Cost of Living Comparison Between United States and Zambia Cost of Living Comparison Between United States and Zambia

Name: Zambia
Address: ZM

😐 Solo nomad: United States is 85.8% more expensive than Zambia without rent, and 229.2% more expensive with rent.

😐 Family of 3: United States is 105.7% more expensive than Zambia without rent, and 150.5% more expensive with rent.

Meal at Budget Restaurant

$20.22 $20.22

$6.97 ZMW 139

190.10%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$23.45 ZMW 469

222.69%

Fast Food Meal (McDonalds, etc)

$11.47 $11.47

$3.74 ZMW 74.8

206.68%

Cappuccino

$5.13 $5.13

$1.89 ZMW 37.80

171.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$0.68 ZMW 13.53

283.82%

Water (0.33 liter bottle)

$2.14 $2.14

$0.33 ZMW 6.50

548.48%

Local Beer (0.5 liter draught)

$6.17 $6.17

$0.92 ZMW 18.32

570.65%

Imported Beer (0.33 liter bottle)

$7.07 $7.07

$1.50 ZMW 30.05

371.33%

Milk (1 liter)

$1.08 $1.08

$1.25 ZMW 24.92

-13.60%

White Bread (500g)

$3.74 $3.74

$0.82 ZMW 16.33

356.10%

Rice (white) (1kg)

$4.57 $4.57

$1.83 ZMW 36.56

149.73%

Eggs

$4.20 $4.20

$1.53 ZMW 30.64

174.51%

Local Cheese (1kg)

$13.02 $13.02

$7.91 ZMW 158

64.60%

Chicken Fillets (1kg)

$12.18 $12.18

$3.92 ZMW 78.3

210.71%

Beef Round Steak (1kg)

$16.14 $16.14

$4.91 ZMW 98.1

228.72%

Apples (1kg)

$5.31 $5.31

$2.31 ZMW 46.22

129.87%

Banana (1kg)

$1.72 $1.72

$1.56 ZMW 31.12

10.26%

Oranges (1kg)

$4.59 $4.59

$2.60 ZMW 52.0

76.54%

Tomato (1kg)

$4.96 $4.96

$1.19 ZMW 23.80

316.81%

Potato (1kg)

$3.00 $3.00

$1.97 ZMW 39.29

52.28%

Onion (1kg)

$3.04 $3.04

$1.43 ZMW 28.58

112.59%

Lettuce (1 head)

$2.18 $2.18

$0.91 ZMW 18.11

139.56%

Water (1.5 liter bottle)

$2.19 $2.19

$0.56 ZMW 11.28

291.07%

Cigarettes 20 Pack (Marlboro, Camel)

$10.16 $10.16

$2.30 ZMW 45.91

341.74%

Wine (Bottle)

$15.16 $15.16

$6.24 ZMW 125

142.95%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$0.84 ZMW 16.84

136.90%

Imported Beer (0.33 liter bottle)

$3.71 $3.71

$1.29 ZMW 25.79

187.60%

One-way Ticket (Public Transport)

$2.48 $2.48

$0.96 ZMW 19.11

158.33%

Public Transport Monthly Pass (Regular Price)

$63.9 $63.9

$39.24 ZMW 784

62.74%

Taxi Start (Normal Tariff)

$3.69 $3.69

$2.48 ZMW 49.46

48.79%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$1.03 ZMW 20.56

70.87%

Taxi 1hour Waiting (Normal Tariff)

$30.06 $30.06

$9.36 ZMW 187

221.15%

Gasoline (1 liter)

$0.96 $0.96

$1.18 ZMW 23.51

-18.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$8,112 ZMW 162.1K

272.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$28.5K ZMW 570.0K

-7.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 $207

$86.8 ZMW 1,734

138.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.0 $57.0

$51.0 ZMW 1,019

11.78%

Internet (50+ Mbps, Unlimited Data)

$71.5 $71.5

$123 ZMW 2,466

-42.07%

Gym Membership (Monthly)

$45.91 $45.91

$41.51 ZMW 829

10.60%

Tennis Court (1 Hour on Weekend)

$22.25 $22.25

$13.67 ZMW 273

62.77%

Cinema Ticket

$14.13 $14.13

$4.10 ZMW 81.9

244.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,385 $1,385

$177 ZMW 3,536

682.38%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$9,450 ZMW 188.8K

135.05%

Jeans (Levis 501 Or Similar)

$52.1 $52.1

$19.64 ZMW 392

165.27%

Summer Dress (H&M, Zara, etc)

$42.53 $42.53

$17.66 ZMW 353

140.83%

Sport Shoes (Adidas, Nike)

$89.9 $89.9

$79.4 ZMW 1,586

13.28%

Men's Leather Business Shoes

$114 $114

$72.7 ZMW 1,452

57.44%

1-bedroom Apartment, City Center (Monthly)

$1,743 $1,743

$212 ZMW 4,230

723.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,422 $1,422

$127 ZMW 2,545

1016.17%

3-bedroom Apartment, City Center (Monthly)

$2,821 $2,821

$862 ZMW 17.2K

227.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,370 $2,370

$702 ZMW 14.0K

237.78%

Buy Apartment in City Center (m2)

$3,338 $3,338

$1,980 ZMW 39.6K

68.59%

Buy Apartment Outside City Center (m2)

$2,615 $2,615

$5,165 ZMW 103.2K

-49.37%

Average Monthly Net Salary (After Tax)

$4,230 $4,230

$337 ZMW 6,743

1153.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

-73.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for United States: January 13, 2026

Last update for Zambia: January 12, 2026

Digital Nomad Cost of Living Index

Cost of Living Comparison Between United States and Zambia Cost of Living Comparison Between United States and Zambia

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