Last update: Nov 2026

Cost of Living Comparison Between Utica, NY and Lisbon

For one person, living is cheaper in Lisbon: $2,206 a month against $2,509 in Utica, NY, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

119

Cost of Living Index in Utica, NY
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Utica, NY Living Index
106

Cost of Living Index in Lisbon
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Lisbon Living Index

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Utica, NY

🇺🇸 United States

$2,509

/mo nomad

Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Utica, NY and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utica, NY and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,509 in Utica, NY versus $2,206 in Lisbon.

Utica, NY $2,509
Lisbon $2,206

Estimated couple costs with rent: $3,898 in Utica, NY versus $3,276 in Lisbon.

Utica, NY $3,898
Lisbon $3,276

Monthly costs for a family of three with rent: $5,286 in Utica, NY versus $4,346 in Lisbon.

Utica, NY $5,286
Lisbon $4,346

Living in Utica, NY is roughly 14% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Utica, NY 86% above, Lisbon 63% above.

Meal at Budget Restaurant

$17.14 $17.14

$16.86 €15.02

1.66%

Three-Course Dinner for Two, Mid-Range

$75.8 $75.8

$61.0 €54.4

24.13%

Fast Food Meal (McDonalds, etc)

$11.04 $11.04

$10.98 €9.78

0.55%

Cappuccino

$5.26 $5.26

$3.05 €2.72

72.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$2.28 €2.03

25.00%

Water (0.33 liter bottle)

$1.71 $1.71

$1.68 €1.50

1.79%

Local Beer (0.5 liter draught)

$4.88 $4.88

$3.44 €3.06

41.86%

Imported Beer (0.33 liter bottle)

$6.07 $6.07

$3.91 €3.48

55.24%

Milk (1 liter)

$0.89 $0.89

$1.15 €1.02

-22.61%

White Bread (500g)

$3.47 $3.47

$1.89 €1.68

83.60%

Rice (white) (1kg)

$2.95 $2.95

$1.50 €1.34

96.67%

Eggs

$4.46 $4.46

$4.12 €3.67

8.25%

Local Cheese (1kg)

$13.27 $13.27

$13.01 €11.59

2.00%

Chicken Fillets (1kg)

$9.60 $9.60

$8.04 €7.17

19.40%

Beef Round Steak (1kg)

$15.88 $15.88

$17.89 €15.94

-11.24%

Apples (1kg)

$4.97 $4.97

$2.27 €2.02

118.94%

Banana (1kg)

$1.56 $1.56

$1.74 €1.55

-10.34%

Oranges (1kg)

$4.03 $4.03

$1.82 €1.62

121.43%

Tomato (1kg)

$5.21 $5.21

$2.69 €2.39

93.68%

Potato (1kg)

$1.57 $1.57

$1.77 €1.57

-11.30%

Onion (1kg)

$2.03 $2.03

$1.94 €1.73

4.64%

Lettuce (1 head)

$2.36 $2.36

$1.46 €1.30

61.64%

Water (1.5 liter bottle)

$2.39 $2.39

$0.76 €0.68

214.47%

Cigarettes 20 Pack (Marlboro, Camel)

$13.42 $13.42

$6.66 €5.93

101.50%

Wine (Bottle)

$11.82 $11.82

$5.64 €5.02

109.57%

Local Beer (0.5 liter bottle)

$2.11 $2.11

$1.29 €1.15

63.57%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.14 €1.91

60.28%

One-way Ticket (Public Transport)

$1.51 $1.51

$2.30 €2.05

-34.35%

Public Transport Monthly Pass (Regular Price)

$42.97 $42.97

$44.02 €39.21

-2.39%

Taxi Start (Normal Tariff)

$5.28 $5.28

$3.98 €3.55

32.66%

Taxi (Normal Tariff) (1km)

$2.28 $2.28

$0.64 €0.57

256.25%

Taxi 1hour Waiting (Normal Tariff)

$44.75 $44.75

$18.93 €16.86

136.40%

Gasoline (1 liter)

$0.91 $0.91

$2.28 €2.03

-60.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K $32.6K

$33.4K €29.7K

-2.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$38.5K €34.3K

-34.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 $189

$158 €141

19.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.6 $53.6

$17.54 €15.62

205.30%

Internet (50+ Mbps, Unlimited Data)

$65.7 $65.7

$31.18 €27.78

110.78%

Gym Membership (Monthly)

$39.48 $39.48

$44.64 €39.77

-11.56%

Tennis Court (1 Hour on Weekend)

$18.98 €16.91

Cinema Ticket

$13.08 $13.08

$9.58 €8.53

36.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$785 $785

$674 €600

16.53%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$18.7K €16.7K

30.98%

Jeans (Levis 501 Or Similar)

$53.5 $53.5

$102 €91.0

-47.65%

Summer Dress (H&M, Zara, etc)

$45.24 $45.24

$45.90 €40.89

-1.44%

Sport Shoes (Adidas, Nike)

$82.4 $82.4

$102 €91.0

-19.41%

Men's Leather Business Shoes

$90.3 $90.3

$122 €109

-25.99%

1-bedroom Apartment, City Center (Monthly)

$1,185 $1,185

$1,641 €1,461

-27.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,287 $1,287

$1,187 €1,058

8.38%

3-bedroom Apartment, City Center (Monthly)

$2,050 $2,050

$2,825 €2,516

-27.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,571 $2,571

$2,018 €1,798

27.41%

Buy Apartment in City Center (m2)

$1,717 $1,717

$7,836 €6,980

-78.09%

Buy Apartment Outside City Center (m2)

$1,701 $1,701

$4,701 €4,188

-63.82%

Average Monthly Net Salary (After Tax)

$3,587 $3,587

$1,687 €1,503

112.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

3.82

70.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: November 1, 2026

Last update for Lisbon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utica, NY

$1.3K 51.3%

Lisbon

$1.2K 53.8% 7.7% $99

Groceries & Markets

Utica, NY

$373 14.9%

Lisbon

$275 12.5% 26.4% $99

Monthly Utilities & Internet

Utica, NY

$308 12.3%

Lisbon

$207 9.4% 32.8% $101

Eating Out

Utica, NY

$288 11.5%

Lisbon

$245 11.1% 14.9% $43

Clothing & Footwear

Utica, NY

$122 4.9%

Lisbon

$168 7.6% 37.2% $45

Getting Around

Utica, NY

$66 2.6%

Lisbon

$60 2.7% 8.1% $5.3

Sport & Entertainment

Utica, NY

$66 2.6%

Lisbon

$64 2.9% 2.8% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,185 in Utica, NY and $1,641 in Lisbon. Housing cost is often the main lever when comparing two cities.

Utica, NY pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Utica, NY vs $61 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $373 vs $275 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Utica, NY

🇵🇹 Lisbon

🕒 Local time

13:07 1:07 PM

18:07 6:07 PM

5 h ahead of Utica, NY

🌤 Weather

👥 Population

65,283

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Utica, NY Lisbon 5,430 km ≈ 7 h nonstop flight

From you

Utica, NY
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,509 in Utica, NY and $2,206 in Lisbon, so Lisbon is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Utica, NY is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,185 in Utica, NY versus $1,641 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Utica, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,509 per month in Utica, NY versus $2,206 in Lisbon – Lisbon is about 12% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lisbon wins on affordability, Utica, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.