Cost of Living Comparison Between Guernsey and United Kingdom Cost of Living Comparison Between Guernsey and United Kingdom

Monthly Cost of Living

A single person spends $1,720 per month in Guernsey vs $2,405 in United Kingdom, rent included.

A couple spends around $2,214 per month in Guernsey vs $3,520 in United Kingdom, rent included.

A family of three spends $2,707 per month in Guernsey vs $4,635 in United Kingdom, rent included.

The cost of living in Guernsey is roughly 28% lower than in United Kingdom on average – the gap runs across housing, groceries, transport, and services.

Both Guernsey and United Kingdom are pricier than the global median – Guernsey by 25%, United Kingdom by 74%.

Currency
🍽 Eating Out
Guernsey
United Kingdom
Difference
Meal at Budget Restaurant
$20.66 GGP 15.29
$21.52 £15.90
-4.00%
Three-Course Dinner for Two, Mid-Range
$87.1 GGP 64.4
$88.0 £65.0
-1.02%
Fast Food Meal (McDonalds, etc)
$9.32 GGP 6.90
$10.89 £8.05
-14.42%
Cappuccino
$4.90 GGP 3.63
$4.92 £3.64
-0.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 GGP 1.97
$2.59 £1.91
2.70%
Water (0.33 liter bottle)
$2.20 GGP 1.63
$1.84 £1.36
19.57%
Local Beer (0.5 liter draught)
$6.76 GGP 5.00
$6.91 £5.11
-2.17%
Imported Beer (0.33 liter bottle)
$6.83 GGP 5.05
$6.86 £5.07
-0.44%
🛒 Groceries & Markets
Guernsey
United Kingdom
Difference
Milk (1 liter)
$2.54 GGP 1.88
$1.67 £1.23
52.10%
White Bread (500g)
$1.91 GGP 1.41
$1.67 £1.23
14.37%
Rice (white) (1kg)
$3.45 GGP 2.55
$2.20 £1.63
56.82%
Eggs
$5.75 GGP 4.25
$4.19 £3.10
37.23%
Local Cheese (1kg)
$13.21 GGP 9.78
$9.98 £7.38
32.36%
Chicken Fillets (1kg)
$12.84 GGP 9.50
$9.47 £7.00
35.59%
Beef Round Steak (1kg)
$11.26 GGP 8.33
$15.41 £11.39
-26.93%
Apples (1kg)
$5.77 GGP 4.27
$3.02 £2.23
91.06%
Banana (1kg)
$3.73 GGP 2.76
$1.70 £1.25
119.41%
Oranges (1kg)
$4.43 GGP 3.28
$2.92 £2.16
51.71%
Tomato (1kg)
$4.90 GGP 3.62
$3.38 £2.50
44.97%
Potato (1kg)
$3.06 GGP 2.27
$1.84 £1.36
66.30%
Onion (1kg)
$3.16 GGP 2.34
$1.58 £1.17
100.00%
Lettuce (1 head)
$2.94 GGP 2.17
$1.26 £0.93
133.33%
Water (1.5 liter bottle)
$1.95 GGP 1.44
$1.70 £1.26
14.71%
Cigarettes 20 Pack (Marlboro, Camel)
$13.46 GGP 9.96
$24.21 £17.90
-44.40%
Wine (Bottle)
$12.38 GGP 9.16
$11.00 £8.13
12.55%
Local Beer (0.5 liter bottle)
$3.15 GGP 2.33
$2.98 £2.21
5.70%
Imported Beer (0.33 liter bottle)
$2.28 GGP 1.68
$3.39 £2.51
-32.74%
🚌 Getting Around
Guernsey
United Kingdom
Difference
One-way Ticket (Public Transport)
$2.08 GGP 1.54
$3.43 £2.53
-39.36%
Public Transport Monthly Pass (Regular Price)
$36.31 GGP 26.87
$105 £77.9
-65.55%
Taxi Start (Normal Tariff)
$9.14 GGP 6.77
$5.36 £3.96
70.52%
Taxi (Normal Tariff) (1km)
$2.11 GGP 1.56
$2.37 £1.75
-10.97%
Taxi 1hour Waiting (Normal Tariff)
-
$27.55 £20.36
-
Gasoline (1 liter)
$2.28 GGP 1.69
$1.93 £1.43
18.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.6K GGP 31.5K
$39.7K £29.3K
7.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.3K GGP 33.5K
$40.7K £30.1K
11.50%
🧾 Monthly Utilities & Internet
Guernsey
United Kingdom
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 GGP 113
$321 £238
-52.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.49 GGP 16.65
$18.67 £13.80
20.46%
Internet (50+ Mbps, Unlimited Data)
$58.7 GGP 43.40
$43.93 £32.47
33.51%
🎉 Sport & Entertainment
Guernsey
United Kingdom
Difference
Gym Membership (Monthly)
$84.0 GGP 62.2
$46.56 £34.41
80.39%
Tennis Court (1 Hour on Weekend)
$16.75 GGP 12.39
$18.71 £13.83
-10.48%
Cinema Ticket
$10.81 GGP 8.00
$13.53 £10.00
-20.10%
🧸 Childcare & Education
Guernsey
United Kingdom
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,510 GGP 1,857
$1,739 £1,285
44.34%
International Primary School, 1 Child (Yearly)
$20.4K GGP 15.1K
$22.7K £16.7K
-9.84%
👕👟 Clothing & Footwear
Guernsey
United Kingdom
Difference
Jeans (Levis 501 Or Similar)
$105 GGP 77.6
$90.9 £67.2
15.36%
Summer Dress (H&M, Zara, etc)
$33.31 GGP 24.65
$47.40 £35.04
-29.73%
Sport Shoes (Adidas, Nike)
$103 GGP 76.0
$105 £77.8
-2.44%
Men's Leather Business Shoes
$105 GGP 77.4
$101 £74.9
3.15%
🏠 Accommodation & Living
Guernsey
United Kingdom
Difference
1-bedroom Apartment, City Center (Monthly)
$2,255 GGP 1,669
$1,382 £1,022
63.18%
1-bedroom Apartment, Outside City Center (Monthly)
$2,209 GGP 1,635
$1,095 £809
101.80%
3-bedroom Apartment, City Center (Monthly)
$3,887 GGP 2,876
$2,216 £1,638
75.38%
3-bedroom Apartment, Outside City Center (Monthly)
$3,511 GGP 2,598
$1,814 £1,341
93.55%
Buy Apartment in City Center (m2)
$11.9K GGP 8,814
$5,730 £4,235
107.85%
Buy Apartment Outside City Center (m2)
$8,928 GGP 6,606
$4,515 £3,337
97.73%
💵 Salaries & Financials
Guernsey
United Kingdom
Difference
Average Monthly Net Salary (After Tax)
$5,340 GGP 3,951
$3,329 £2,461
60.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.07
5.32
-4.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guernsey: September 5, 2026

Last update for United Kingdom: September 5, 2026

Cost Breakdown

Average rent: $1,293 in Guernsey vs $1,285 in United Kingdom. For reference, capital cities sit at $2,394 in Saint Peter Port and $2,926 in London.

Average salary: $5,371 in Guernsey vs $3,292 in United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Dining out costs 71% more in United Kingdom.

Public transport is 1129% more expensive in United Kingdom.

Salaries are 63% higher in Guernsey, and purchasing power comes out stronger in Guernsey.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Guernsey vs United Kingdom: Cost of Living - Frequently Asked Questions
Is Guernsey more expensive than United Kingdom?
Guernsey is the cheaper option – living costs run roughly 50% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in United Kingdom, and the gap is biggest in capital cities. Regional towns show less difference, but United Kingdom consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Guernsey, contributing to the overall 50% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $2,500 a realistic budget in Guernsey or in United Kingdom?
$2,500 buys a comfortable lifestyle in Guernsey, but in United Kingdom it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Guernsey or to United Kingdom?
Guernsey is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Guernsey vs other spots: cost of living compared

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