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Cost of Living Comparison Between Upper Hutt and Ubud, Bali Cost of Living Comparison Between Upper Hutt and Ubud, Bali

😐 Solo nomad: Upper Hutt is 112.7% more expensive than Ubud, Bali without rent, and 153.7% more expensive with rent.
😐 Family of 3: Upper Hutt is 75.2% more expensive than Ubud, Bali without rent, and 162.2% more expensive with rent.
Currency
🍽 Eating Out
Upper Hutt
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.77 NZ$31.03
$2.85 Rp 47.5K
523.51%
Three-Course Dinner for Two, Mid-Range
$84.1 NZ$147
$12.26 Rp 204.3K
585.56%
Fast Food Meal (McDonalds, etc)
$9.44 NZ$16.49
$3.28 Rp 54.6K
187.80%
Cappuccino
$3.65 NZ$6.38
$2.3 Rp 38.3K
58.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 NZ$4.22
$1.11 Rp 18.5K
118.02%
Water (0.33 liter bottle)
$2.11 NZ$3.68
$0.26 Rp 4,324
711.54%
Local Beer (0.5 liter draught)
$7.29 NZ$12.73
$2.4 Rp 40K
203.75%
Imported Beer (0.33 liter bottle)
$6.47 NZ$11.3
$3.15 Rp 52.5K
105.40%
🛒 Groceries & Markets
Upper Hutt
Ubud, Bali
Difference
Milk (1 liter)
$1.75 NZ$3.06
$1.49 Rp 24.9K
17.45%
White Bread (500g)
$2.04 NZ$3.57
$1.65 Rp 27.5K
23.64%
Rice (white) (1kg)
$1.89 NZ$3.3
$1.13 Rp 18.9K
67.26%
Eggs
$6.2 NZ$10.83
$2.33 Rp 38.9K
166.09%
Local Cheese (1kg)
$7.97 NZ$13.91
$13.7 Rp 228.3K
-41.82%
Chicken Fillets (1kg)
$9.29 NZ$16.22
$3.97 Rp 66.2K
134.01%
Beef Round Steak (1kg)
$12.46 NZ$21.75
$11.22 Rp 187K
11.05%
Apples (1kg)
$2.43 NZ$4.24
$3.48 Rp 57.9K
-30.17%
Banana (1kg)
$1.83 NZ$3.19
$1.5 Rp 25K
22.00%
Oranges (1kg)
$2.47 NZ$4.31
$2.68 Rp 44.6K
-7.84%
Tomato (1kg)
$3.44 NZ$6.01
$1.35 Rp 22.5K
154.81%
Potato (1kg)
$2.01 NZ$3.51
$1.57 Rp 26.2K
28.03%
Onion (1kg)
$1.59 NZ$2.78
$2.1 Rp 34.9K
-24.29%
Lettuce (1 head)
$2.05 NZ$3.58
$1.03 Rp 17.1K
99.03%
Water (1.5 liter bottle)
$1.25 NZ$2.18
$0.57 Rp 9,488
119.30%
Cigarettes 20 Pack (Marlboro, Camel)
$20.44 NZ$35.68
$2.31 Rp 38.5K
784.85%
Wine (Bottle)
$8.56 NZ$14.94
$15.21 Rp 253.5K
-43.72%
Local Beer (0.5 liter bottle)
$2.51 NZ$4.38
$2.49 Rp 41.5K
0.80%
Imported Beer (0.33 liter bottle)
$2.62 NZ$4.58
$2.66 Rp 44.3K
-1.50%
🚌 Getting Around
Upper Hutt
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.13 NZ$3.72
$0.29 Rp 4,911
634.48%
Public Transport Monthly Pass (Regular Price)
$63.9 NZ$112
$10.03 Rp 167.1K
537.29%
Taxi Start (Normal Tariff)
$2.74 NZ$4.79
$0.45 Rp 7,480
508.89%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.23
$0.34 Rp 5,748
444.12%
Taxi 1hour Waiting (Normal Tariff)
$48.89 NZ$85.4
$5.97 Rp 99.4K
718.93%
Gasoline (1 liter)
$1.65 NZ$2.88
$0.75 Rp 12.4K
120.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27K NZ$47.2K
$25.8K Rp 430.2M
4.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K NZ$40.8K
$31.7K Rp 528.9M
-26.35%
🧾 Monthly Utilities & Internet
Upper Hutt
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 NZ$280
$64.6 Rp 1.1M
148.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.26 NZ$58.1
$4.14 Rp 69K
703.38%
Internet (50+ Mbps, Unlimited Data)
$47.8 NZ$83.5
$23.99 Rp 399.7K
99.25%
🎉 Sport & Entertainment
Upper Hutt
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.57 NZ$63.9
$23.29 Rp 388.1K
57.02%
Tennis Court (1 Hour on Weekend)
$12.1 NZ$21.13
$6.19 Rp 103.1K
95.48%
Cinema Ticket
$9.24 NZ$16.14
$3.45 Rp 57.5K
167.83%
🧸 Childcare & Education
Upper Hutt
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$740 NZ$1,291
$91.9 Rp 1.5M
704.74%
International Primary School, 1 Child (Yearly)
$12.7K NZ$22.1K
$5,912 Rp 98.5M
114.17%
👕👟 Clothing & Footwear
Upper Hutt
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$70.7 NZ$123
$51.5 Rp 857.6K
37.40%
Summer Dress (H&M, Zara, etc)
$53.6 NZ$93.5
$24.45 Rp 407.3K
119.06%
Sport Shoes (Adidas, Nike)
$105 NZ$184
$84.4 Rp 1.4M
24.70%
Men's Leather Business Shoes
$126 NZ$220
$74.3 Rp 1.2M
69.47%
🏠 Accommodation & Living
Upper Hutt
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$987 NZ$1,724
$261 Rp 4.4M
277.72%
1-bedroom Apartment, Outside City Center (Monthly)
$794 NZ$1,386
$160 Rp 2.7M
397.46%
3-bedroom Apartment, City Center (Monthly)
$1,579 NZ$2,756
$585 Rp 9.7M
169.84%
3-bedroom Apartment, Outside City Center (Monthly)
$1,419 NZ$2,478
$328 Rp 5.5M
332.30%
Buy Apartment in City Center (m2)
$3,783 NZ$6,606
$985 Rp 16.4M
284.04%
Buy Apartment Outside City Center (m2)
$3,268 NZ$5,706
$847 Rp 14.1M
285.88%
💵 Salaries & Financials
Upper Hutt
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
13.28
-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Upper Hutt: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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