😐Monthly costs for one person with rent: $2,622 in United States versus $617 in French Polynesia.
😐Estimated couple costs with rent: $3,830 in United States versus $962 in French Polynesia.
😐Monthly costs for a family of three with rent: $5,038 in United States versus $1,307 in French Polynesia.
🌍Living in United States is roughly 325% more expensive than in French Polynesia on average.
📊United States (91% above) and French Polynesia (55% below) straddle the global median.
Currency
🍽 Eating Out
United States
French Polynesia
Difference
Meal at Budget Restaurant
$19.78$19.78
$17.62CFPF 1,810
12.26%
Three-Course Dinner for Two, Mid-Range
$81.4$81.4
$78.3CFPF 8,044
3.91%
Fast Food Meal(McDonalds, etc)
$12.11$12.11
$14.82CFPF 1,523
-18.29%
Cappuccino
$5.44$5.44
$4.36CFPF 448
24.77%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.67$2.67
$2.65CFPF 272
0.75%
Water(0.33 liter bottle)
$2.08$2.08
$2.68CFPF 276
-22.39%
Local Beer(0.5 liter draught)
$6.06$6.06
$4.97CFPF 510
21.93%
Imported Beer(0.33 liter bottle)
$8.14$8.14
$5.97CFPF 613
36.35%
🛒 Groceries & Markets
United States
French Polynesia
Difference
Milk(1 liter)
$1.05$1.05
$1.45CFPF 149
-27.59%
White Bread(500g)
$3.65$3.65
$4.41CFPF 454
-17.23%
Rice(white)(1kg)
$4.45$4.45
$1.70CFPF 174
161.76%
Eggs
$4.35$4.35
$7.05CFPF 724
-38.30%
Local Cheese(1kg)
$12.73$12.73
$36.25CFPF 3,725
-64.88%
Chicken Fillets(1kg)
$12.46$12.46
$16.21CFPF 1,666
-23.13%
Beef Round Steak(1kg)
$16.95$16.95
$24.96CFPF 2,565
-32.09%
Apples(1kg)
$5.30$5.30
$5.26CFPF 540
0.76%
Banana(1kg)
$1.70$1.70
$2.87CFPF 295
-40.77%
Oranges(1kg)
$4.40$4.40
$6.88CFPF 707
-36.05%
Tomato(1kg)
$5.01$5.01
$7.86CFPF 808
-36.26%
Potato(1kg)
$2.87$2.87
$3.09CFPF 318
-7.12%
Onion(1kg)
$3.13$3.13
$2.47CFPF 254
26.72%
Lettuce(1 head)
$2.32$2.32
$3.67CFPF 377
-36.78%
Water(1.5 liter bottle)
$2.34$2.34
$1.27CFPF 130
84.25%
Cigarettes 20 Pack(Marlboro, Camel)
$10.55$10.55
$13.47CFPF 1,384
-21.68%
Wine(Bottle)
$14.94$14.94
$24.26CFPF 2,493
-38.42%
Local Beer(0.5 liter bottle)
$2.12$2.12
$2.90CFPF 298
-26.90%
Imported Beer(0.33 liter bottle)
$3.69$3.69
$3.93CFPF 404
-6.11%
🚌 Getting Around
United States
French Polynesia
Difference
One-way Ticket(Public Transport)
$2.37$2.37
$1.93CFPF 198
22.80%
Public Transport Monthly Pass(Regular Price)
$65.1$65.1
$14.44CFPF 1,483
350.55%
Taxi Start(Normal Tariff)
$3.42$3.42
$9.61CFPF 987
-64.41%
Taxi(Normal Tariff)(1km)
$1.89$1.89
$2.46CFPF 253
-23.17%
Taxi 1hour Waiting(Normal Tariff)
$30.16$30.16
$24.04CFPF 2,470
25.46%
Gasoline(1 liter)
$0.98$0.98
$1.53CFPF 157
-35.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K$35.9K
$18.7KCFPF 1.9M
92.58%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K$25.9K
$30.8KCFPF 3.2M
-15.81%
🧾 Monthly Utilities & Internet
United States
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$218$218
$180CFPF 18.5K
20.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$61.0$61.0
$20.11CFPF 2,067
203.38%
Internet(50+ Mbps, Unlimited Data)
$74.8$74.8
$72.9CFPF 7,492
2.63%
🎉 Sport & Entertainment
United States
French Polynesia
Difference
Gym Membership(Monthly)
$44.42$44.42
$77.5CFPF 7,960
-42.66%
Tennis Court(1 Hour on Weekend)
$22.53$22.53
-
-
Cinema Ticket
$14.80$14.80
$14.71CFPF 1,511
0.61%
🧸 Childcare & Education
United States
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,476$1,476
$479CFPF 49.2K
208.10%
International Primary School, 1 Child(Yearly)
$25.9K$25.9K
$9,901CFPF 1.0M
161.62%
👕👟 Clothing & Footwear
United States
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$54.4$54.4
$72.3CFPF 7,430
-24.84%
Summer Dress(H&M, Zara, etc)
$43.59$43.59
$73.9CFPF 7,593
-41.01%
Sport Shoes(Adidas, Nike)
$92.9$92.9
$80.3CFPF 8,251
15.74%
Men's Leather Business Shoes
$114$114
$93.4CFPF 9,593
22.01%
🏠 Accommodation & Living
United States
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$1,639$1,639
$1,287CFPF 132.3K
27.34%
1-bedroom Apartment, Outside City Center(Monthly)
$1,358$1,358
$989CFPF 101.6K
37.35%
3-bedroom Apartment, City Center(Monthly)
$2,699$2,699
$1,910CFPF 196.2K
41.32%
3-bedroom Apartment, Outside City Center(Monthly)
$2,199$2,199
$1,553CFPF 159.6K
41.55%
Buy Apartment in City Center(m2)
$3,269$3,269
$7,378CFPF 758.1K
-55.70%
Buy Apartment Outside City Center(m2)
$2,589$2,589
$9,236CFPF 949.0K
-71.97%
💵 Salaries & Financials
United States
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
$4,357$4,357
$1,950CFPF 200.3K
123.48%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.21
4.6
35.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for United States: August 30, 2026
Last update for French Polynesia: August 31, 2026
Cost Breakdown
🏠National rent averages: $1,606 in United States, $353 in French Polynesia. Capital cities: $1,373 in Columbia, TN vs $1,389 in Papeete.
💰National salary averages: $4,519 in United States, $2,095 in French Polynesia. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 355% higher in United States.
⭐Dining out costs 241% more in United States.
⭐Public transport is 1250% more expensive in United States.
⭐Salaries are 116% higher in United States, and purchasing power comes out stronger in French Polynesia.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United States vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in United States?
At $1,169 per month in French Polynesia and $3,080 in United States, there's a 163% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs United States?
Day-to-day life is simply cheaper in French Polynesia: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in United States?
Rent in United States is consistently higher than in French Polynesia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and United States on $2,000 per month?
In French Polynesia, $2,000 covers most cities easily; in United States it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or United States?
It depends on what you're after: French Polynesia wins on affordability; United States may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
United States vs other spots: cost of living compared