Cost of Living Comparison Between Utica, NY and New York, NY Cost of Living Comparison Between Utica, NY and New York, NY

🙂 Solo nomad: Utica, NY is 38.3% cheaper than New York, NY without rent, and 45.4% cheaper with rent.

🙂 Family of 3: Utica, NY is 49.1% cheaper than New York, NY without rent, and 46.2% cheaper with rent.

Meal at Budget Restaurant

$16.41 $16.41

$29.68 $29.68

-44.71%

Three-Course Dinner for Two, Mid-Range

$73.9 $73.9

$144 $144

-48.76%

Fast Food Meal (McDonalds, etc)

$11.25 $11.25

$12.43 $12.43

-9.49%

Cappuccino

$4.93 $4.93

$5.84 $5.84

-15.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.4 $2.4

$3.26 $3.26

-26.38%

Water (0.33 liter bottle)

$1.65 $1.65

$2.58 $2.58

-36.05%

Local Beer (0.5 liter draught)

$4.54 $4.54

$8.24 $8.24

-44.90%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$11.86 $11.86

-48.65%

Milk (1 liter)

$0.89 $0.89

$1.56 $1.56

-42.95%

White Bread (500g)

$3.03 $3.03

$5.23 $5.23

-42.07%

Rice (white) (1kg)

$4.31 $4.31

$8.11 $8.11

-46.86%

Eggs

$3.94 $3.94

$7.25 $7.25

-45.66%

Local Cheese (1kg)

$13.38 $13.38

$17.08 $17.08

-21.66%

Chicken Fillets (1kg)

$8.49 $8.49

$16.24 $16.24

-47.72%

Beef Round Steak (1kg)

$11.87 $11.87

$20.02 $20.02

-40.71%

Apples (1kg)

$4.02 $4.02

$7.49 $7.49

-46.33%

Banana (1kg)

$1.62 $1.62

$2.55 $2.55

-36.47%

Oranges (1kg)

$4.08 $4.08

$5.82 $5.82

-29.90%

Tomato (1kg)

$5.84 $5.84

$6.52 $6.52

-10.43%

Potato (1kg)

$1.56 $1.56

$3.72 $3.72

-58.06%

Onion (1kg)

$2.08 $2.08

$3.9 $3.9

-46.67%

Lettuce (1 head)

$2.47 $2.47

$3.07 $3.07

-19.54%

Water (1.5 liter bottle)

$2.42 $2.42

$2.57 $2.57

-5.84%

Cigarettes 20 Pack (Marlboro, Camel)

$13.92 $13.92

$19.21 $19.21

-27.54%

Wine (Bottle)

$13.14 $13.14

$17.79 $17.79

-26.14%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.01 $3.01

-42.19%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.72 $3.72

-7.53%

One-way Ticket (Public Transport)

$1.48 $1.48

$2.92 $2.92

-49.32%

Public Transport Monthly Pass (Regular Price)

$43.69 $43.69

$134 $134

-67.39%

Taxi Start (Normal Tariff)

$5.26 $5.26

$5.13 $5.13

2.53%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$2.15 $2.15

3.72%

Taxi 1hour Waiting (Normal Tariff)

$45.59 $45.59

$41.57 $41.57

9.67%

Gasoline (1 liter)

$0.88 $0.88

$0.95 $0.95

-7.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K $31.5K

$35K $35K

-10.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K $23.8K

$27.7K $27.7K

-14.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$179 $179

10.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.5 $46.5

$60 $60

-22.46%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$63.8 $63.8

-3.62%

Gym Membership (Monthly)

$40.17 $40.17

$141 $141

-71.45%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$13.87 $13.87

$19.9 $19.9

-30.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$807 $807

$3,206 $3,206

-74.82%

International Primary School, 1 Child (Yearly)

$28.5K $28.5K

$56.5K $56.5K

-49.47%

Jeans (Levis 501 Or Similar)

$45.85 $45.85

$65.7 $65.7

-30.22%

Summer Dress (H&M, Zara, etc)

$45.61 $45.61

$48.75 $48.75

-6.44%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$111 $111

-24.93%

Men's Leather Business Shoes

$90 $90

$172 $172

-47.55%

1-bedroom Apartment, City Center (Monthly)

$1,194 $1,194

$4,165 $4,165

-71.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,288 $1,288

$2,653 $2,653

-51.45%

3-bedroom Apartment, City Center (Monthly)

$1,860 $1,860

$8,412 $8,412

-77.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,612 $2,612

$5,277 $5,277

-50.49%

Buy Apartment in City Center (m2)

$1,593 $1,593

$15.6K $15.6K

-89.80%

Buy Apartment Outside City Center (m2)

$1,587 $1,587

$11.2K $11.2K

-85.77%

Average Monthly Net Salary (After Tax)

$3,469 $3,469

$5,616 $5,616

-38.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.44

1.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: October 29, 2025

Last update for New York, NY: October 28, 2025

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