Last update: Oct 2026

Cost of Living Comparison Between Urbandale, IA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,310 in Urbandale, IA, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Urbandale, IA
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Urbandale, IA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Urbandale, IA

🇺🇸 United States

$2,310

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Urbandale, IA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Urbandale, IA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,310 in Urbandale, IA versus $1,353 in Ubud, Bali.

Urbandale, IA $2,310
Ubud, Bali $1,353

Estimated couple costs with rent: $3,374 in Urbandale, IA versus $2,297 in Ubud, Bali.

Urbandale, IA $3,374
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,437 in Urbandale, IA versus $3,241 in Ubud, Bali.

Urbandale, IA $4,437
Ubud, Bali $3,241

Living in Urbandale, IA is roughly 71% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Urbandale, IA 70% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$14.86 $14.86

$3.23 Rp 58.1K

360.06%

Three-Course Dinner for Two, Mid-Range

$50.9 $50.9

$34.88 Rp 627.8K

45.96%

Fast Food Meal (McDonalds, etc)

$9.96 $9.96

$5.70 Rp 102.5K

74.74%

Cappuccino

$4.97 $4.97

$2.62 Rp 47.1K

89.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.21 $1.21

$1.72 Rp 31.0K

-29.65%

Water (0.33 liter bottle)

$0.99 $0.99

$0.81 Rp 14.6K

22.22%

Local Beer (0.5 liter draught)

$5.15 $5.15

$2.65 Rp 47.7K

94.34%

Imported Beer (0.33 liter bottle)

$7.58 $7.58

$4.37 Rp 78.6K

73.46%

Milk (1 liter)

$1.01 $1.01

$1.57 Rp 28.3K

-35.67%

White Bread (500g)

$3.25 $3.25

$2.19 Rp 39.5K

48.40%

Rice (white) (1kg)

$3.84 $3.84

$1.18 Rp 21.2K

225.42%

Eggs

$2.05 $2.05

$2.16 Rp 38.8K

-5.09%

Local Cheese (1kg)

$14.07 $14.07

$17.65 Rp 317.7K

-20.28%

Chicken Fillets (1kg)

$9.88 $9.88

$3.78 Rp 68.0K

161.38%

Beef Round Steak (1kg)

$13.88 $13.88

$11.95 Rp 215.1K

16.15%

Apples (1kg)

$3.21 $3.21

$3.60 Rp 64.8K

-10.83%

Banana (1kg)

$1.61 $1.61

$1.59 Rp 28.6K

1.26%

Oranges (1kg)

$3.47 $3.47

$2.31 Rp 41.6K

50.22%

Tomato (1kg)

$3.29 $3.29

$1.91 Rp 34.3K

72.25%

Potato (1kg)

$3.09 $3.09

$1.78 Rp 32.1K

73.60%

Onion (1kg)

$3.37 $3.37

$2.33 Rp 41.9K

44.64%

Lettuce (1 head)

$2.14 $2.14

$1.00 Rp 18.0K

114.00%

Water (1.5 liter bottle)

$2.10 $2.10

$0.53 Rp 9,509

296.23%

Cigarettes 20 Pack (Marlboro, Camel)

$8.16 $8.16

$2.29 Rp 41.1K

256.33%

Wine (Bottle)

$12.04 $12.04

$22.07 Rp 397.3K

-45.45%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$2.35 Rp 42.2K

-22.55%

Imported Beer (0.33 liter bottle)

$1.87 $1.87

$2.98 Rp 53.6K

-37.25%

One-way Ticket (Public Transport)

$2.05 $2.05

$0.23 Rp 4,112

791.30%

Public Transport Monthly Pass (Regular Price)

$66.0 $66.0

$8.90 Rp 160.2K

641.57%

Taxi Start (Normal Tariff)

$2.46 $2.46

$0.47 Rp 8,466

423.40%

Taxi (Normal Tariff) (1km)

$1.20 $1.20

$0.43 Rp 7,737

179.07%

Taxi 1hour Waiting (Normal Tariff)

$60.2 $60.2

$5.47 Rp 98.4K

1000.91%

Gasoline (1 liter)

$0.98 $0.98

$0.83 Rp 14.9K

18.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K $34.6K

$23.9K Rp 429.8M

44.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$32.8K Rp 590.1M

-21.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 $140

$80.0 Rp 1.4M

74.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.79 $14.79

$6.56 Rp 118.1K

125.46%

Internet (50+ Mbps, Unlimited Data)

$25.01 $25.01

$18.60 Rp 334.8K

34.46%

Gym Membership (Monthly)

$35.57 $35.57

$54.1 Rp 974.1K

-34.28%

Tennis Court (1 Hour on Weekend)

$20.34 $20.34

$18.28 Rp 329.0K

11.27%

Cinema Ticket

$14.81 $14.81

$4.25 Rp 76.5K

248.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,164 $1,164

$493 Rp 8.9M

136.33%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$5,597 Rp 100.7M

269.86%

Jeans (Levis 501 Or Similar)

$61.3 $61.3

$45.58 Rp 820.4K

34.58%

Summer Dress (H&M, Zara, etc)

$21.96 $21.96

$34.96 Rp 629.4K

-37.19%

Sport Shoes (Adidas, Nike)

$45.54 $45.54

$77.7 Rp 1.4M

-41.41%

Men's Leather Business Shoes

$75.1 $75.1

$78.5 Rp 1.4M

-4.38%

1-bedroom Apartment, City Center (Monthly)

$933 $933

$1,131 Rp 20.4M

-17.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,290 $1,290

$673 Rp 12.1M

91.78%

3-bedroom Apartment, City Center (Monthly)

$1,237 $1,237

$3,613 Rp 65.0M

-65.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,164 $2,164

$1,702 Rp 30.6M

27.17%

Buy Apartment in City Center (m2)

$2,777 $2,777

$2,717 Rp 48.9M

2.18%

Buy Apartment Outside City Center (m2)

$2,710 $2,710

$2,241 Rp 40.3M

20.90%

Average Monthly Net Salary (After Tax)

$3,637 $3,637

$166 Rp 3.0M

2086.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

13.78

-52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Urbandale, IA: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Urbandale, IA

$1.3K 55.9%

Ubud, Bali

$673 49.7% 47.9% $618

Groceries & Markets

Urbandale, IA

$342 14.8%

Ubud, Bali

$287 21.2% 16.1% $55

Eating Out

Urbandale, IA

$258 11.2%

Ubud, Bali

$106 7.9% 58.8% $152

Monthly Utilities & Internet

Urbandale, IA

$179 7.8%

Ubud, Bali

$105 7.8% 41.4% $74

Clothing & Footwear

Urbandale, IA

$92 4%

Ubud, Bali

$107 7.9% 16.1% $15

Getting Around

Urbandale, IA

$83 3.6%

Ubud, Bali

$12 0.9% 85% $70

Sport & Entertainment

Urbandale, IA

$65 2.8%

Ubud, Bali

$63 4.6% 4% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $933 in Urbandale, IA and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Urbandale, IA pays 2086% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Urbandale, IA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $342 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Urbandale, IA

🇮🇩 Ubud, Bali

🕒 Local time

07:26 7:26 AM

20:26 8:26 PM

13 h ahead of Urbandale, IA

🌤 Weather

👥 Population

45,580

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Urbandale, IA Ubud, Bali 15,360 km ≈ 20 h nonstop flight

From you

Urbandale, IA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Urbandale, IA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 71% lower than in Urbandale, IA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 2086% higher in Urbandale, IA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $933 in Urbandale, IA versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,164 in Urbandale, IA versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Urbandale, IA. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $2,310 in Urbandale, IA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Urbandale, IA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Urbandale, IA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 71% less than in Urbandale, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.