😐Monthly costs for one person with rent: $2,643 in United States versus $789 in French Polynesia.
😐Estimated couple costs with rent: $3,857 in United States versus $1,193 in French Polynesia.
😐Monthly costs for a family of three with rent: $5,070 in United States versus $1,597 in French Polynesia.
😐Living in United States is roughly 235% more expensive than French Polynesia on average.
📊United States (97% above) and French Polynesia (41% below) straddle the global median.
Currency
🍽 Eating Out
United States
French Polynesia
Difference
Meal at Budget Restaurant
$20.04$20.04
$15.84CFPF 1,624
26.52%
Three-Course Dinner for Two, Mid-Range
$76.0$76.0
$81.2CFPF 8,320
-6.36%
Fast Food Meal(McDonalds, etc)
$11.42$11.42
$12.08CFPF 1,238
-5.46%
Cappuccino
$5.39$5.39
$4.44CFPF 455
21.40%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.55$2.55
$2.67CFPF 274
-4.49%
Water(0.33 liter bottle)
$2.04$2.04
$2.11CFPF 216
-3.32%
Local Beer(0.5 liter draught)
$6.14$6.14
$4.87CFPF 499
26.08%
Imported Beer(0.33 liter bottle)
$7.18$7.18
$4.93CFPF 505
45.64%
🛒 Groceries & Markets
United States
French Polynesia
Difference
Milk(1 liter)
$1.04$1.04
$1.50CFPF 154
-30.67%
White Bread(500g)
$3.65$3.65
$2.76CFPF 282
32.25%
Rice(white)(1kg)
$4.73$4.73
$1.68CFPF 172
181.55%
Eggs
$4.38$4.38
$7.17CFPF 735
-38.91%
Local Cheese(1kg)
$12.76$12.76
$38.65CFPF 3,962
-66.99%
Chicken Fillets(1kg)
$12.42$12.42
$16.50CFPF 1,691
-24.73%
Beef Round Steak(1kg)
$16.41$16.41
$26.66CFPF 2,733
-38.45%
Apples(1kg)
$5.42$5.42
$5.68CFPF 582
-4.58%
Banana(1kg)
$1.65$1.65
$2.49CFPF 255
-33.73%
Oranges(1kg)
$4.59$4.59
$6.94CFPF 712
-33.86%
Tomato(1kg)
$4.91$4.91
$7.77CFPF 796
-36.81%
Potato(1kg)
$2.92$2.92
$2.93CFPF 300
-0.34%
Onion(1kg)
$3.13$3.13
$2.71CFPF 278
15.50%
Lettuce(1 head)
$2.26$2.26
$3.86CFPF 395
-41.45%
Water(1.5 liter bottle)
$2.30$2.30
$1.17CFPF 120
96.58%
Cigarettes 20 Pack(Marlboro, Camel)
$9.89$9.89
$11.90CFPF 1,220
-16.89%
Wine(Bottle)
$15.10$15.10
$24.41CFPF 2,502
-38.14%
Local Beer(0.5 liter bottle)
$1.91$1.91
$2.55CFPF 262
-25.10%
Imported Beer(0.33 liter bottle)
$3.66$3.66
$4.78CFPF 490
-23.43%
🚌 Getting Around
United States
French Polynesia
Difference
One-way Ticket(Public Transport)
$2.48$2.48
$1.99CFPF 204
24.62%
Public Transport Monthly Pass(Regular Price)
$64.8$64.8
-
-
Taxi Start(Normal Tariff)
$3.84$3.84
$9.91CFPF 1,016
-61.25%
Taxi(Normal Tariff)(1km)
$1.76$1.76
-
-
Taxi 1hour Waiting(Normal Tariff)
$30.58$30.58
-
-
Gasoline(1 liter)
$0.96$0.96
$1.57CFPF 161
-38.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K$30.5K
$19.3KCFPF 2.0M
57.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K$26.4K
$29.1KCFPF 3.0M
-9.50%
🧾 Monthly Utilities & Internet
United States
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$204$204
$178CFPF 18.3K
14.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$57.3$57.3
$17.55CFPF 1,799
226.32%
Internet(50+ Mbps, Unlimited Data)
$71.2$71.2
$103CFPF 10.5K
-30.56%
🎉 Sport & Entertainment
United States
French Polynesia
Difference
Gym Membership(Monthly)
$46.67$46.67
$75.5CFPF 7,741
-38.20%
Tennis Court(1 Hour on Weekend)
$22.12$22.12
$17.85CFPF 1,830
23.92%
Cinema Ticket
$13.84$13.84
$14.57CFPF 1,493
-5.01%
🧸 Childcare & Education
United States
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,384$1,384
$479CFPF 49.1K
188.55%
International Primary School, 1 Child(Yearly)
$22.7K$22.7K
$9,811CFPF 1.0M
131.41%
👕👟 Clothing & Footwear
United States
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$53.0$53.0
$98.8CFPF 10.1K
-46.39%
Summer Dress(H&M, Zara, etc)
$43.17$43.17
$87.0CFPF 8,919
-50.39%
Sport Shoes(Adidas, Nike)
$90.6$90.6
$109CFPF 11.2K
-17.27%
Men's Leather Business Shoes
$114$114
$110CFPF 11.2K
4.31%
🏠 Accommodation & Living
United States
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$1,766$1,766
$1,322CFPF 135.5K
33.59%
1-bedroom Apartment, Outside City Center(Monthly)
$1,459$1,459
$1,095CFPF 112.2K
33.34%
3-bedroom Apartment, City Center(Monthly)
$2,832$2,832
$2,149CFPF 220.3K
31.78%
3-bedroom Apartment, Outside City Center(Monthly)
$2,411$2,411
$1,854CFPF 190.1K
30.02%
Buy Apartment in City Center(m2)
$3,287$3,287
$8,774CFPF 899.4K
-62.53%
Buy Apartment Outside City Center(m2)
$2,650$2,650
$7,922CFPF 812.1K
-66.55%
💵 Salaries & Financials
United States
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
$4,379$4,379
$1,934CFPF 198.3K
126.36%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.51
5.4
20.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for United States: May 30, 2026
Last update for French Polynesia: June 2, 2026
Cost Breakdown
🏠National rent averages: $1,637 in United States, $532 in French Polynesia. Capital cities: $2,591 in Washington, DC vs $1,231 in Papeete.
💰National salary averages: $4,500 in United States, $2,100 in French Polynesia. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 208% higher in United States.
⭐Dining out costs 284% more in United States.
⭐Salaries are 114% higher in United States, giving French Polynesia stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United States vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to United States?
At $1,150 per month in French Polynesia and $3,212 in United States, there's a 179% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs United States?
French Polynesia is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or United States?
Rent in United States beats French Polynesia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and United States on $2,000 per month?
In French Polynesia, $2,000 covers most cities easily. In United States, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or United States?
It depends on what you're after. French Polynesia wins on affordability; United States may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
United States vs other spots: cost of living compared