Cost of Living Comparison Between Utica, NY and Chicago, IL Cost of Living Comparison Between Utica, NY and Chicago, IL

🙂 Solo nomad: Utica, NY is 19.7% cheaper than Chicago, IL without rent, and 19.4% cheaper with rent.

🙂 Family of 3: Utica, NY is 33.4% cheaper than Chicago, IL without rent, and 15.7% cheaper with rent.

Meal at Budget Restaurant

$16.41 $16.41

$20.82 $20.82

-21.18%

Three-Course Dinner for Two, Mid-Range

$73.9 $73.9

$100 $100

-26.37%

Fast Food Meal (McDonalds, etc)

$11.25 $11.25

$11.97 $11.97

-6.02%

Cappuccino

$4.93 $4.93

$5.56 $5.56

-11.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.4 $2.4

$3.11 $3.11

-22.83%

Water (0.33 liter bottle)

$1.65 $1.65

$2.42 $2.42

-31.82%

Local Beer (0.5 liter draught)

$4.54 $4.54

$6.86 $6.86

-33.82%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$8.45 $8.45

-27.93%

Milk (1 liter)

$0.89 $0.89

$1.04 $1.04

-14.42%

White Bread (500g)

$3.03 $3.03

$4.15 $4.15

-26.99%

Rice (white) (1kg)

$4.31 $4.31

$5.52 $5.52

-21.92%

Eggs

$3.94 $3.94

$4.65 $4.65

-15.27%

Local Cheese (1kg)

$13.38 $13.38

$14.33 $14.33

-6.63%

Chicken Fillets (1kg)

$8.49 $8.49

$14.88 $14.88

-42.94%

Beef Round Steak (1kg)

$11.87 $11.87

$19.34 $19.34

-38.62%

Apples (1kg)

$4.02 $4.02

$5.17 $5.17

-22.24%

Banana (1kg)

$1.62 $1.62

$1.71 $1.71

-5.26%

Oranges (1kg)

$4.08 $4.08

$4.41 $4.41

-7.48%

Tomato (1kg)

$5.84 $5.84

$4.51 $4.51

29.49%

Potato (1kg)

$1.56 $1.56

$2.53 $2.53

-38.34%

Onion (1kg)

$2.08 $2.08

$2.74 $2.74

-24.09%

Lettuce (1 head)

$2.47 $2.47

$2.43 $2.43

1.65%

Water (1.5 liter bottle)

$2.42 $2.42

$2.7 $2.7

-10.37%

Cigarettes 20 Pack (Marlboro, Camel)

$13.92 $13.92

$15.19 $15.19

-8.36%

Wine (Bottle)

$13.14 $13.14

$16.42 $16.42

-19.98%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.35 $2.35

-25.96%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.7 $3.7

-7.03%

One-way Ticket (Public Transport)

$1.48 $1.48

$2.53 $2.53

-41.50%

Public Transport Monthly Pass (Regular Price)

$43.69 $43.69

$74.1 $74.1

-41.06%

Taxi Start (Normal Tariff)

$5.26 $5.26

$3.34 $3.34

57.49%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$1.42 $1.42

57.04%

Taxi 1hour Waiting (Normal Tariff)

$45.59 $45.59

$25.42 $25.42

79.35%

Gasoline (1 liter)

$0.88 $0.88

$1.08 $1.08

-18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K $31.5K

$32.4K $32.4K

-2.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K $23.8K

$26.2K $26.2K

-9.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$188 $188

5.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.5 $46.5

$63.7 $63.7

-27.00%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$65.2 $65.2

-5.64%

Gym Membership (Monthly)

$40.17 $40.17

$76.7 $76.7

-47.64%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$13.87 $13.87

$14.93 $14.93

-7.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$807 $807

$2,063 $2,063

-60.86%

International Primary School, 1 Child (Yearly)

$28.5K $28.5K

$39.2K $39.2K

-27.16%

Jeans (Levis 501 Or Similar)

$45.85 $45.85

$64.3 $64.3

-28.70%

Summer Dress (H&M, Zara, etc)

$45.61 $45.61

$52.4 $52.4

-12.94%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$95.2 $95.2

-12.35%

Men's Leather Business Shoes

$90 $90

$145 $145

-37.79%

1-bedroom Apartment, City Center (Monthly)

$1,194 $1,194

$2,378 $2,378

-49.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,288 $1,288

$1,584 $1,584

-18.69%

3-bedroom Apartment, City Center (Monthly)

$1,860 $1,860

$4,763 $4,763

-60.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,612 $2,612

$2,815 $2,815

-7.19%

Buy Apartment in City Center (m2)

$1,593 $1,593

$3,588 $3,588

-55.59%

Buy Apartment Outside City Center (m2)

$1,587 $1,587

$2,490 $2,490

-36.26%

Average Monthly Net Salary (After Tax)

$3,469 $3,469

$5,275 $5,275

-34.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.6

-1.06%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: October 29, 2025

Last update for Chicago, IL: October 29, 2025

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