 27.8K
-57.42%
Oranges (1kg)
$0.93 ₹88.4
$2.79 Rp 49.9K
-66.67%
Tomato (1kg)
$0.38 ₹36.36
$2.33 Rp 41.8K
-83.69%
Potato (1kg)
$0.27 ₹25.42
$1.97 Rp 35.3K
-86.29%
Onion (1kg)
$0.25 ₹23.53
$2.31 Rp 41.4K
-89.18%
Lettuce (1 head)
$0.35 ₹33.01
$1.06 Rp 19.1K
-66.98%
Water (1.5 liter bottle)
$0.29 ₹27.46
$0.73 Rp 13.1K
-60.27%
Cigarettes 20 Pack (Marlboro, Camel)
$2.89 ₹275
$3.28 Rp 58.8K
-11.89%
Wine (Bottle)
$5.66 ₹538
$22.79 Rp 408.4K
-75.16%
Local Beer (0.5 liter bottle)
$1.67 ₹159
$2.81 Rp 50.3K
-40.57%
Imported Beer (0.33 liter bottle)
$2.67 ₹254
$2.78 Rp 49.9K
-3.96%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.52 ₹430
-
-
🚌 Getting Around
Varanasi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.55 ₹52.5
$0.29 Rp 5,217
89.66%
Public Transport Monthly Pass (Regular Price)
$10.59 ₹1,007
$8.06 Rp 144.4K
31.39%
Taxi Start (Normal Tariff)
$0.22 ₹20.93
$0.45 Rp 8,047
-51.11%
Taxi (Normal Tariff) (1km)
$0.11 ₹10.23
$0.45 Rp 8,094
-75.56%
Taxi 1hour Waiting (Normal Tariff)
$1.13 ₹107
$6.24 Rp 111.7K
-81.89%
Gasoline (1 liter)
$1.19 ₹113
$0.85 Rp 15.2K
40.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$13.7K ₹1.3M
$26.0K Rp 465.4M
-47.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K ₹2.0M
$31.7K Rp 567.2M
-34.26%
🧾 Monthly Utilities & Internet
Varanasi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$13.88 ₹1,320
$80.8 Rp 1.4M
-82.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.65 ₹347
$4.06 Rp 72.7K
-10.10%
Internet (50+ Mbps, Unlimited Data)
$5.28 ₹502
$24.42 Rp 437.6K
-78.38%
🎉 Sport & Entertainment
Varanasi
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.64 ₹1,202
$97.7 Rp 1.7M
-87.06%
Tennis Court (1 Hour on Weekend)
$5.83 ₹555
$6.45 Rp 115.5K
-9.61%
Cinema Ticket
$2.84 ₹270
$4.04 Rp 72.4K
-29.70%
🧸 Childcare & Education
Varanasi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$57.8 ₹5,493
$304 Rp 5.4M
-81.00%
International Primary School, 1 Child (Yearly)
$926 ₹88.1K
$6,621 Rp 118.6M
-86.01%
👕👟 Clothing & Footwear
Varanasi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$23.02 ₹2,189
$54.2 Rp 971.7K
-57.55%
Summer Dress (H&M, Zara, etc)
$24.76 ₹2,355
$38.78 Rp 694.7K
-36.15%
Sport Shoes (Adidas, Nike)
$40.46 ₹3,847
$86.1 Rp 1.5M
-53.03%
Men's Leather Business Shoes
$25.47 ₹2,423
$76.7 Rp 1.4M
-66.78%
🏠 Accommodation & Living
Varanasi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$125 ₹11.9K
$986 Rp 17.7M
-87.27%
1-bedroom Apartment, Outside City Center (Monthly)
$52.7 ₹5,011
$658 Rp 11.8M
-91.99%
3-bedroom Apartment, City Center (Monthly)
$251 ₹23.8K
$3,369 Rp 60.4M
-92.56%
3-bedroom Apartment, Outside City Center (Monthly)
$152 ₹14.5K
$2,066 Rp 37.0M
-92.63%
Buy Apartment in City Center (m2)
$553 ₹52.6K
$2,741 Rp 49.1M
-79.83%
Buy Apartment Outside City Center (m2)
$338 ₹32.2K
$2,228 Rp 39.9M
-84.82%
💵 Salaries & Financials
Varanasi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$579 ₹55.1K
$163 Rp 2.9M
254.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.72
13.28
-34.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varanasi: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Varanasi and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Varanasi pays 254% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Varanasi vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $89.0 vs $297 per month, with Varanasi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Varanasi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Varanasi or Ubud, Bali?
Varanasi wins on cost – living expenses run 352% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Varanasi the obvious pick if budget is a priority.
Are salaries higher in Varanasi or Ubud, Bali?
Varanasi pays 254% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Varanasi vs Ubud, Bali?
Rent for a central apartment: $125 in Varanasi versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Varanasi and Ubud, Bali?
Childcare runs $57.8 in Varanasi versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Varanasi or Ubud, Bali?
Supermarket bills run roughly 235% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Varanasi or Ubud, Bali?
At $310 in Varanasi versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Varanasi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varanasi the clear choice for anyone on this budget.
Which city is better for digital nomads, Varanasi or Ubud, Bali?
Both work as nomad bases, but Varanasi delivers better value – similar infrastructure at $310 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Varanasi hard to pass up.
How safe is Varanasi compared to Ubud, Bali?
Safety-wise, Varanasi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Varanasi gentler on the wallet – expenses run 352% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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