Last update: Oct 2026

Cost of Living Comparison Between Upland, CA and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $2,837 in Upland, CA, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Upland, CA outweigh lower spending on other living expenses.

139

Cost of Living Index in Upland, CA
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Upland, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Upland, CA

🇺🇸 United States

$2,837

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Upland, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Upland, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,837 in Upland, CA versus $2,610 in Toronto.

Upland, CA $2,837
Toronto $2,610

Estimated couple costs with rent: $4,100 in Upland, CA versus $3,727 in Toronto.

Upland, CA $4,100
Toronto $3,727

Monthly costs for a family of three with rent: $5,362 in Upland, CA versus $4,844 in Toronto.

Upland, CA $5,362
Toronto $4,844

Living in Upland, CA is roughly 9% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Upland, CA 109% above, Toronto 93% above.

Meal at Budget Restaurant

$14.96 $14.96

$17.59 CA$24.87

-14.95%

Three-Course Dinner for Two, Mid-Range

$68.7 $68.7

$78.8 CA$111

-12.84%

Fast Food Meal (McDonalds, etc)

$12.14 $12.14

$10.73 CA$15.16

13.14%

Cappuccino

$1.95 $1.95

$4.09 CA$5.78

-52.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 $2.03

$2.10 CA$2.97

-3.33%

Water (0.33 liter bottle)

$2.05 $2.05

$1.72 CA$2.43

19.19%

Local Beer (0.5 liter draught)

$7.63 $7.63

$6.36 CA$8.99

19.97%

Imported Beer (0.33 liter bottle)

$9.57 $9.57

$7.08 CA$10.01

35.17%

Milk (1 liter)

$1.04 $1.04

$2.54 CA$3.59

-59.06%

White Bread (500g)

$1.63 $1.63

$2.72 CA$3.85

-40.07%

Rice (white) (1kg)

$2.14 $2.14

$2.18 CA$3.09

-1.83%

Eggs

$4.72 $4.72

$3.63 CA$5.13

30.03%

Local Cheese (1kg)

$8.85 $8.85

$9.46 CA$13.37

-6.45%

Chicken Fillets (1kg)

$6.50 $6.50

$11.54 CA$16.32

-43.67%

Beef Round Steak (1kg)

$10.93 $10.93

$14.37 CA$20.32

-23.94%

Apples (1kg)

$4.47 $4.47

$3.70 CA$5.23

20.81%

Banana (1kg)

$1.67 $1.67

$1.19 CA$1.68

40.34%

Oranges (1kg)

$3.28 $3.28

$3.46 CA$4.90

-5.20%

Tomato (1kg)

$5.82 $5.82

$4.22 CA$5.97

37.91%

Potato (1kg)

$2.22 $2.22

$1.79 CA$2.52

24.02%

Onion (1kg)

$2.25 $2.25

$1.65 CA$2.33

36.36%

Lettuce (1 head)

$1.96 $1.96

$2.20 CA$3.11

-10.91%

Water (1.5 liter bottle)

$1.87 $1.87

$1.26 CA$1.78

48.41%

Cigarettes 20 Pack (Marlboro, Camel)

$11.90 $11.90

$13.97 CA$19.75

-14.82%

Wine (Bottle)

$12.13 $12.13

$14.20 CA$20.07

-14.58%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.25 CA$3.18

-11.11%

Imported Beer (0.33 liter bottle)

$1.26 $1.26

$2.53 CA$3.58

-50.20%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$59.5 $59.5

$112 CA$158

-46.75%

Taxi Start (Normal Tariff)

$6.15 $6.15

$3.06 CA$4.33

100.98%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.47 $1.47

$1.21 CA$1.72

21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$26.1K CA$37.0K

10.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$21.1K CA$29.9K

30.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 $168

$120 CA$169

40.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.6 $66.6

$32.21 CA$45.54

106.64%

Internet (50+ Mbps, Unlimited Data)

$58.1 $58.1

$48.88 CA$69.1

18.88%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.11 $12.11

$12.58 CA$17.79

-3.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,890 $1,890

$832 CA$1,176

127.18%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$52.3 CA$73.9

4.97%

Summer Dress (H&M, Zara, etc)

$40.06 $40.06

$39.44 CA$55.8

1.57%

Sport Shoes (Adidas, Nike)

$88.5 $88.5

$99.0 CA$140

-10.65%

Men's Leather Business Shoes

$122 $122

$122 CA$172

0.11%

1-bedroom Apartment, City Center (Monthly)

$1,474 $1,474

$1,631 CA$2,306

-9.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,766 $1,766

$1,448 CA$2,048

21.90%

3-bedroom Apartment, City Center (Monthly)

$2,598 $2,598

$2,737 CA$3,869

-5.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,986 $2,986

$2,129 CA$3,010

40.26%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$5,302 $5,302

$3,520 CA$4,976

50.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Upland, CA: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Upland, CA

$1.8K 62.2%

Toronto

$1.4K 55.5% 18% $317

Groceries & Markets

Upland, CA

$299 10.5%

Toronto

$343 13.1% 14.8% $44

Monthly Utilities & Internet

Upland, CA

$292 10.3%

Toronto

$201 7.7% 31.4% $92

Eating Out

Upland, CA

$253 8.9%

Toronto

$283 10.9% 11.9% $30

Clothing & Footwear

Upland, CA

$137 4.9%

Toronto

$141 5.4% 2.4% $3.2

Getting Around

Upland, CA

$66 * 2.3%

Toronto

$130 5% 98.3% $64

Sport & Entertainment

Upland, CA

$24 * 0.9%

Toronto

$65 2.5% 166% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,474 in Upland, CA and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Upland, CA pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Upland, CA vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $299 vs $343 per month, with Upland, CA cheaper across the board.

Good to know

🇺🇸 Upland, CA

🇨🇦 Toronto

🕒 Local time

14:00 2:00 PM

17:00 5:00 PM

3 h ahead of Upland, CA

🌤 Weather

👥 Population

73,379

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Upland, CA Toronto 3,440 km ≈ 4 h 45 min nonstop flight

From you

Upland, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Upland, CA vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in utilities. The 9% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 51% higher in Upland, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,474 in Upland, CA versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Upland, CA pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $69.0 in Upland, CA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,610 in Toronto versus $2,837 in Upland, CA, a $2,500 budget is realistic in Toronto but tight or insufficient in Upland, CA. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 9% less than in Upland, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.