Last update: Oct 2026

Cost of Living Comparison Between Utena and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,317 in Utena, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Utena
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Utena Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Utena

🇱🇹 Lithuania

$1,317

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Utena and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utena and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,317 in Utena versus $915 in Cebu.

Utena $1,317
Cebu $915

Estimated couple costs with rent: $2,028 in Utena versus $1,418 in Cebu.

Utena $2,028
Cebu $1,418

Monthly costs for a family of three with rent: $2,739 in Utena versus $1,921 in Cebu.

Utena $2,739
Cebu $1,921

Living in Utena is roughly 44% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Utena 3% lower, Cebu 33% lower.

Meal at Budget Restaurant

$12.22 €10.87

$3.05 ₱192

300.66%

Three-Course Dinner for Two, Mid-Range

$50.7 €45.13

$24.00 ₱1,511

111.42%

Fast Food Meal (McDonalds, etc)

$6.77 €6.02

$3.99 ₱251

69.67%

Cappuccino

$3.15 €2.80

$2.50 ₱157

26.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 €2.36

$1.54 ₱97.1

72.08%

Water (0.33 liter bottle)

$1.85 €1.64

$0.50 ₱31.37

270.00%

Local Beer (0.5 liter draught)

$5.50 €4.89

$1.78 ₱112

208.99%

Imported Beer (0.33 liter bottle)

$5.04 €4.48

$2.17 ₱136

132.26%

Milk (1 liter)

$1.22 €1.08

$2.00 ₱126

-39.00%

White Bread (500g)

$1.51 €1.34

$1.37 ₱86.2

10.22%

Rice (white) (1kg)

$1.74 €1.55

$1.03 ₱64.9

68.93%

Eggs

$2.82 €2.51

$2.03 ₱128

38.92%

Local Cheese (1kg)

$10.08 €8.96

$10.20 ₱642

-1.18%

Chicken Fillets (1kg)

$5.60 €4.98

$4.45 ₱280

25.84%

Beef Round Steak (1kg)

$9.72 €8.65

$7.67 ₱483

26.73%

Apples (1kg)

$1.61 €1.43

$3.31 ₱208

-51.36%

Banana (1kg)

$1.39 €1.24

$1.46 ₱91.8

-4.79%

Oranges (1kg)

$1.70 €1.51

$2.32 ₱146

-26.72%

Tomato (1kg)

$2.95 €2.63

$1.49 ₱94.0

97.99%

Potato (1kg)

$0.74 €0.66

$2.34 ₱147

-68.38%

Onion (1kg)

$0.98 €0.87

$1.94 ₱122

-49.48%

Lettuce (1 head)

$1.47 €1.31

$1.16 ₱73.0

26.72%

Water (1.5 liter bottle)

$0.78 €0.70

$0.68 ₱42.89

14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 €5.11

$2.99 ₱188

91.97%

Wine (Bottle)

$8.22 €7.32

$6.24 ₱393

31.73%

Local Beer (0.5 liter bottle)

$1.59 €1.42

$1.23 ₱77.3

29.27%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$1.73 ₱109

0.58%

One-way Ticket (Public Transport)

$1.13 €1.01

$0.23 ₱14.36

391.30%

Public Transport Monthly Pass (Regular Price)

$32.66 €29.05

$12.34 ₱777

164.67%

Taxi Start (Normal Tariff)

$3.14 €2.79

$0.79 ₱49.96

297.47%

Taxi (Normal Tariff) (1km)

$0.81 €0.72

$0.22 ₱13.86

268.18%

Taxi 1hour Waiting (Normal Tariff)

$13.14 €11.69

$4.54 ₱286

189.43%

Gasoline (1 liter)

$1.81 €1.61

$1.32 ₱82.9

37.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K €24.2K

$21.0K ₱1.3M

29.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K €24.9K

$19.4K ₱1.2M

44.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €185

$119 ₱7,464

75.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 €11.73

$14.22 ₱896

-7.31%

Internet (50+ Mbps, Unlimited Data)

$11.32 €10.07

$27.47 ₱1,730

-58.79%

Gym Membership (Monthly)

$39.99 €35.57

$32.31 ₱2,034

23.77%

Tennis Court (1 Hour on Weekend)

$22.23 €19.78

$6.50 ₱409

242.00%

Cinema Ticket

$8.89 €7.91

$5.40 ₱340

64.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$471 €419

$276 ₱17.4K

70.64%

International Primary School, 1 Child (Yearly)

$9,278 €8,253

$7,866 ₱495.3K

17.95%

Jeans (Levis 501 Or Similar)

$136 €121

$49.37 ₱3,108

176.02%

Summer Dress (H&M, Zara, etc)

$63.9 €56.9

$24.58 ₱1,548

160.13%

Sport Shoes (Adidas, Nike)

$79.3 €70.5

$76.6 ₱4,825

3.48%

Men's Leather Business Shoes

$179 €160

$58.9 ₱3,706

204.74%

1-bedroom Apartment, City Center (Monthly)

$532 €474

$503 ₱31.7K

5.74%

1-bedroom Apartment, Outside City Center (Monthly)

$347 €308

$305 ₱19.2K

13.86%

3-bedroom Apartment, City Center (Monthly)

$813 €723

$1,075 ₱67.7K

-24.39%

3-bedroom Apartment, Outside City Center (Monthly)

$630 €560

$632 ₱39.8K

-0.32%

Buy Apartment in City Center (m2)

$3,058 €2,720

$2,870 ₱180.7K

6.56%

Buy Apartment Outside City Center (m2)

$1,829 €1,627

$1,877 ₱118.2K

-2.59%

Average Monthly Net Salary (After Tax)

$1,222 €1,087

$336 ₱21.1K

263.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

7.2

-44.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utena: October 20, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utena

$347 26.3%

Cebu

$305 33.3% 12.2% $42

Monthly Utilities & Internet

Utena

$232 17.6%

Cebu

$160 17.5% 31% $72

Groceries & Markets

Utena

$218 16.6%

Cebu

$210 22.9% 4% $8.6

Eating Out

Utena

$211 16.1%

Cebu

$88 9.6% 58.5% $124

Clothing & Footwear

Utena

$207 15.7%

Cebu

$94 10.3% 54.4% $112

Sport & Entertainment

Utena

$58 4.4%

Cebu

$43 4.7% 25.4% $15

Getting Around

Utena

$44 3.4%

Cebu

$15 1.7% 65.9% $29

Cost Breakdown

A one-bedroom apartment in the center runs $532 in Utena and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Utena pays 264% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Utena vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $218 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇱🇹 Utena

🇵🇭 Cebu

🕒 Local time

22:09 10:09 PM

03:09 3:09 AM

5 h ahead of Utena

🌤 Weather

👥 Population

28,997

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Utena Cebu 9,580 km ≈ 12 h nonstop flight

From you

Utena
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utena vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 44% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 264% higher in Utena, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $532 in Utena versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,317 per month in Utena versus $915 in Cebu – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 165% less than in Utena. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,317 in Utena, a $1,500 budget is realistic in Cebu but tight or insufficient in Utena. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Utena, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Utena and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 44% less than in Utena. Beyond cost, consider language, visa policies, and how big the international community is in each city.