Cost of Living Comparison Between United Kingdom and Guernsey Cost of Living Comparison Between United Kingdom and Guernsey

Monthly Cost of Living

A single person spends $2,363 per month in United Kingdom vs $1,325 in Guernsey, rent included.

A couple spends around $3,474 per month in United Kingdom vs $1,712 in Guernsey, rent included.

A family of three spends $4,585 per month in United Kingdom vs $2,098 in Guernsey, rent included.

United Kingdom costs about 78% more than Guernsey on average – the gap runs across housing, groceries, transport, and services.

United Kingdom sits 76% above the global median, while Guernsey is 1% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
United Kingdom
Guernsey
Difference
Meal at Budget Restaurant
$20.41 £15.17
$20.63 GGP 15.33
-1.07%
Three-Course Dinner for Two, Mid-Range
$87.0 £64.7
$80.5 GGP 59.8
8.06%
Fast Food Meal (McDonalds, etc)
$10.13 £7.53
$9.25 GGP 6.87
9.51%
Cappuccino
$4.70 £3.49
$4.85 GGP 3.61
-3.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 £1.75
$2.82 GGP 2.09
-16.31%
Water (0.33 liter bottle)
$1.76 £1.30
$2.08 GGP 1.54
-15.38%
Local Beer (0.5 liter draught)
$6.66 £4.95
$6.87 GGP 5.10
-3.06%
Imported Beer (0.33 liter bottle)
$6.43 £4.78
$6.73 GGP 5.00
-4.46%
🛒 Groceries & Markets
United Kingdom
Guernsey
Difference
Milk (1 liter)
$1.70 £1.27
$2.42 GGP 1.80
-29.75%
White Bread (500g)
$1.63 £1.21
$2.31 GGP 1.71
-29.44%
Rice (white) (1kg)
$2.29 £1.70
$2.80 GGP 2.08
-18.21%
Eggs
$4.03 £2.99
$5.28 GGP 3.92
-23.67%
Local Cheese (1kg)
$9.77 £7.26
$14.43 GGP 10.72
-32.29%
Chicken Fillets (1kg)
$8.92 £6.63
$11.88 GGP 8.83
-24.92%
Beef Round Steak (1kg)
$14.31 £10.64
$16.65 GGP 12.37
-14.05%
Apples (1kg)
$3.05 £2.26
$3.79 GGP 2.82
-19.53%
Banana (1kg)
$1.61 £1.19
$3.63 GGP 2.69
-55.65%
Oranges (1kg)
$2.84 £2.11
$5.03 GGP 3.73
-43.54%
Tomato (1kg)
$3.53 £2.62
$5.28 GGP 3.92
-33.14%
Potato (1kg)
$1.61 £1.19
$2.81 GGP 2.09
-42.70%
Onion (1kg)
$1.57 £1.17
$3.23 GGP 2.40
-51.39%
Lettuce (1 head)
$1.17 £0.87
$2.27 GGP 1.69
-48.46%
Water (1.5 liter bottle)
$1.56 £1.16
$1.93 GGP 1.43
-19.17%
Cigarettes 20 Pack (Marlboro, Camel)
$20.03 £14.89
$11.25 GGP 8.36
78.04%
Wine (Bottle)
$10.90 £8.10
$10.85 GGP 8.06
0.46%
Local Beer (0.5 liter bottle)
$2.90 £2.16
$2.42 GGP 1.80
19.83%
Imported Beer (0.33 liter bottle)
$3.38 £2.51
$2.27 GGP 1.68
48.90%
🚌 Getting Around
United Kingdom
Guernsey
Difference
One-way Ticket (Public Transport)
$3.17 £2.35
$2.10 GGP 1.56
50.95%
Public Transport Monthly Pass (Regular Price)
$95.2 £70.8
$33.67 GGP 25.02
182.83%
Taxi Start (Normal Tariff)
$5.45 £4.05
$6.97 GGP 5.18
-21.81%
Taxi (Normal Tariff) (1km)
$1.59 £1.18
-
-
Taxi 1hour Waiting (Normal Tariff)
$27.31 £20.30
$14.78 GGP 10.98
84.78%
Gasoline (1 liter)
$1.99 £1.48
$2.18 GGP 1.62
-8.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K £28.1K
$34.1K GGP 25.3K
10.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.2K £29.9K
$51.7K GGP 38.4K
-22.32%
🧾 Monthly Utilities & Internet
United Kingdom
Guernsey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$323 £240
$212 GGP 158
51.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.22 £12.80
$22.26 GGP 16.54
-22.64%
Internet (50+ Mbps, Unlimited Data)
$42.23 £31.39
$66.1 GGP 49.10
-36.09%
🎉 Sport & Entertainment
United Kingdom
Guernsey
Difference
Gym Membership (Monthly)
$46.03 £34.21
$78.5 GGP 58.3
-41.36%
Tennis Court (1 Hour on Weekend)
$15.67 £11.65
$17.96 GGP 13.35
-12.75%
Cinema Ticket
$13.48 £10.02
$10.38 GGP 7.71
29.87%
🧸 Childcare & Education
United Kingdom
Guernsey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,713 £1,274
$2,313 GGP 1,719
-25.94%
International Primary School, 1 Child (Yearly)
$20.8K £15.5K
$18.2K GGP 13.5K
14.27%
👕👟 Clothing & Footwear
United Kingdom
Guernsey
Difference
Jeans (Levis 501 Or Similar)
$91.3 £67.8
$90.4 GGP 67.1
0.98%
Summer Dress (H&M, Zara, etc)
$44.88 £33.36
$32.56 GGP 24.19
37.84%
Sport Shoes (Adidas, Nike)
$102 £75.9
$93.4 GGP 69.4
9.26%
Men's Leather Business Shoes
$104 £77.3
$95.1 GGP 70.6
9.36%
🏠 Accommodation & Living
United Kingdom
Guernsey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,417 £1,053
$2,172 GGP 1,614
-34.79%
1-bedroom Apartment, Outside City Center (Monthly)
$1,132 £841
$2,096 GGP 1,557
-46.00%
3-bedroom Apartment, City Center (Monthly)
$2,308 £1,715
$3,300 GGP 2,452
-30.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,839 £1,367
$3,120 GGP 2,318
-41.06%
Buy Apartment in City Center (m2)
$5,727 £4,257
$11.9K GGP 8,822
-51.77%
Buy Apartment Outside City Center (m2)
$4,523 £3,362
$8,872 GGP 6,592
-49.02%
💵 Salaries & Financials
United Kingdom
Guernsey
Difference
Average Monthly Net Salary (After Tax)
$3,333 £2,477
$5,367 GGP 3,988
-37.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
5.07
13.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for United Kingdom: May 30, 2026

Last update for Guernsey: June 2, 2026

Cost Breakdown

Average rent: $1,265 in United Kingdom vs $1,234 in Guernsey. For reference, capital cities sit at $3,019 in London and $2,431 in Saint Peter Port.

Average salary: $3,219 in United Kingdom vs $5,329 in Guernsey. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Dining out costs 65% more in United Kingdom.

Salaries are 66% higher in Guernsey, giving Guernsey stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Guernsey: Cost of Living - Frequently Asked Questions
Is Guernsey more expensive than United Kingdom?
Guernsey is the cheaper option – living costs run roughly 60% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in United Kingdom, and the gap is biggest in capital cities. Regional towns show less difference, but United Kingdom consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Guernsey, contributing to the overall 60% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $2,500 a realistic budget in Guernsey or United Kingdom?
$2,500 buys a comfortable lifestyle in Guernsey, but in United Kingdom it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Guernsey or United Kingdom?
Guernsey is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.

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