Last update: Oct 2026

Cost of Living Comparison Between Usak and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,024 in Usak, rent and utilities included – about $1,300 less a year. The total is higher in Usak despite lower rent and utilities.

50

Cost of Living Index in Usak
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Usak Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Usak

🇹🇷 Turkey

$1,024

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Usak and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Usak and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,024 in Usak versus $918 in Cebu.

Usak $1,024
Cebu $918

Estimated couple costs with rent: $1,628 in Usak versus $1,409 in Cebu.

Usak $1,628
Cebu $1,409

Monthly costs for a family of three with rent: $2,233 in Usak versus $1,900 in Cebu.

Usak $2,233
Cebu $1,900

Living in Usak is roughly 12% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Usak 24% lower, Cebu 32% lower.

Meal at Budget Restaurant

$10.08 ₺499

$3.09 ₱194

226.21%

Three-Course Dinner for Two, Mid-Range

$43.09 ₺2,133

$24.22 ₱1,525

77.91%

Fast Food Meal (McDonalds, etc)

$9.31 ₺461

$3.92 ₱247

137.50%

Cappuccino

$4.13 ₺204

$2.51 ₱158

64.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 ₺95.2

$1.59 ₱100

20.75%

Water (0.33 liter bottle)

$0.37 ₺18.11

$0.53 ₱33.43

-30.19%

Local Beer (0.5 liter draught)

$3.07 ₺152

$1.78 ₱112

72.47%

Imported Beer (0.33 liter bottle)

$4.86 ₺241

$2.17 ₱137

123.96%

Milk (1 liter)

$1.03 ₺50.8

$1.92 ₱121

-46.35%

White Bread (500g)

$1.01 ₺49.88

$1.36 ₱85.4

-25.74%

Rice (white) (1kg)

$1.93 ₺95.7

$1.01 ₱63.5

91.09%

Eggs

$2.57 ₺127

$2.03 ₱128

26.60%

Local Cheese (1kg)

$9.18 ₺455

$9.86 ₱621

-6.90%

Chicken Fillets (1kg)

$5.01 ₺248

$4.39 ₱277

14.12%

Beef Round Steak (1kg)

$20.00 ₺990

$7.60 ₱479

163.16%

Apples (1kg)

$1.69 ₺83.8

$3.30 ₱208

-48.79%

Banana (1kg)

$1.89 ₺93.7

$1.39 ₱87.8

35.97%

Oranges (1kg)

$0.96 ₺47.46

$2.33 ₱147

-58.80%

Tomato (1kg)

$1.41 ₺69.7

$1.50 ₱94.3

-6.00%

Potato (1kg)

$0.65 ₺32.12

$2.36 ₱149

-72.46%

Onion (1kg)

$0.61 ₺29.97

$1.90 ₱119

-67.89%

Lettuce (1 head)

$0.91 ₺45.16

$1.19 ₱74.9

-23.53%

Water (1.5 liter bottle)

$0.71 ₺35.05

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 ₺113

$3.00 ₱189

-24.00%

Wine (Bottle)

$10.34 ₺512

$6.03 ₱379

71.48%

Local Beer (0.5 liter bottle)

$2.20 ₺109

$1.23 ₱77.7

78.86%

Imported Beer (0.33 liter bottle)

$2.97 ₺147

$1.75 ₱110

69.71%

One-way Ticket (Public Transport)

$0.73 ₺35.95

$0.25 ₱15.86

192.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.04 ₺51.4

$0.77 ₱48.62

35.06%

Taxi (Normal Tariff) (1km)

$0.75 ₺36.94

$0.23 ₱14.53

226.09%

Taxi 1hour Waiting (Normal Tariff)

$7.96 ₺394

$4.46 ₱281

78.48%

Gasoline (1 liter)

$1.40 ₺69.5

$1.31 ₱82.8

6.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.5K ₺2.1M

$21.2K ₱1.3M

99.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K ₺1.9M

$19.1K ₱1.2M

103.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 ₺3,647

$120 ₱7,569

-38.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.02 ₺595

$14.00 ₱882

-14.14%

Internet (50+ Mbps, Unlimited Data)

$15.24 ₺755

$27.54 ₱1,734

-44.66%

Gym Membership (Monthly)

$53.8 ₺2,665

$32.33 ₱2,035

66.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.04 ₺348

$5.65 ₱356

24.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$686 ₺33.9K

$275 ₱17.3K

149.00%

International Primary School, 1 Child (Yearly)

$18.4K ₺910.2K

$7,918 ₱498.5K

132.18%

Jeans (Levis 501 Or Similar)

$46.38 ₺2,296

$49.33 ₱3,106

-5.98%

Summer Dress (H&M, Zara, etc)

$32.80 ₺1,624

$25.24 ₱1,589

29.95%

Sport Shoes (Adidas, Nike)

$93.2 ₺4,614

$77.0 ₱4,846

21.10%

Men's Leather Business Shoes

$77.2 ₺3,822

$57.2 ₱3,601

34.98%

1-bedroom Apartment, City Center (Monthly)

$429 ₺21.2K

$500 ₱31.5K

-14.09%

1-bedroom Apartment, Outside City Center (Monthly)

$308 ₺15.3K

$309 ₱19.4K

-0.18%

3-bedroom Apartment, City Center (Monthly)

$762 ₺37.7K

$1,078 ₱67.9K

-29.28%

3-bedroom Apartment, Outside City Center (Monthly)

$575 ₺28.5K

$615 ₱38.7K

-6.52%

Buy Apartment in City Center (m2)

$1,435 ₺71.0K

$2,886 ₱181.7K

-50.30%

Buy Apartment Outside City Center (m2)

$1,021 ₺50.5K

$1,917 ₱120.7K

-46.74%

Average Monthly Net Salary (After Tax)

$889 ₺44.0K

$346 ₱21.8K

156.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

455.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Usak: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Usak

$308 30.1%

Cebu

$309 33.6% 0.2% $0.6

Groceries & Markets

Usak

$235 22.9%

Cebu

$206 22.4% 12.2% $29

Eating Out

Usak

$192 18.8%

Cebu

$88 9.6% 54.1% $104

Clothing & Footwear

Usak

$112 11%

Cebu

$94 10.2% 16.4% $18

Monthly Utilities & Internet

Usak

$101 9.9%

Cebu

$162 17.6% 60.3% $61

Sport & Entertainment

Usak

$68 6.6%

Cebu

$44 4.8% 35.8% $24

Getting Around

Usak

$7.7 * 0.8%

Cebu

$16 1.7% 103% $7.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $429 in Usak and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Usak pays 157% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Usak vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $235 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇹🇷 Usak

🇵🇭 Cebu

🕒 Local time

03:59 3:59 AM

08:59 8:59 AM

5 h ahead of Usak

🌤 Weather

👥 Population

377,001

964,169

💱 Currency

Turkish Lira TRY ₺

Philippine Peso PHP ₱

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 19, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Usak Cebu 9,680 km ≈ 13 h nonstop flight

From you

Usak
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Usak vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 12% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 157% higher in Usak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $429 in Usak versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Usak. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,024 per month in Usak versus $918 in Cebu – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,024 in Usak, a $1,500 budget is realistic in Cebu but tight or insufficient in Usak. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Usak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Usak and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 12% less than in Usak. Beyond cost, consider language, visa policies, and how big the international community is in each city.