Last update: Oct 2026

Cost of Living Comparison Between Guernsey and the United Kingdom

Name: United Kingdom
Address: GB

For one person, living is cheaper in the United Kingdom: $2,462 a month against $3,459 in Guernsey, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

165

Cost of Living Index in Guernsey
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Guernsey Living Index
119

Cost of Living Index in the United Kingdom
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United Kingdom Living Index

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🇬🇬 Guernsey

$3,459

/mo nomad

🇬🇧 United Kingdom

$2,462

/mo nomad

Monthly Cost of Living

How much you'll spend in Guernsey and in the United Kingdom

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guernsey and in the United Kingdom actually costs, broken down by who's living it.

A single person spends $3,459 per month in Guernsey vs $2,462 in the United Kingdom, rent included.

Guernsey $3,459
United Kingdom $2,462

A couple spends around $4,926 per month in Guernsey vs $3,600 in the United Kingdom, rent included.

Guernsey $4,926
United Kingdom $3,600

A family of three spends $6,393 per month in Guernsey vs $4,738 in the United Kingdom, rent included.

Guernsey $6,393
United Kingdom $4,738

Cost ranges are similar: Guernsey spans $238–$3,526, the United Kingdom $1,126–$4,646. City choice affects budget similarly in either country.

The cost of living in Guernsey is about 40% higher than in the United Kingdom on average.

Both Guernsey and the United Kingdom are pricier than the global median – Guernsey by 154%, the United Kingdom by 81%.

Meal at Budget Restaurant

$20.34 GGP 15.28

$21.48 £16.12

-5.31%

Three-Course Dinner for Two, Mid-Range

$87.0 GGP 65.3

$85.7 £64.3

1.46%

Fast Food Meal (McDonalds, etc)

$9.14 GGP 6.86

$10.61 £7.96

-13.85%

Cappuccino

$5.11 GGP 3.83

$4.91 £3.68

4.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 GGP 2.26

$2.66 £2.00

12.78%

Water (0.33 liter bottle)

$2.23 GGP 1.68

$1.87 £1.40

19.25%

Local Beer (0.5 liter draught)

$6.49 GGP 4.87

$6.63 £4.97

-2.11%

Imported Beer (0.33 liter bottle)

$6.72 GGP 5.05

$6.84 £5.13

-1.75%

Milk (1 liter)

$2.49 GGP 1.87

$1.68 £1.26

48.21%

White Bread (500g)

$2.01 GGP 1.51

$1.72 £1.29

16.86%

Rice (white) (1kg)

$3.42 GGP 2.57

$2.17 £1.63

57.60%

Eggs

$5.54 GGP 4.16

$4.00 £3.00

38.50%

Local Cheese (1kg)

$15.32 GGP 11.50

$9.42 £7.07

62.63%

Chicken Fillets (1kg)

$12.66 GGP 9.51

$9.19 £6.89

37.76%

Beef Round Steak (1kg)

$9.86 GGP 7.40

$14.77 £11.08

-33.24%

Apples (1kg)

$5.49 GGP 4.12

$2.97 £2.22

84.85%

Banana (1kg)

$3.56 GGP 2.67

$1.62 £1.22

119.75%

Oranges (1kg)

$4.44 GGP 3.33

$2.85 £2.14

55.79%

Tomato (1kg)

$4.72 GGP 3.55

$3.52 £2.64

34.09%

Potato (1kg)

$2.94 GGP 2.21

$1.83 £1.37

60.66%

Onion (1kg)

$3.00 GGP 2.25

$1.61 £1.21

86.34%

Lettuce (1 head)

$3.27 GGP 2.46

$1.25 £0.94

161.60%

Water (1.5 liter bottle)

$2.02 GGP 1.52

$1.66 £1.24

21.69%

Cigarettes 20 Pack (Marlboro, Camel)

$15.49 GGP 11.64

$23.65 £17.75

-34.50%

Wine (Bottle)

$13.48 GGP 10.13

$10.50 £7.88

28.38%

Local Beer (0.5 liter bottle)

$3.15 GGP 2.36

$2.98 £2.24

5.70%

Imported Beer (0.33 liter bottle)

$2.30 GGP 1.73

$3.51 £2.63

-34.47%

One-way Ticket (Public Transport)

$2.02 GGP 1.52

$3.98 £2.99

-49.25%

Public Transport Monthly Pass (Regular Price)

$35.03 GGP 26.31

$107 £80.6

-67.39%

Taxi Start (Normal Tariff)

$9.19 GGP 6.90

$5.18 £3.89

77.41%

Taxi (Normal Tariff) (1km)

$2.11 GGP 1.59

$2.35 £1.76

-10.21%

Taxi 1hour Waiting (Normal Tariff)

$40.14 GGP 30.15

$26.84 £20.14

49.55%

Gasoline (1 liter)

$2.15 GGP 1.61

$1.99 £1.49

8.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.0K GGP 31.5K

$39.4K £29.6K

6.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.5K GGP 33.4K

$40.5K £30.4K

10.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 GGP 101

$327 £245

-58.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.98 GGP 16.50

$18.21 £13.66

20.70%

Internet (50+ Mbps, Unlimited Data)

$55.7 GGP 41.85

$43.60 £32.72

27.82%

Gym Membership (Monthly)

$80.5 GGP 60.5

$42.36 £31.78

90.04%

Tennis Court (1 Hour on Weekend)

$16.60 GGP 12.47

$18.22 £13.67

-8.89%

Cinema Ticket

$12.24 GGP 9.19

$13.85 £10.39

-11.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,149 GGP 1,614

$1,868 £1,402

15.06%

International Primary School, 1 Child (Yearly)

$19.8K GGP 14.9K

$22.6K £17.0K

-12.62%

Jeans (Levis 501 Or Similar)

$101 GGP 76.1

$92.9 £69.7

9.08%

Summer Dress (H&M, Zara, etc)

$30.32 GGP 22.77

$45.92 £34.45

-33.97%

Sport Shoes (Adidas, Nike)

$112 GGP 84.2

$102 £76.3

10.28%

Men's Leather Business Shoes

$88.4 GGP 66.4

$102 £76.7

-13.51%

1-bedroom Apartment, City Center (Monthly)

$2,235 GGP 1,679

$1,342 £1,007

66.50%

1-bedroom Apartment, Outside City Center (Monthly)

$2,201 GGP 1,653

$1,073 £805

105.06%

3-bedroom Apartment, City Center (Monthly)

$3,813 GGP 2,864

$2,231 £1,674

70.87%

3-bedroom Apartment, Outside City Center (Monthly)

$3,448 GGP 2,590

$1,742 £1,307

97.95%

Buy Apartment in City Center (m2)

$11.6K GGP 8,681

$5,601 £4,203

106.37%

Buy Apartment Outside City Center (m2)

$9,010 GGP 6,767

$4,265 £3,200

111.26%

Average Monthly Net Salary (After Tax)

$4,940 GGP 3,710

$3,349 £2,513

47.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.32

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guernsey: October 27, 2026

Last update for the United Kingdom: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Guernsey

$2.2K 63.6%

United Kingdom

$1.1K 43.6% 51.2% $1.1K

Groceries & Markets

Guernsey

$409 11.8%

United Kingdom

$307 12.5% 24.9% $102

Eating Out

Guernsey

$318 9.2%

United Kingdom

$328 13.3% 2.9% $9.3

Monthly Utilities & Internet

Guernsey

$213 6.2%

United Kingdom

$389 15.8% 82.8% $176

Clothing & Footwear

Guernsey

$150 4.3%

United Kingdom

$154 6.3% 3.2% $4.7

Sport & Entertainment

Guernsey

$105 3%

United Kingdom

$70 2.9% 33.3% $35

Getting Around

Guernsey

$63 1.8%

United Kingdom

$140 5.7% 123% $77

Cost Breakdown

Average rent: $2,125 in Guernsey vs $1,287 in the United Kingdom. For reference, capital cities sit at $2,404 in Saint Peter Port and $2,811 in London.

Average salary: $4,029 in Guernsey vs $3,251 in the United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 65% higher in Guernsey.

Public transport is 189% more expensive in the United Kingdom.

Salaries are 24% higher in Guernsey, and purchasing power comes out stronger in the United Kingdom.

Good to know

🇬🇬 Guernsey

🇬🇧 United Kingdom

🕒 Local time

01:07 1:07 AM

Same time as Guernsey

🌤 Weather

👥 Population

63,600

67,326,569

💱 Currency

Guernsey Pound GGP £

British Pound GBP £

📈 Exchange rate

1 GGP = 1.33 USD

1 GGP = 1.2 EUR

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to GGP – Guernsey Pound Converter

🇺🇸 United States Dollar ($)

🇬🇬 Guernsey Pound (£)

Guernsey Pound exchange rates as of October 29, 2026: 1 USD = 0.751 GGP (1 GGP = 1.33 USD). 1 EUR = 0.836 GGP (1 GGP = 1.2 EUR).

British Pound exchange rates as of October 29, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

USD to GGP in detail →

On the map

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Between locations

Guernsey United Kingdom 280 km

From you

Guernsey
United Kingdom

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guernsey vs United Kingdom: Cost of Living - Frequently Asked Questions

The United Kingdom is the cheaper option – living costs run roughly 29% lower on average.

Housing costs more in Guernsey: a central one-bedroom averages $2,125 versus $1,287 in the United Kingdom.

The United Kingdom is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.