Last update: Oct 2026

Cost of Living Comparison Between Toronto and Upland, CA

For one person, living is cheaper in Toronto: $2,610 a month against $2,837 in Upland, CA, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Upland, CA outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
139

Cost of Living Index in Upland, CA
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Upland, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Upland, CA

🇺🇸 United States

$2,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Upland, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Upland, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,837 in Upland, CA.

Toronto $2,610
Upland, CA $2,837

Estimated couple costs with rent: $3,727 in Toronto versus $4,100 in Upland, CA.

Toronto $3,727
Upland, CA $4,100

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,362 in Upland, CA.

Toronto $4,844
Upland, CA $5,362

Living in Toronto costs roughly 8% less than in Upland, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Upland, CA 109% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.96 $14.96

17.58%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$68.7 $68.7

14.73%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.14 $12.14

-11.61%

Cappuccino

$4.09 CA$5.78

$1.95 $1.95

109.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.03 $2.03

3.45%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.05 $2.05

-16.10%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.63 $7.63

-16.64%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$9.57 $9.57

-26.02%

Milk (1 liter)

$2.54 CA$3.59

$1.04 $1.04

144.23%

White Bread (500g)

$2.72 CA$3.85

$1.63 $1.63

66.87%

Rice (white) (1kg)

$2.18 CA$3.09

$2.14 $2.14

1.87%

Eggs

$3.63 CA$5.13

$4.72 $4.72

-23.09%

Local Cheese (1kg)

$9.46 CA$13.37

$8.85 $8.85

6.89%

Chicken Fillets (1kg)

$11.54 CA$16.32

$6.50 $6.50

77.54%

Beef Round Steak (1kg)

$14.37 CA$20.32

$10.93 $10.93

31.47%

Apples (1kg)

$3.70 CA$5.23

$4.47 $4.47

-17.23%

Banana (1kg)

$1.19 CA$1.68

$1.67 $1.67

-28.74%

Oranges (1kg)

$3.46 CA$4.90

$3.28 $3.28

5.49%

Tomato (1kg)

$4.22 CA$5.97

$5.82 $5.82

-27.49%

Potato (1kg)

$1.79 CA$2.52

$2.22 $2.22

-19.37%

Onion (1kg)

$1.65 CA$2.33

$2.25 $2.25

-26.67%

Lettuce (1 head)

$2.20 CA$3.11

$1.96 $1.96

12.24%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.87 $1.87

-32.62%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.90 $11.90

17.39%

Wine (Bottle)

$14.20 CA$20.07

$12.13 $12.13

17.07%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.00 $2.00

12.50%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.26 $1.26

100.79%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$59.5 $59.5

87.80%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$6.15 $6.15

-50.24%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$1.47 $1.47

-17.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$28.8K $28.8K

-9.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$27.6K $27.6K

-23.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$168 $168

-28.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$66.6 $66.6

-51.61%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$58.1 $58.1

-15.88%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.11 $12.11

3.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,890 $1,890

-55.98%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$54.9 $54.9

-4.74%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.06 $40.06

-1.55%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$88.5 $88.5

11.91%

Men's Leather Business Shoes

$122 CA$172

$122 $122

-0.11%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,474 $1,474

10.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,766 $1,766

-17.96%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,598 $2,598

5.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,986 $2,986

-28.70%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$5,302 $5,302

-33.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Upland, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Upland, CA

$1.8K 62.2% 21.9% $317

Groceries & Markets

Toronto

$343 13.1%

Upland, CA

$299 10.5% 12.9% $44

Eating Out

Toronto

$283 10.9%

Upland, CA

$253 8.9% 10.6% $30

Monthly Utilities & Internet

Toronto

$201 7.7%

Upland, CA

$292 10.3% 45.7% $92

Clothing & Footwear

Toronto

$141 5.4%

Upland, CA

$137 4.9% 2.3% $3.2

Getting Around

Toronto

$130 5%

Upland, CA

$66 * 2.3% 49.6% $64

Sport & Entertainment

Toronto

$65 2.5%

Upland, CA

$24 * 0.9% 62.4% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,474 in Upland, CA. Housing cost is often the main lever when comparing two cities.

Upland, CA pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $69.0 in Upland, CA for a mid-range dinner for two. Groceries echo the gap at $343 vs $299 per month, with Upland, CA cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Upland, CA

🕒 Local time

17:48 5:48 PM

14:48 2:48 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

73,379

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Upland, CA 3,440 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Upland, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Upland, CA: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in utilities. The 9% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 51% lower in Upland, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,474 in Upland, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Upland, CA pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $69.0 in Upland, CA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,610 in Toronto versus $2,837 in Upland, CA, a $2,500 budget is realistic in Toronto but tight or insufficient in Upland, CA. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 9% less than in Upland, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.