😐A single person spends $2,363 per month in United Kingdom vs $1,337 in Guernsey, rent included.
😐A couple spends around $3,471 per month in United Kingdom vs $1,714 in Guernsey, rent included.
😐A family of three spends $4,579 per month in United Kingdom vs $2,091 in Guernsey, rent included.
🌍The cost of living in United Kingdom is about 77% higher than in Guernsey on average – the gap runs across housing, groceries, transport, and services.
📊Both United Kingdom and Guernsey are pricier than the global median – United Kingdom by 77%, Guernsey by 0%.
Currency
🍽 Eating Out
United Kingdom
Guernsey
Difference
Meal at Budget Restaurant
$20.23£15.05
$20.65GGP 15.36
-2.03%
Three-Course Dinner for Two, Mid-Range
$88.3£65.7
$81.5GGP 60.6
8.40%
Fast Food Meal(McDonalds, etc)
$10.35£7.70
$9.62GGP 7.16
7.59%
Cappuccino
$4.77£3.55
$4.83GGP 3.60
-1.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.44£1.82
$2.71GGP 2.02
-9.96%
Water(0.33 liter bottle)
$1.73£1.29
$2.16GGP 1.61
-19.91%
Local Beer(0.5 liter draught)
$6.85£5.10
$6.98GGP 5.19
-1.86%
Imported Beer(0.33 liter bottle)
$6.52£4.85
$6.74GGP 5.01
-3.26%
🛒 Groceries & Markets
United Kingdom
Guernsey
Difference
Milk(1 liter)
$1.66£1.23
$2.34GGP 1.74
-29.06%
White Bread(500g)
$1.71£1.27
$2.29GGP 1.70
-25.33%
Rice(white)(1kg)
$2.21£1.64
$2.85GGP 2.12
-22.46%
Eggs
$4.09£3.04
$5.06GGP 3.76
-19.17%
Local Cheese(1kg)
$9.52£7.08
$14.46GGP 10.76
-34.16%
Chicken Fillets(1kg)
$9.02£6.71
$12.04GGP 8.96
-25.08%
Beef Round Steak(1kg)
$14.18£10.54
$17.29GGP 12.86
-17.99%
Apples(1kg)
$2.96£2.20
$3.89GGP 2.90
-23.91%
Banana(1kg)
$1.68£1.25
$3.72GGP 2.77
-54.84%
Oranges(1kg)
$2.84£2.11
$5.02GGP 3.73
-43.43%
Tomato(1kg)
$3.41£2.54
$5.32GGP 3.96
-35.90%
Potato(1kg)
$1.69£1.26
$2.79GGP 2.08
-39.43%
Onion(1kg)
$1.58£1.17
$3.18GGP 2.37
-50.31%
Lettuce(1 head)
$1.12£0.84
$2.32GGP 1.72
-51.72%
Water(1.5 liter bottle)
$1.53£1.14
$1.94GGP 1.44
-21.13%
Cigarettes 20 Pack(Marlboro, Camel)
$20.16£15.00
$11.41GGP 8.49
76.69%
Wine(Bottle)
$10.47£7.79
$10.64GGP 7.92
-1.60%
Local Beer(0.5 liter bottle)
$2.87£2.14
$2.35GGP 1.75
22.13%
Imported Beer(0.33 liter bottle)
$3.30£2.45
$2.26GGP 1.68
46.02%
🚌 Getting Around
United Kingdom
Guernsey
Difference
One-way Ticket(Public Transport)
$3.33£2.48
$2.09GGP 1.55
59.33%
Public Transport Monthly Pass(Regular Price)
$96.3£71.6
$34.07GGP 25.35
182.68%
Taxi Start(Normal Tariff)
$5.53£4.11
$7.11GGP 5.29
-22.22%
Taxi(Normal Tariff)(1km)
$1.60£1.19
-
-
Taxi 1hour Waiting(Normal Tariff)
$27.51£20.47
$15.09GGP 11.23
82.31%
Gasoline(1 liter)
$1.90£1.41
$2.15GGP 1.60
-11.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.1K£28.3K
$34.5KGGP 25.7K
10.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K£30.5K
$50.2KGGP 37.3K
-18.29%
🧾 Monthly Utilities & Internet
United Kingdom
Guernsey
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$326£243
$218GGP 162
49.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.18£12.78
$22.28GGP 16.58
-22.89%
Internet(50+ Mbps, Unlimited Data)
$42.96£31.96
$68.5GGP 51.0
-37.28%
🎉 Sport & Entertainment
United Kingdom
Guernsey
Difference
Gym Membership(Monthly)
$45.94£34.17
$78.6GGP 58.5
-41.52%
Tennis Court(1 Hour on Weekend)
$15.87£11.81
$18.26GGP 13.59
-13.09%
Cinema Ticket
$13.80£10.26
$10.34GGP 7.69
33.46%
🧸 Childcare & Education
United Kingdom
Guernsey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,723£1,281
$2,280GGP 1,696
-24.44%
International Primary School, 1 Child(Yearly)
$20.9K£15.5K
$18.6KGGP 13.8K
12.38%
👕👟 Clothing & Footwear
United Kingdom
Guernsey
Difference
Jeans(Levis 501 Or Similar)
$90.3£67.2
$93.5GGP 69.6
-3.46%
Summer Dress(H&M, Zara, etc)
$44.39£33.02
$32.51GGP 24.19
36.54%
Sport Shoes(Adidas, Nike)
$103£76.7
$95.3GGP 70.9
8.22%
Men's Leather Business Shoes
$103£76.3
$95.9GGP 71.3
6.96%
🏠 Accommodation & Living
United Kingdom
Guernsey
Difference
1-bedroom Apartment, City Center(Monthly)
$1,419£1,055
$2,197GGP 1,635
-35.43%
1-bedroom Apartment, Outside City Center(Monthly)
$1,143£850
$2,086GGP 1,552
-45.19%
3-bedroom Apartment, City Center(Monthly)
$2,298£1,709
$3,279GGP 2,439
-29.91%
3-bedroom Apartment, Outside City Center(Monthly)
$1,873£1,393
$3,138GGP 2,335
-40.32%
Buy Apartment in City Center(m2)
$5,728£4,260
$11.7KGGP 8,714
-51.10%
Buy Apartment Outside City Center(m2)
$4,339£3,228
$8,822GGP 6,564
-50.81%
💵 Salaries & Financials
United Kingdom
Guernsey
Difference
Average Monthly Net Salary(After Tax)
$3,264£2,428
$5,285GGP 3,932
-38.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.75
5.07
13.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for United Kingdom: July 13, 2026
Last update for Guernsey: July 13, 2026
Cost Breakdown
🏠Average rent: $1,266 in United Kingdom vs $1,228 in Guernsey. For reference, capital cities sit at $2,937 in London and $2,384 in Saint Peter Port.
💰Average salary: $3,192 in United Kingdom vs $5,156 in Guernsey. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Dining out costs 62% more in United Kingdom.
⭐Salaries are 62% higher in Guernsey, and purchasing power comes out stronger in Guernsey.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Guernsey: Cost of Living - Frequently Asked Questions
Is Guernsey more expensive than United Kingdom?
Guernsey is the cheaper option – living costs run roughly 58% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in United Kingdom, and the gap is biggest in capital cities. Regional towns show less difference, but United Kingdom consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Guernsey, contributing to the overall 58% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $2,500 a realistic budget in Guernsey or in United Kingdom?
$2,500 buys a comfortable lifestyle in Guernsey, but in United Kingdom it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Guernsey or to United Kingdom?
Guernsey is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.
United Kingdom vs other spots: cost of living compared