Last update: Oct 2026

Cost of Living Comparison Between the United Kingdom and Guernsey

Name: Guernsey
Address: GG

For one person, living is cheaper in the United Kingdom: $2,462 a month against $3,459 in Guernsey, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in the United Kingdom
Learn more

United Kingdom Living Index
165

Cost of Living Index in Guernsey
Learn more

Guernsey Living Index

Jump to prices

🇬🇧 United Kingdom

$2,462

/mo nomad

🇬🇬 Guernsey

$3,459

/mo nomad

Monthly Cost of Living

How much you'll spend in the United Kingdom and in Guernsey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United Kingdom and in Guernsey actually costs, broken down by who's living it.

A single person spends $2,462 per month in the United Kingdom vs $3,459 in Guernsey, rent included.

United Kingdom $2,462
Guernsey $3,459

A couple spends around $3,600 per month in the United Kingdom vs $4,926 in Guernsey, rent included.

United Kingdom $3,600
Guernsey $4,926

A family of three spends $4,738 per month in the United Kingdom vs $6,393 in Guernsey, rent included.

United Kingdom $4,738
Guernsey $6,393

Cost ranges are similar: the United Kingdom spans $1,126–$4,646, Guernsey $238–$3,526. City choice affects budget similarly in either country.

The cost of living in the United Kingdom is roughly 29% lower than in Guernsey on average.

Both the United Kingdom and Guernsey are pricier than the global median – the United Kingdom by 81%, Guernsey by 154%.

Meal at Budget Restaurant

$21.48 £16.17

$20.34 GGP 15.28

5.60%

Three-Course Dinner for Two, Mid-Range

$85.7 £64.5

$87.0 GGP 65.3

-1.44%

Fast Food Meal (McDonalds, etc)

$10.61 £7.99

$9.14 GGP 6.86

16.08%

Cappuccino

$4.91 £3.70

$5.11 GGP 3.83

-3.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 £2.00

$3.00 GGP 2.26

-11.33%

Water (0.33 liter bottle)

$1.87 £1.41

$2.23 GGP 1.68

-16.14%

Local Beer (0.5 liter draught)

$6.63 £4.99

$6.49 GGP 4.87

2.16%

Imported Beer (0.33 liter bottle)

$6.84 £5.15

$6.72 GGP 5.05

1.79%

Milk (1 liter)

$1.68 £1.26

$2.49 GGP 1.87

-32.53%

White Bread (500g)

$1.72 £1.29

$2.01 GGP 1.51

-14.43%

Rice (white) (1kg)

$2.17 £1.63

$3.42 GGP 2.57

-36.55%

Eggs

$4.00 £3.01

$5.54 GGP 4.16

-27.80%

Local Cheese (1kg)

$9.42 £7.09

$15.32 GGP 11.50

-38.51%

Chicken Fillets (1kg)

$9.19 £6.91

$12.66 GGP 9.51

-27.41%

Beef Round Steak (1kg)

$14.77 £11.11

$9.86 GGP 7.40

49.80%

Apples (1kg)

$2.97 £2.23

$5.49 GGP 4.12

-45.90%

Banana (1kg)

$1.62 £1.22

$3.56 GGP 2.67

-54.49%

Oranges (1kg)

$2.85 £2.15

$4.44 GGP 3.33

-35.81%

Tomato (1kg)

$3.52 £2.65

$4.72 GGP 3.55

-25.42%

Potato (1kg)

$1.83 £1.38

$2.94 GGP 2.21

-37.76%

Onion (1kg)

$1.61 £1.21

$3.00 GGP 2.25

-46.33%

Lettuce (1 head)

$1.25 £0.94

$3.27 GGP 2.46

-61.77%

Water (1.5 liter bottle)

$1.66 £1.25

$2.02 GGP 1.52

-17.82%

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.80

$15.49 GGP 11.64

52.68%

Wine (Bottle)

$10.50 £7.90

$13.48 GGP 10.13

-22.11%

Local Beer (0.5 liter bottle)

$2.98 £2.25

$3.15 GGP 2.36

-5.40%

Imported Beer (0.33 liter bottle)

$3.51 £2.64

$2.30 GGP 1.73

52.61%

One-way Ticket (Public Transport)

$3.98 £2.99

$2.02 GGP 1.52

97.03%

Public Transport Monthly Pass (Regular Price)

$107 £80.9

$35.03 GGP 26.31

206.65%

Taxi Start (Normal Tariff)

$5.18 £3.90

$9.19 GGP 6.90

-43.63%

Taxi (Normal Tariff) (1km)

$2.35 £1.77

$2.11 GGP 1.59

11.37%

Taxi 1hour Waiting (Normal Tariff)

$26.84 £20.20

$40.14 GGP 30.15

-33.13%

Gasoline (1 liter)

$1.99 £1.50

$2.15 GGP 1.61

-7.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K £29.7K

$42.0K GGP 31.5K

-6.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K £30.5K

$44.5K GGP 33.4K

-9.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 £246

$135 GGP 101

142.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.21 £13.71

$21.98 GGP 16.50

-17.15%

Internet (50+ Mbps, Unlimited Data)

$43.60 £32.81

$55.7 GGP 41.85

-21.77%

Gym Membership (Monthly)

$42.36 £31.88

$80.5 GGP 60.5

-47.38%

Tennis Court (1 Hour on Weekend)

$18.22 £13.71

$16.60 GGP 12.47

9.76%

Cinema Ticket

$13.85 £10.42

$12.24 GGP 9.19

13.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,868 £1,406

$2,149 GGP 1,614

-13.09%

International Primary School, 1 Child (Yearly)

$22.6K £17.0K

$19.8K GGP 14.9K

14.44%

Jeans (Levis 501 Or Similar)

$92.9 £69.9

$101 GGP 76.1

-8.33%

Summer Dress (H&M, Zara, etc)

$45.92 £34.56

$30.32 GGP 22.77

51.45%

Sport Shoes (Adidas, Nike)

$102 £76.5

$112 GGP 84.2

-9.32%

Men's Leather Business Shoes

$102 £77.0

$88.4 GGP 66.4

15.62%

1-bedroom Apartment, City Center (Monthly)

$1,342 £1,010

$2,235 GGP 1,679

-39.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,073 £808

$2,201 GGP 1,653

-51.23%

3-bedroom Apartment, City Center (Monthly)

$2,231 £1,679

$3,813 GGP 2,864

-41.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,742 £1,311

$3,448 GGP 2,590

-49.48%

Buy Apartment in City Center (m2)

$5,601 £4,216

$11.6K GGP 8,681

-51.54%

Buy Apartment Outside City Center (m2)

$4,265 £3,210

$9,010 GGP 6,767

-52.66%

Average Monthly Net Salary (After Tax)

$3,349 £2,521

$4,940 GGP 3,710

-32.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

5.05

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United Kingdom: October 26, 2026

Last update for Guernsey: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United Kingdom

$1.1K 43.6%

Guernsey

$2.2K 63.6% 105% $1.1K

Monthly Utilities & Internet

United Kingdom

$389 15.8%

Guernsey

$213 6.2% 45.3% $176

Eating Out

United Kingdom

$328 13.3%

Guernsey

$318 9.2% 2.8% $9.3

Groceries & Markets

United Kingdom

$307 12.5%

Guernsey

$409 11.8% 33.2% $102

Clothing & Footwear

United Kingdom

$154 6.3%

Guernsey

$150 4.3% 3.1% $4.7

Getting Around

United Kingdom

$140 5.7%

Guernsey

$63 1.8% 55.2% $77

Sport & Entertainment

United Kingdom

$70 2.9%

Guernsey

$105 3% 49.9% $35

Cost Breakdown

Average rent: $1,287 in the United Kingdom vs $2,125 in Guernsey. For reference, capital cities sit at $2,811 in London and $2,404 in Saint Peter Port.

Average salary: $3,251 in the United Kingdom vs $4,029 in Guernsey. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 65% higher in Guernsey.

Public transport is 189% more expensive in the United Kingdom.

Salaries are 24% higher in Guernsey, and purchasing power comes out stronger in the United Kingdom.

Good to know

🇬🇧 United Kingdom

🇬🇬 Guernsey

🕒 Local time

01:07 1:07 AM

Same time as the United Kingdom

🌤 Weather

👥 Population

67,326,569

63,600

💱 Currency

British Pound GBP £

Guernsey Pound GGP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GGP = 1.33 USD

1 GGP = 1.2 EUR

Exchange rates and currency converter

GGP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 29, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

Guernsey Pound exchange rates as of October 29, 2026: 1 USD = 0.751 GGP (1 GGP = 1.33 USD). 1 EUR = 0.836 GGP (1 GGP = 1.2 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

United Kingdom Guernsey 280 km

From you

United Kingdom
Guernsey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United Kingdom vs Guernsey: Cost of Living - Frequently Asked Questions

The United Kingdom is the cheaper option – living costs run roughly 29% lower on average.

Housing costs more in Guernsey: a central one-bedroom averages $2,125 versus $1,287 in the United Kingdom.

The United Kingdom is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.