Last update: Nov 2026

Cost of Living Comparison Between Toronto and the U.S. Virgin Islands

For one person, living is cheaper in Toronto: $2,599 a month against $3,890 in the U.S. Virgin Islands, rent and utilities included – about $15,500 less a year. Other living expenses account for most of the difference.

Toronto, Canada
U.S. Virgin Islands
Toronto
🇨🇦 Canada
$2,599
/mo nomad
🇻🇮 U.S. Virgin Islands
$3,890
/mo nomad
🙂 Solo nomad: Toronto is 46.9% cheaper than the U.S. Virgin Islands without rent, and 33.2% cheaper with rent.
🙂 Family of 3: Toronto is 47.8% cheaper than the U.S. Virgin Islands without rent, and 49.4% cheaper with rent.
Currency
🍽 Eating Out
Toronto
U.S. Virgin Islands
Difference
Meal at Budget Restaurant
$17.98 CA$25.20
$25.16 $25.16
-28.54%
Three-Course Dinner for Two, Mid-Range
$72.3 CA$101
$147 $147
-50.73%
Fast Food Meal (McDonalds, etc)
$10.83 CA$15.18
$11.83 $11.83
-8.45%
Cappuccino
$4.34 CA$6.09
$7.21 $7.21
-39.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 CA$3.03
$3.28 $3.28
-34.15%
Water (0.33 liter bottle)
$1.66 CA$2.32
$2.54 $2.54
-34.65%
Local Beer (0.5 liter draught)
$6.35 CA$8.90
$6.97 $6.97
-8.90%
Imported Beer (0.33 liter bottle)
$7.34 CA$10.29
$6.81 $6.81
7.78%
🛒 Groceries & Markets
Toronto
U.S. Virgin Islands
Difference
Milk (1 liter)
$2.57 CA$3.60
$2.80 $2.80
-8.21%
White Bread (500g)
$2.71 CA$3.79
$6.71 $6.71
-59.61%
Rice (white) (1kg)
$2.28 CA$3.19
$16.33 $16.33
-86.04%
Eggs
$3.60 CA$5.05
$8.58 $8.58
-58.04%
Local Cheese (1kg)
$8.94 CA$12.54
$23.49 $23.49
-61.94%
Chicken Fillets (1kg)
$11.19 CA$15.69
$25.35 $25.35
-55.86%
Beef Round Steak (1kg)
$15.23 CA$21.34
$31.31 $31.31
-51.36%
Apples (1kg)
$3.74 CA$5.25
$13.24 $13.24
-71.75%
Banana (1kg)
$1.23 CA$1.72
$7.30 $7.30
-83.15%
Oranges (1kg)
$3.58 CA$5.02
$11.30 $11.30
-68.32%
Tomato (1kg)
$4.25 CA$5.96
$13.32 $13.32
-68.09%
Potato (1kg)
$1.94 CA$2.72
$4.67 $4.67
-58.46%
Onion (1kg)
$1.67 CA$2.34
$7.64 $7.64
-78.14%
Lettuce (1 head)
$2.30 CA$3.22
$5.81 $5.81
-60.41%
Water (1.5 liter bottle)
$1.26 CA$1.77
$4.87 $4.87
-74.13%
Cigarettes 20 Pack (Marlboro, Camel)
$14.19 CA$19.90
$7.13 $7.13
99.02%
Wine (Bottle)
$14.25 CA$19.97
$23.26 $23.26
-38.74%
Local Beer (0.5 liter bottle)
$2.28 CA$3.20
$2.98 $2.98
-23.49%
Imported Beer (0.33 liter bottle)
$2.58 CA$3.62
$6.35 $6.35
-59.37%
🚌 Getting Around
Toronto
U.S. Virgin Islands
Difference
One-way Ticket (Public Transport)
$2.35 CA$3.30
$5.97 $5.97
-60.64%
Public Transport Monthly Pass (Regular Price)
$111 CA$156
$106 $106
4.97%
Taxi Start (Normal Tariff)
$3.01 CA$4.22
$19.79 $19.79
-84.79%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.71
$3.17 $3.17
-61.51%
Taxi 1hour Waiting (Normal Tariff)
$21.82 CA$30.59
$50.2 $50.2
-56.57%
Gasoline (1 liter)
$1.23 CA$1.73
$1.33 $1.33
-7.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K CA$37.8K
$49.9K $49.9K
-46.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K CA$30.6K
$54.1K $54.1K
-59.60%
🧾 Monthly Utilities & Internet
Toronto
U.S. Virgin Islands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 CA$169
$394 $394
-69.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.10 CA$46.40
$90.6 $90.6
-63.47%
Internet (50+ Mbps, Unlimited Data)
$49.09 CA$68.8
$86.4 $86.4
-43.16%
🎉 Sport & Entertainment
Toronto
U.S. Virgin Islands
Difference
Gym Membership (Monthly)
$36.65 CA$51.4
$151 $151
-75.68%
Tennis Court (1 Hour on Weekend)
$25.01 CA$35.06
-
-
Cinema Ticket
$12.78 CA$17.91
$11.95 $11.95
6.95%
🧸 Childcare & Education
Toronto
U.S. Virgin Islands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$754 CA$1,058
$1,487 $1,487
-49.27%
International Primary School, 1 Child (Yearly)
$33.7K CA$47.2K
$16.1K $16.1K
109.46%
👕👟 Clothing & Footwear
Toronto
U.S. Virgin Islands
Difference
Jeans (Levis 501 Or Similar)
$50.4 CA$70.6
$81.4 $81.4
-38.09%
Summer Dress (H&M, Zara, etc)
$41.43 CA$58.1
$70.5 $70.5
-41.24%
Sport Shoes (Adidas, Nike)
$101 CA$142
$124 $124
-18.57%
Men's Leather Business Shoes
$130 CA$183
$125 $125
3.93%
🏠 Accommodation & Living
Toronto
U.S. Virgin Islands
Difference
1-bedroom Apartment, City Center (Monthly)
$1,590 CA$2,228
$1,682 $1,682
-5.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,424 CA$1,996
$1,511 $1,511
-5.74%
3-bedroom Apartment, City Center (Monthly)
$2,641 CA$3,702
$3,880 $3,880
-31.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 CA$2,930
$4,141 $4,141
-49.53%
Buy Apartment in City Center (m2)
$7,730 CA$10.8K
$10.5K $10.5K
-26.26%
Buy Apartment Outside City Center (m2)
$6,892 CA$9,661
$10.7K $10.7K
-35.30%
💵 Salaries & Financials
Toronto
U.S. Virgin Islands
Difference
Average Monthly Net Salary (After Tax)
$3,623 CA$5,078
$3,851 $3,851
-5.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.45
7.72
-42.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for the U.S. Virgin Islands: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
U.S. Virgin Islands
$1.5K 6.1% $87
Groceries & Markets
Toronto
$345
U.S. Virgin Islands
$893 159% $548
Eating Out
Toronto
$290
U.S. Virgin Islands
$395 36.2% $105
Monthly Utilities & Internet
Toronto
$203
U.S. Virgin Islands
$571 181% $368
Clothing & Footwear
Toronto
$145
U.S. Virgin Islands
$181 24.2% $35
Getting Around
Toronto
$130
U.S. Virgin Islands
$165 27.6% $36
Sport & Entertainment
Toronto
$62
U.S. Virgin Islands
$175 181% $112
Good to know
🇨🇦 Toronto
🇻🇮 U.S. Virgin Islands
🕒 Local time
08:20 8:20 AM
09:20 9:20 AM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
87,146
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto U.S. Virgin Islands 3,120 km ≈ 4 h 30 min nonstop flight
From you
  • Toronto
  • U.S. Virgin Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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