Last update: Nov 2026

Cost of Living Comparison Between the U.S. Virgin Islands and Toronto

For one person, living is cheaper in Toronto: $2,599 a month against $3,890 in the U.S. Virgin Islands, rent and utilities included – about $15,500 less a year. Other living expenses account for most of the difference.

U.S. Virgin Islands
Toronto, Canada
🇻🇮 U.S. Virgin Islands
$3,890
/mo nomad
Toronto
🇨🇦 Canada
$2,599
/mo nomad
😐 Solo nomad: The U.S. Virgin Islands is 88.3% more expensive than Toronto without rent, and 49.7% more expensive with rent.
😐 Family of 3: The U.S. Virgin Islands is 91.4% more expensive than Toronto without rent, and 97.7% more expensive with rent.
Currency
🍽 Eating Out
U.S. Virgin Islands
Toronto
Difference
Meal at Budget Restaurant
$25.16 $25.16
$17.98 CA$25.20
39.93%
Three-Course Dinner for Two, Mid-Range
$147 $147
$72.3 CA$101
102.96%
Fast Food Meal (McDonalds, etc)
$11.83 $11.83
$10.83 CA$15.18
9.23%
Cappuccino
$7.21 $7.21
$4.34 CA$6.09
66.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.28 $3.28
$2.16 CA$3.03
51.85%
Water (0.33 liter bottle)
$2.54 $2.54
$1.66 CA$2.32
53.01%
Local Beer (0.5 liter draught)
$6.97 $6.97
$6.35 CA$8.90
9.76%
Imported Beer (0.33 liter bottle)
$6.81 $6.81
$7.34 CA$10.29
-7.22%
🛒 Groceries & Markets
U.S. Virgin Islands
Toronto
Difference
Milk (1 liter)
$2.80 $2.80
$2.57 CA$3.60
8.95%
White Bread (500g)
$6.71 $6.71
$2.71 CA$3.79
147.60%
Rice (white) (1kg)
$16.33 $16.33
$2.28 CA$3.19
616.23%
Eggs
$8.58 $8.58
$3.60 CA$5.05
138.33%
Local Cheese (1kg)
$23.49 $23.49
$8.94 CA$12.54
162.75%
Chicken Fillets (1kg)
$25.35 $25.35
$11.19 CA$15.69
126.54%
Beef Round Steak (1kg)
$31.31 $31.31
$15.23 CA$21.34
105.58%
Apples (1kg)
$13.24 $13.24
$3.74 CA$5.25
254.01%
Banana (1kg)
$7.30 $7.30
$1.23 CA$1.72
493.50%
Oranges (1kg)
$11.30 $11.30
$3.58 CA$5.02
215.64%
Tomato (1kg)
$13.32 $13.32
$4.25 CA$5.96
213.41%
Potato (1kg)
$4.67 $4.67
$1.94 CA$2.72
140.72%
Onion (1kg)
$7.64 $7.64
$1.67 CA$2.34
357.49%
Lettuce (1 head)
$5.81 $5.81
$2.30 CA$3.22
152.61%
Water (1.5 liter bottle)
$4.87 $4.87
$1.26 CA$1.77
286.51%
Cigarettes 20 Pack (Marlboro, Camel)
$7.13 $7.13
$14.19 CA$19.90
-49.75%
Wine (Bottle)
$23.26 $23.26
$14.25 CA$19.97
63.23%
Local Beer (0.5 liter bottle)
$2.98 $2.98
$2.28 CA$3.20
30.70%
Imported Beer (0.33 liter bottle)
$6.35 $6.35
$2.58 CA$3.62
146.12%
🚌 Getting Around
U.S. Virgin Islands
Toronto
Difference
One-way Ticket (Public Transport)
$5.97 $5.97
$2.35 CA$3.30
154.04%
Public Transport Monthly Pass (Regular Price)
$106 $106
$111 CA$156
-4.73%
Taxi Start (Normal Tariff)
$19.79 $19.79
$3.01 CA$4.22
557.48%
Taxi (Normal Tariff) (1km)
$3.17 $3.17
$1.22 CA$1.71
159.84%
Taxi 1hour Waiting (Normal Tariff)
$50.2 $50.2
$21.82 CA$30.59
130.25%
Gasoline (1 liter)
$1.33 $1.33
$1.23 CA$1.73
8.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$49.9K $49.9K
$27.0K CA$37.8K
85.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$54.1K $54.1K
$21.8K CA$30.6K
147.55%
🧾 Monthly Utilities & Internet
U.S. Virgin Islands
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$394 $394
$121 CA$169
226.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$90.6 $90.6
$33.10 CA$46.40
173.72%
Internet (50+ Mbps, Unlimited Data)
$86.4 $86.4
$49.09 CA$68.8
75.92%
🎉 Sport & Entertainment
U.S. Virgin Islands
Toronto
Difference
Gym Membership (Monthly)
$151 $151
$36.65 CA$51.4
311.16%
Tennis Court (1 Hour on Weekend)
-
$25.01 CA$35.06
-
Cinema Ticket
$11.95 $11.95
$12.78 CA$17.91
-6.49%
🧸 Childcare & Education
U.S. Virgin Islands
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,487 $1,487
$754 CA$1,058
97.11%
International Primary School, 1 Child (Yearly)
$16.1K $16.1K
$33.7K CA$47.2K
-52.26%
👕👟 Clothing & Footwear
U.S. Virgin Islands
Toronto
Difference
Jeans (Levis 501 Or Similar)
$81.4 $81.4
$50.4 CA$70.6
61.52%
Summer Dress (H&M, Zara, etc)
$70.5 $70.5
$41.43 CA$58.1
70.19%
Sport Shoes (Adidas, Nike)
$124 $124
$101 CA$142
22.81%
Men's Leather Business Shoes
$125 $125
$130 CA$183
-3.79%
🏠 Accommodation & Living
U.S. Virgin Islands
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,682 $1,682
$1,590 CA$2,228
5.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,511 $1,511
$1,424 CA$1,996
6.09%
3-bedroom Apartment, City Center (Monthly)
$3,880 $3,880
$2,641 CA$3,702
46.91%
3-bedroom Apartment, Outside City Center (Monthly)
$4,141 $4,141
$2,090 CA$2,930
98.12%
Buy Apartment in City Center (m2)
$10.5K $10.5K
$7,730 CA$10.8K
35.62%
Buy Apartment Outside City Center (m2)
$10.7K $10.7K
$6,892 CA$9,661
54.56%
💵 Salaries & Financials
U.S. Virgin Islands
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,851 $3,851
$3,623 CA$5,078
6.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.72
4.45
73.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the U.S. Virgin Islands: November 2, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
U.S. Virgin Islands
$1.5K
Toronto
$1.4K 5.7% $87
Groceries & Markets
U.S. Virgin Islands
$893
Toronto
$345 61.4% $548
Monthly Utilities & Internet
U.S. Virgin Islands
$571
Toronto
$203 64.5% $368
Eating Out
U.S. Virgin Islands
$395
Toronto
$290 26.6% $105
Clothing & Footwear
U.S. Virgin Islands
$181
Toronto
$145 19.5% $35
Sport & Entertainment
U.S. Virgin Islands
$175
Toronto
$62 64.4% $112
Getting Around
U.S. Virgin Islands
$165
Toronto
$130 21.6% $36
Good to know
🇻🇮 U.S. Virgin Islands
🇨🇦 Toronto
🕒 Local time
08:26 8:26 AM
07:26 7:26 AM
1 h behind the U.S. Virgin Islands
🌤 Weather
👥 Population
87,146
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

On the map
Between locations
  • U.S. Virgin Islands Toronto 3,120 km ≈ 4 h 30 min nonstop flight
From you
  • U.S. Virgin Islands
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

U.S. Virgin Islands vs other spots: cost of living compared

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