Last update: Oct 2026

Cost of Living Comparison Between Vantaa and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,039 in Vantaa, rent and utilities included – about $8,300 less a year. Other living expenses account for most of the difference.

100

Cost of Living Index in Vantaa
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Vantaa Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vantaa

🇫🇮 Finland

$2,039

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Vantaa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vantaa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,039 in Vantaa versus $1,348 in Ubud, Bali.

Vantaa $2,039
Ubud, Bali $1,348

Estimated couple costs with rent: $3,157 in Vantaa versus $2,312 in Ubud, Bali.

Vantaa $3,157
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $4,276 in Vantaa versus $3,276 in Ubud, Bali.

Vantaa $4,276
Ubud, Bali $3,276

Living in Vantaa is roughly 51% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Vantaa 52% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$15.08 €13.46

$3.33 Rp 59.6K

352.85%

Three-Course Dinner for Two, Mid-Range

$90.8 €81.1

$35.42 Rp 633.1K

156.47%

Fast Food Meal (McDonalds, etc)

$11.29 €10.08

$5.76 Rp 102.9K

96.01%

Cappuccino

$4.22 €3.77

$2.63 Rp 47.0K

60.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 €2.45

$1.74 Rp 31.0K

58.05%

Water (0.33 liter bottle)

$2.05 €1.83

$0.77 Rp 13.8K

166.23%

Local Beer (0.5 liter draught)

$6.76 €6.03

$2.71 Rp 48.4K

149.45%

Imported Beer (0.33 liter bottle)

$6.89 €6.15

$4.52 Rp 80.8K

52.43%

Milk (1 liter)

$1.08 €0.96

$1.53 Rp 27.4K

-29.41%

White Bread (500g)

$2.77 €2.47

$2.20 Rp 39.2K

25.91%

Rice (white) (1kg)

$2.55 €2.27

$1.22 Rp 21.8K

109.02%

Eggs

$3.44 €3.07

$2.14 Rp 38.2K

60.75%

Local Cheese (1kg)

$7.54 €6.73

$17.73 Rp 316.9K

-57.47%

Chicken Fillets (1kg)

$12.02 €10.72

$3.86 Rp 68.9K

211.40%

Beef Round Steak (1kg)

$21.73 €19.39

$12.03 Rp 215.0K

80.63%

Apples (1kg)

$2.22 €1.98

$3.61 Rp 64.5K

-38.50%

Banana (1kg)

$1.83 €1.63

$1.51 Rp 27.1K

21.19%

Oranges (1kg)

$2.21 €1.97

$2.32 Rp 41.4K

-4.74%

Tomato (1kg)

$3.79 €3.38

$2.00 Rp 35.8K

89.50%

Potato (1kg)

$1.07 €0.95

$1.81 Rp 32.4K

-40.88%

Onion (1kg)

$1.70 €1.52

$2.39 Rp 42.7K

-28.87%

Lettuce (1 head)

$1.70 €1.52

$0.99 Rp 17.8K

71.72%

Water (1.5 liter bottle)

$1.64 €1.47

$0.52 Rp 9,373

215.38%

Cigarettes 20 Pack (Marlboro, Camel)

$12.45 €11.11

$2.18 Rp 39.0K

471.10%

Wine (Bottle)

$13.55 €12.09

$22.98 Rp 410.7K

-41.04%

Local Beer (0.5 liter bottle)

$3.16 €2.82

$2.40 Rp 42.8K

31.67%

Imported Beer (0.33 liter bottle)

$3.51 €3.13

$3.00 Rp 53.6K

17.00%

One-way Ticket (Public Transport)

$3.60 €3.22

$0.24 Rp 4,255

1400.00%

Public Transport Monthly Pass (Regular Price)

$77.4 €69.1

$6.99 Rp 125.0K

1007.58%

Taxi Start (Normal Tariff)

$9.93 €8.86

$0.44 Rp 7,876

2156.82%

Taxi (Normal Tariff) (1km)

$1.84 €1.64

$0.42 Rp 7,582

338.10%

Taxi 1hour Waiting (Normal Tariff)

$126 €112

$5.45 Rp 97.4K

2207.89%

Gasoline (1 liter)

$2.13 €1.90

$0.84 Rp 15.1K

153.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K €32.9K

$24.3K Rp 434.8M

51.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €35.3K

$31.9K Rp 570.0M

24.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 €234

$80.8 Rp 1.4M

224.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.50 €24.54

$6.58 Rp 117.6K

317.93%

Internet (50+ Mbps, Unlimited Data)

$19.09 €17.04

$18.24 Rp 326.1K

4.66%

Gym Membership (Monthly)

$43.30 €38.64

$55.1 Rp 985.4K

-21.46%

Tennis Court (1 Hour on Weekend)

$36.22 €32.32

$18.51 Rp 330.9K

95.68%

Cinema Ticket

$16.87 €15.06

$4.24 Rp 75.9K

297.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €304

$486 Rp 8.7M

-29.94%

International Primary School, 1 Child (Yearly)

$34.0K €30.3K

$5,676 Rp 101.5M

498.64%

Jeans (Levis 501 Or Similar)

$94.2 €84.1

$45.18 Rp 807.6K

108.48%

Summer Dress (H&M, Zara, etc)

$43.92 €39.20

$34.57 Rp 617.9K

27.05%

Sport Shoes (Adidas, Nike)

$111 €99.2

$79.2 Rp 1.4M

40.40%

Men's Leather Business Shoes

$156 €139

$77.6 Rp 1.4M

100.75%

1-bedroom Apartment, City Center (Monthly)

$1,045 €933

$1,127 Rp 20.1M

-7.25%

1-bedroom Apartment, Outside City Center (Monthly)

$777 €693

$674 Rp 12.1M

15.20%

3-bedroom Apartment, City Center (Monthly)

$1,554 €1,387

$3,618 Rp 64.7M

-57.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,349 €1,204

$1,735 Rp 31.0M

-22.23%

Buy Apartment in City Center (m2)

$3,920 €3,498

$2,829 Rp 50.6M

38.55%

Buy Apartment Outside City Center (m2)

$2,109 €1,882

$2,307 Rp 41.2M

-8.57%

Average Monthly Net Salary (After Tax)

$2,640 €2,356

$166 Rp 3.0M

1493.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-70.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vantaa: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vantaa

$777 37.5%

Ubud, Bali

$674 49.6% 13.2% $102

Groceries & Markets

Vantaa

$343 16.6%

Ubud, Bali

$290 21.4% 15.5% $53

Monthly Utilities & Internet

Vantaa

$309 14.9%

Ubud, Bali

$106 7.8% 65.8% $203

Eating Out

Vantaa

$272 13.1%

Ubud, Bali

$108 8% 60.3% $164

Clothing & Footwear

Vantaa

$182 8.8%

Ubud, Bali

$106 7.8% 41.6% $76

Getting Around

Vantaa

$111 5.4%

Ubud, Bali

$11 0.8% 90.5% $100

Sport & Entertainment

Vantaa

$77 3.7%

Ubud, Bali

$64 4.7% 17.4% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,045 in Vantaa and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vantaa pays 1494% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Vantaa vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $343 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇫🇮 Vantaa

🇮🇩 Ubud, Bali

🕒 Local time

05:26 5:26 AM

10:26 10:26 AM

5 h ahead of Vantaa

🌤 Weather

👥 Population

247,447

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

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Vantaa Ubud, Bali 10,840 km ≈ 14 h nonstop flight

From you

Vantaa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vantaa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 51% lower than in Vantaa. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1494% higher in Vantaa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,045 in Vantaa versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $340 in Vantaa versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Vantaa. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $2,039 in Vantaa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vantaa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vantaa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 51% less than in Vantaa. Beyond cost, consider language, visa policies, and how big the international community is in each city.