😐Monthly costs for one person with rent: $2,642 in United States versus $796 in French Polynesia.
😐Estimated couple costs with rent: $3,857 in United States versus $1,203 in French Polynesia.
😐Monthly costs for a family of three with rent: $5,072 in United States versus $1,609 in French Polynesia.
🌍Living in United States is roughly 232% more expensive than in French Polynesia on average.
📊United States (98% above) and French Polynesia (40% below) straddle the global median.
Currency
🍽 Eating Out
United States
French Polynesia
Difference
Meal at Budget Restaurant
$19.63$19.63
$15.70CFPF 1,635
25.03%
Three-Course Dinner for Two, Mid-Range
$75.4$75.4
$81.1CFPF 8,447
-6.98%
Fast Food Meal(McDonalds, etc)
$11.57$11.57
$12.02CFPF 1,252
-3.74%
Cappuccino
$5.22$5.22
$4.45CFPF 463
17.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.49$2.49
$2.65CFPF 276
-6.04%
Water(0.33 liter bottle)
$2.06$2.06
$2.10CFPF 219
-1.90%
Local Beer(0.5 liter draught)
$5.91$5.91
$4.85CFPF 505
21.86%
Imported Beer(0.33 liter bottle)
$7.13$7.13
$4.93CFPF 513
44.62%
🛒 Groceries & Markets
United States
French Polynesia
Difference
Milk(1 liter)
$1.09$1.09
$1.43CFPF 149
-23.78%
White Bread(500g)
$3.56$3.56
$2.85CFPF 297
24.91%
Rice(white)(1kg)
$4.74$4.74
$1.67CFPF 174
183.83%
Eggs
$4.34$4.34
$7.16CFPF 746
-39.39%
Local Cheese(1kg)
$12.68$12.68
$39.04CFPF 4,066
-67.52%
Chicken Fillets(1kg)
$12.28$12.28
$16.82CFPF 1,752
-26.99%
Beef Round Steak(1kg)
$16.60$16.60
$27.69CFPF 2,883
-40.05%
Apples(1kg)
$5.16$5.16
$5.56CFPF 580
-7.19%
Banana(1kg)
$1.70$1.70
$2.41CFPF 251
-29.46%
Oranges(1kg)
$4.45$4.45
$6.77CFPF 705
-34.27%
Tomato(1kg)
$4.80$4.80
$7.73CFPF 805
-37.90%
Potato(1kg)
$2.93$2.93
$2.93CFPF 306
-
Onion(1kg)
$3.09$3.09
$2.62CFPF 273
17.94%
Lettuce(1 head)
$2.22$2.22
$3.80CFPF 396
-41.58%
Water(1.5 liter bottle)
$2.25$2.25
$1.11CFPF 116
102.70%
Cigarettes 20 Pack(Marlboro, Camel)
$9.90$9.90
$11.83CFPF 1,233
-16.31%
Wine(Bottle)
$15.28$15.28
$23.74CFPF 2,473
-35.64%
Local Beer(0.5 liter bottle)
$1.91$1.91
$2.55CFPF 265
-25.10%
Imported Beer(0.33 liter bottle)
$3.58$3.58
$4.78CFPF 498
-25.10%
🚌 Getting Around
United States
French Polynesia
Difference
One-way Ticket(Public Transport)
$2.46$2.46
$1.98CFPF 206
24.24%
Public Transport Monthly Pass(Regular Price)
$64.6$64.6
-
-
Taxi Start(Normal Tariff)
$3.77$3.77
$9.50CFPF 989
-60.32%
Taxi(Normal Tariff)(1km)
$1.71$1.71
-
-
Taxi 1hour Waiting(Normal Tariff)
$30.08$30.08
-
-
Gasoline(1 liter)
$0.96$0.96
$1.58CFPF 165
-39.24%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K$29.9K
$19.3KCFPF 2.0M
54.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K$26.1K
$28.7KCFPF 3.0M
-8.91%
🧾 Monthly Utilities & Internet
United States
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$210$210
$180CFPF 18.7K
16.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$56.3$56.3
$17.28CFPF 1,800
225.75%
Internet(50+ Mbps, Unlimited Data)
$72.9$72.9
$102CFPF 10.6K
-28.61%
🎉 Sport & Entertainment
United States
French Polynesia
Difference
Gym Membership(Monthly)
$45.39$45.39
$72.9CFPF 7,592
-37.73%
Tennis Court(1 Hour on Weekend)
$21.60$21.60
$17.59CFPF 1,832
22.80%
Cinema Ticket
$14.04$14.04
$14.78CFPF 1,540
-5.01%
🧸 Childcare & Education
United States
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,377$1,377
$483CFPF 50.3K
185.09%
International Primary School, 1 Child(Yearly)
$22.4K$22.4K
$9,795CFPF 1.0M
128.31%
👕👟 Clothing & Footwear
United States
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$52.7$52.7
$97.8CFPF 10.2K
-46.12%
Summer Dress(H&M, Zara, etc)
$42.41$42.41
$86.5CFPF 9,010
-50.98%
Sport Shoes(Adidas, Nike)
$91.8$91.8
$108CFPF 11.3K
-15.17%
Men's Leather Business Shoes
$114$114
$106CFPF 11.0K
7.30%
🏠 Accommodation & Living
United States
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$1,765$1,765
$1,312CFPF 136.6K
34.52%
1-bedroom Apartment, Outside City Center(Monthly)
$1,462$1,462
$1,105CFPF 115.1K
32.35%
3-bedroom Apartment, City Center(Monthly)
$2,849$2,849
$2,148CFPF 223.7K
32.61%
3-bedroom Apartment, Outside City Center(Monthly)
$2,369$2,369
$1,860CFPF 193.7K
27.38%
Buy Apartment in City Center(m2)
$3,364$3,364
$8,319CFPF 866.4K
-59.57%
Buy Apartment Outside City Center(m2)
$2,665$2,665
$7,635CFPF 795.2K
-65.10%
💵 Salaries & Financials
United States
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
$4,378$4,378
$1,899CFPF 197.7K
130.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.51
5.4
20.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for United States: July 12, 2026
Last update for French Polynesia: July 13, 2026
Cost Breakdown
🏠National rent averages: $1,635 in United States, $534 in French Polynesia. Capital cities: $1,625 in Washington, MI vs $1,219 in Papeete.
💰National salary averages: $4,500 in United States, $2,050 in French Polynesia. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 206% higher in United States.
⭐Dining out costs 284% more in United States.
⭐Salaries are 120% higher in United States, and purchasing power comes out stronger in French Polynesia.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United States vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in United States?
At $1,148 per month in French Polynesia and $3,259 in United States, there's a 184% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs United States?
Day-to-day life is simply cheaper in French Polynesia: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in United States?
Rent in United States is consistently higher than in French Polynesia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and United States on $2,000 per month?
In French Polynesia, $2,000 covers most cities easily; in United States it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or United States?
It depends on what you're after: French Polynesia wins on affordability; United States may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
United States vs other spots: cost of living compared