Last update: Oct 2026

Cost of Living Comparison Between Vaasa and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,868 in Vaasa, rent and utilities included – about $6,200 less a year. Other living expenses account for most of the difference.

91

Cost of Living Index in Vaasa
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Vaasa Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vaasa

🇫🇮 Finland

$1,868

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Vaasa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vaasa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,868 in Vaasa versus $1,353 in Ubud, Bali.

Vaasa $1,868
Ubud, Bali $1,353

Estimated couple costs with rent: $2,778 in Vaasa versus $2,297 in Ubud, Bali.

Vaasa $2,778
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,687 in Vaasa versus $3,241 in Ubud, Bali.

Vaasa $3,687
Ubud, Bali $3,241

Living in Vaasa is roughly 38% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Vaasa 38% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$15.62 €13.90

$3.23 Rp 58.1K

383.59%

Three-Course Dinner for Two, Mid-Range

$85.3 €75.9

$34.88 Rp 627.8K

144.55%

Fast Food Meal (McDonalds, etc)

$10.00 €8.90

$5.70 Rp 102.5K

75.44%

Cappuccino

$4.90 €4.36

$2.62 Rp 47.1K

87.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.65

$1.72 Rp 31.0K

138.95%

Water (0.33 liter bottle)

$3.89 €3.46

$0.81 Rp 14.6K

380.25%

Local Beer (0.5 liter draught)

$8.17 €7.27

$2.65 Rp 47.7K

208.30%

Imported Beer (0.33 liter bottle)

$8.91 €7.93

$4.37 Rp 78.6K

103.89%

Milk (1 liter)

$1.59 €1.41

$1.57 Rp 28.3K

1.27%

White Bread (500g)

$3.18 €2.83

$2.19 Rp 39.5K

45.21%

Rice (white) (1kg)

$4.16 €3.70

$1.18 Rp 21.2K

252.54%

Eggs

$3.60 €3.20

$2.16 Rp 38.8K

66.67%

Local Cheese (1kg)

$8.85 €7.88

$17.65 Rp 317.7K

-49.86%

Chicken Fillets (1kg)

$12.06 €10.72

$3.78 Rp 68.0K

219.05%

Beef Round Steak (1kg)

$21.49 €19.12

$11.95 Rp 215.1K

79.83%

Apples (1kg)

$2.65 €2.35

$3.60 Rp 64.8K

-26.39%

Banana (1kg)

$2.29 €2.04

$1.59 Rp 28.6K

44.03%

Oranges (1kg)

$2.83 €2.51

$2.31 Rp 41.6K

22.51%

Tomato (1kg)

$4.57 €4.06

$1.91 Rp 34.3K

139.27%

Potato (1kg)

$1.30 €1.16

$1.78 Rp 32.1K

-26.97%

Onion (1kg)

$1.90 €1.69

$2.33 Rp 41.9K

-18.45%

Lettuce (1 head)

$2.84 €2.53

$1.00 Rp 18.0K

184.00%

Water (1.5 liter bottle)

$3.76 €3.35

$0.53 Rp 9,509

609.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.68 €13.06

$2.29 Rp 41.1K

541.05%

Wine (Bottle)

$12.43 €11.06

$22.07 Rp 397.3K

-43.68%

Local Beer (0.5 liter bottle)

$2.93 €2.61

$2.35 Rp 42.2K

24.68%

Imported Beer (0.33 liter bottle)

$4.00 €3.55

$2.98 Rp 53.6K

34.23%

One-way Ticket (Public Transport)

$2.10 €1.87

$0.23 Rp 4,112

813.04%

Public Transport Monthly Pass (Regular Price)

$39.91 €35.50

$8.90 Rp 160.2K

348.43%

Taxi Start (Normal Tariff)

$11.88 €10.56

$0.47 Rp 8,466

2427.66%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$0.43 Rp 7,737

216.28%

Taxi 1hour Waiting (Normal Tariff)

$91.0 €81.0

$5.47 Rp 98.4K

1563.62%

Gasoline (1 liter)

$2.11 €1.87

$0.83 Rp 14.9K

154.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K €32.7K

$23.9K Rp 429.8M

54.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K €30.0K

$32.8K Rp 590.1M

3.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 €228

$80.0 Rp 1.4M

220.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.89 €32.82

$6.56 Rp 118.1K

462.35%

Internet (50+ Mbps, Unlimited Data)

$38.15 €33.93

$18.60 Rp 334.8K

105.11%

Gym Membership (Monthly)

$39.55 €35.18

$54.1 Rp 974.1K

-26.92%

Tennis Court (1 Hour on Weekend)

$17.72 €15.77

$18.28 Rp 329.0K

-3.06%

Cinema Ticket

$14.36 €12.78

$4.25 Rp 76.5K

237.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 €376

$493 Rp 8.9M

-14.16%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$81.7 €72.6

$45.58 Rp 820.4K

79.14%

Summer Dress (H&M, Zara, etc)

$22.20 €19.75

$34.96 Rp 629.4K

-36.50%

Sport Shoes (Adidas, Nike)

$66.7 €59.3

$77.7 Rp 1.4M

-14.24%

Men's Leather Business Shoes

$126 €112

$78.5 Rp 1.4M

60.93%

1-bedroom Apartment, City Center (Monthly)

$734 €653

$1,131 Rp 20.4M

-35.11%

1-bedroom Apartment, Outside City Center (Monthly)

$561 €499

$673 Rp 12.1M

-16.70%

3-bedroom Apartment, City Center (Monthly)

$1,039 €924

$3,613 Rp 65.0M

-71.23%

3-bedroom Apartment, Outside City Center (Monthly)

$794 €707

$1,702 Rp 30.6M

-53.31%

Buy Apartment in City Center (m2)

$2,721 €2,420

$2,717 Rp 48.9M

0.12%

Buy Apartment Outside City Center (m2)

$2,220 €1,975

$2,241 Rp 40.3M

-0.95%

Average Monthly Net Salary (After Tax)

$3,640 €3,237

$166 Rp 3.0M

2087.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

13.78

-61.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vaasa: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vaasa

$561 30%

Ubud, Bali

$673 49.7% 20% $112

Groceries & Markets

Vaasa

$403 21.6%

Ubud, Bali

$287 21.2% 28.7% $116

Monthly Utilities & Internet

Vaasa

$331 17.7%

Ubud, Bali

$105 7.8% 68.3% $226

Eating Out

Vaasa

$305 16.3%

Ubud, Bali

$106 7.9% 65.1% $198

Clothing & Footwear

Vaasa

$134 7.2%

Ubud, Bali

$107 7.9% 20.2% $27

Sport & Entertainment

Vaasa

$68 3.7%

Ubud, Bali

$63 4.6% 8.3% $5.7

Getting Around

Vaasa

$67 3.6%

Ubud, Bali

$12 0.9% 81.4% $55

Cost Breakdown

A one-bedroom apartment in the center runs $734 in Vaasa and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vaasa pays 2088% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Vaasa vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $403 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇫🇮 Vaasa

🇮🇩 Ubud, Bali

🕒 Local time

13:19 1:19 PM

18:19 6:19 PM

5 h ahead of Vaasa

🌤 Weather

👥 Population

70,374

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Vaasa Ubud, Bali 11,030 km ≈ 14 h nonstop flight

From you

Vaasa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vaasa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 38% lower than in Vaasa. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 2088% higher in Vaasa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $734 in Vaasa versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $423 in Vaasa versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Vaasa. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $1,868 in Vaasa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vaasa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vaasa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 38% less than in Vaasa. Beyond cost, consider language, visa policies, and how big the international community is in each city.