😐A single person spends $2,405 per month in United Kingdom vs $1,720 in Guernsey, rent included.
😐A couple spends around $3,520 per month in United Kingdom vs $2,214 in Guernsey, rent included.
😐A family of three spends $4,635 per month in United Kingdom vs $2,707 in Guernsey, rent included.
🌍The cost of living in United Kingdom is about 40% higher than in Guernsey on average – the gap runs across housing, groceries, transport, and services.
📊Both United Kingdom and Guernsey are pricier than the global median – United Kingdom by 74%, Guernsey by 25%.
Currency
🍽 Eating Out
United Kingdom
Guernsey
Difference
Meal at Budget Restaurant
$21.52£15.90
$20.66GGP 15.29
4.16%
Three-Course Dinner for Two, Mid-Range
$88.0£65.0
$87.1GGP 64.4
1.03%
Fast Food Meal(McDonalds, etc)
$10.89£8.05
$9.32GGP 6.90
16.85%
Cappuccino
$4.92£3.64
$4.90GGP 3.63
0.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.59£1.91
$2.66GGP 1.97
-2.63%
Water(0.33 liter bottle)
$1.84£1.36
$2.20GGP 1.63
-16.36%
Local Beer(0.5 liter draught)
$6.91£5.11
$6.76GGP 5.00
2.22%
Imported Beer(0.33 liter bottle)
$6.86£5.07
$6.83GGP 5.05
0.44%
🛒 Groceries & Markets
United Kingdom
Guernsey
Difference
Milk(1 liter)
$1.67£1.23
$2.54GGP 1.88
-34.25%
White Bread(500g)
$1.67£1.23
$1.91GGP 1.41
-12.57%
Rice(white)(1kg)
$2.20£1.63
$3.45GGP 2.55
-36.23%
Eggs
$4.19£3.10
$5.75GGP 4.25
-27.13%
Local Cheese(1kg)
$9.98£7.38
$13.21GGP 9.78
-24.45%
Chicken Fillets(1kg)
$9.47£7.00
$12.84GGP 9.50
-26.25%
Beef Round Steak(1kg)
$15.41£11.39
$11.26GGP 8.33
36.86%
Apples(1kg)
$3.02£2.23
$5.77GGP 4.27
-47.66%
Banana(1kg)
$1.70£1.25
$3.73GGP 2.76
-54.42%
Oranges(1kg)
$2.92£2.16
$4.43GGP 3.28
-34.09%
Tomato(1kg)
$3.38£2.50
$4.90GGP 3.62
-31.02%
Potato(1kg)
$1.84£1.36
$3.06GGP 2.27
-39.87%
Onion(1kg)
$1.58£1.17
$3.16GGP 2.34
-50.00%
Lettuce(1 head)
$1.26£0.93
$2.94GGP 2.17
-57.14%
Water(1.5 liter bottle)
$1.70£1.26
$1.95GGP 1.44
-12.82%
Cigarettes 20 Pack(Marlboro, Camel)
$24.21£17.90
$13.46GGP 9.96
79.87%
Wine(Bottle)
$11.00£8.13
$12.38GGP 9.16
-11.15%
Local Beer(0.5 liter bottle)
$2.98£2.21
$3.15GGP 2.33
-5.40%
Imported Beer(0.33 liter bottle)
$3.39£2.51
$2.28GGP 1.68
48.68%
🚌 Getting Around
United Kingdom
Guernsey
Difference
One-way Ticket(Public Transport)
$3.43£2.53
$2.08GGP 1.54
64.90%
Public Transport Monthly Pass(Regular Price)
$105£77.9
$36.31GGP 26.87
190.25%
Taxi Start(Normal Tariff)
$5.36£3.96
$9.14GGP 6.77
-41.36%
Taxi(Normal Tariff)(1km)
$2.37£1.75
$2.11GGP 1.56
12.32%
Taxi 1hour Waiting(Normal Tariff)
$27.55£20.36
-
-
Gasoline(1 liter)
$1.93£1.43
$2.28GGP 1.69
-15.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.7K£29.3K
$42.6KGGP 31.5K
-6.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K£30.1K
$45.3KGGP 33.5K
-10.31%
🧾 Monthly Utilities & Internet
United Kingdom
Guernsey
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$321£238
$153GGP 113
109.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.67£13.80
$22.49GGP 16.65
-16.99%
Internet(50+ Mbps, Unlimited Data)
$43.93£32.47
$58.7GGP 43.40
-25.10%
🎉 Sport & Entertainment
United Kingdom
Guernsey
Difference
Gym Membership(Monthly)
$46.56£34.41
$84.0GGP 62.2
-44.56%
Tennis Court(1 Hour on Weekend)
$18.71£13.83
$16.75GGP 12.39
11.70%
Cinema Ticket
$13.53£10.00
$10.81GGP 8.00
25.16%
🧸 Childcare & Education
United Kingdom
Guernsey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,739£1,285
$2,510GGP 1,857
-30.72%
International Primary School, 1 Child(Yearly)
$22.7K£16.7K
$20.4KGGP 15.1K
10.91%
👕👟 Clothing & Footwear
United Kingdom
Guernsey
Difference
Jeans(Levis 501 Or Similar)
$90.9£67.2
$105GGP 77.6
-13.31%
Summer Dress(H&M, Zara, etc)
$47.40£35.04
$33.31GGP 24.65
42.30%
Sport Shoes(Adidas, Nike)
$105£77.8
$103GGP 76.0
2.50%
Men's Leather Business Shoes
$101£74.9
$105GGP 77.4
-3.05%
🏠 Accommodation & Living
United Kingdom
Guernsey
Difference
1-bedroom Apartment, City Center(Monthly)
$1,382£1,022
$2,255GGP 1,669
-38.72%
1-bedroom Apartment, Outside City Center(Monthly)
$1,095£809
$2,209GGP 1,635
-50.45%
3-bedroom Apartment, City Center(Monthly)
$2,216£1,638
$3,887GGP 2,876
-42.98%
3-bedroom Apartment, Outside City Center(Monthly)
$1,814£1,341
$3,511GGP 2,598
-48.33%
Buy Apartment in City Center(m2)
$5,730£4,235
$11.9KGGP 8,814
-51.89%
Buy Apartment Outside City Center(m2)
$4,515£3,337
$8,928GGP 6,606
-49.43%
💵 Salaries & Financials
United Kingdom
Guernsey
Difference
Average Monthly Net Salary(After Tax)
$3,329£2,461
$5,340GGP 3,951
-37.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.32
5.07
4.93%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for United Kingdom: September 5, 2026
Last update for Guernsey: September 5, 2026
Cost Breakdown
🏠Average rent: $1,285 in United Kingdom vs $1,293 in Guernsey. For reference, capital cities sit at $2,926 in London and $2,394 in Saint Peter Port.
💰Average salary: $3,292 in United Kingdom vs $5,371 in Guernsey. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Dining out costs 71% more in United Kingdom.
⭐Public transport is 1129% more expensive in United Kingdom.
⭐Salaries are 63% higher in Guernsey, and purchasing power comes out stronger in Guernsey.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Guernsey: Cost of Living - Frequently Asked Questions
Is Guernsey more expensive than United Kingdom?
Guernsey is the cheaper option – living costs run roughly 50% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in United Kingdom, and the gap is biggest in capital cities. Regional towns show less difference, but United Kingdom consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Guernsey, contributing to the overall 50% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $2,500 a realistic budget in Guernsey or in United Kingdom?
$2,500 buys a comfortable lifestyle in Guernsey, but in United Kingdom it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Guernsey or to United Kingdom?
Guernsey is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.
United Kingdom vs other spots: cost of living compared