Cost of Living Comparison Between Utica, NY and Phuket Cost of Living Comparison Between Utica, NY and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $2,484 in Utica, NY versus $1,250 in Phuket.

Estimated couple costs with rent: $3,798 in Utica, NY versus $2,284 in Phuket.

Monthly costs for a family of three with rent: $5,111 in Utica, NY versus $3,317 in Phuket.

Living in Utica, NY is roughly 99% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Utica, NY is 86% above, Phuket is 6% below.

Meal at Budget Restaurant

$16.22 $16.22

$4.55 ฿153

256.48%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$46.18 ฿1,550

64.40%

Fast Food Meal (McDonalds, etc)

$11.40 $11.40

$8.84 ฿297

28.96%

Cappuccino

$4.96 $4.96

$3.06 ฿103

62.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 $2.49

$0.73 ฿24.36

241.10%

Water (0.33 liter bottle)

$1.63 $1.63

$0.40 ฿13.37

307.50%

Local Beer (0.5 liter draught)

$4.41 $4.41

$2.43 ฿81.6

81.48%

Imported Beer (0.33 liter bottle)

$5.93 $5.93

$3.78 ฿127

56.88%

Milk (1 liter)

$0.94 $0.94

$2.26 ฿75.8

-58.41%

White Bread (500g)

$2.90 $2.90

$1.81 ฿60.8

60.22%

Rice (white) (1kg)

$4.53 $4.53

$2.25 ฿75.7

101.33%

Eggs

$4.00 $4.00

$2.25 ฿75.4

77.78%

Local Cheese (1kg)

$13.43 $13.43

$19.51 ฿655

-31.16%

Chicken Fillets (1kg)

$8.62 $8.62

$3.65 ฿122

136.16%

Beef Round Steak (1kg)

$11.83 $11.83

$13.05 ฿438

-9.35%

Apples (1kg)

$3.93 $3.93

$3.23 ฿109

21.67%

Banana (1kg)

$1.60 $1.60

$1.62 ฿54.3

-1.23%

Oranges (1kg)

$4.22 $4.22

$2.38 ฿80.0

77.31%

Tomato (1kg)

$5.86 $5.86

$2.03 ฿68.0

188.67%

Potato (1kg)

$1.57 $1.57

$1.53 ฿51.5

2.61%

Onion (1kg)

$2.11 $2.11

$1.50 ฿50.4

40.67%

Lettuce (1 head)

$2.41 $2.41

$0.98 ฿32.85

145.92%

Water (1.5 liter bottle)

$2.46 $2.46

$0.52 ฿17.36

373.08%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 $14.19

$4.44 ฿149

219.59%

Wine (Bottle)

$12.11 $12.11

$18.32 ฿615

-33.90%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.86 ฿62.6

-8.60%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.68 ฿90.0

27.99%

One-way Ticket (Public Transport)

$1.47 $1.47

$1.41 ฿47.37

4.26%

Public Transport Monthly Pass (Regular Price)

$43.98 $43.98

$11.70 ฿393

275.90%

Taxi Start (Normal Tariff)

$5.40 $5.40

$3.11 ฿104

73.63%

Taxi (Normal Tariff) (1km)

$2.26 $2.26

$1.04 ฿35.00

117.31%

Taxi 1hour Waiting (Normal Tariff)

$44.36 $44.36

$14.11 ฿474

214.39%

Gasoline (1 liter)

$0.96 $0.96

$1.31 ฿44.02

-26.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K $32.2K

$27.8K ฿933.8K

15.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$33.2K ฿1.1M

-28.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$122 ฿4,110

66.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.38 $47.38

$13.59 ฿456

248.64%

Internet (50+ Mbps, Unlimited Data)

$60.4 $60.4

$18.70 ฿628

223.05%

Gym Membership (Monthly)

$39.64 $39.64

$60.5 ฿2,031

-34.47%

Tennis Court (1 Hour on Weekend)

$16.98 ฿570

Cinema Ticket

$14.20 $14.20

$9.07 ฿305

56.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$811 $811

$706 ฿23.7K

14.85%

International Primary School, 1 Child (Yearly)

$29.0K $29.0K

$15.8K ฿530.5K

83.28%

Jeans (Levis 501 Or Similar)

$45.42 $45.42

$58.6 ฿1,965

-22.43%

Summer Dress (H&M, Zara, etc)

$45.80 $45.80

$35.36 ฿1,187

29.52%

Sport Shoes (Adidas, Nike)

$80.4 $80.4

$115 ฿3,876

-30.33%

Men's Leather Business Shoes

$91.4 $91.4

$83.7 ฿2,811

9.14%

1-bedroom Apartment, City Center (Monthly)

$1,219 $1,219

$626 ฿21.0K

94.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,290 $1,290

$445 ฿14.9K

189.90%

3-bedroom Apartment, City Center (Monthly)

$1,843 $1,843

$2,040 ฿68.5K

-9.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,560 $2,560

$1,492 ฿50.1K

71.56%

Buy Apartment in City Center (m2)

$1,646 $1,646

$3,483 ฿116.9K

-52.73%

Buy Apartment Outside City Center (m2)

$1,612 $1,612

$2,577 ฿86.5K

-37.43%

Average Monthly Net Salary (After Tax)

$3,498 $3,498

$500 ฿16.8K

599.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

5.33

22.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: July 13, 2026

Last update for Phuket: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,219 in Utica, NY and $626 in Phuket. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 600% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Utica, NY vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $354 vs $289 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 99% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 600% higher in Utica, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,219 in Utica, NY versus $626 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $811 in Utica, NY versus $706 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Utica, NY. For households that cook at home regularly, that difference adds up over a month.

At $1,250 in Phuket versus $2,484 in Utica, NY, a $1,500 budget is realistic in Phuket but tight or insufficient in Utica, NY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Utica, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Utica, NY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 99% less than in Utica, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.