Last update: Oct 2026

Cost of Living Comparison Between Union City, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,653 in Union City, TN, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Union City, TN
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Union City, TN Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Union City, TN

🇺🇸 United States

$1,653

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Union City, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Union City, TN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,653 in Union City, TN versus $1,353 in Ubud, Bali.

Union City, TN $1,653
Ubud, Bali $1,353

Estimated couple costs with rent: $2,486 in Union City, TN versus $2,297 in Ubud, Bali.

Union City, TN $2,486
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,318 in Union City, TN versus $3,241 in Ubud, Bali.

Union City, TN $3,318
Ubud, Bali $3,241

Living in Union City, TN is roughly 22% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Union City, TN 22% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$9.87 $9.87

$3.23 Rp 58.1K

205.57%

Three-Course Dinner for Two, Mid-Range

$50.3 $50.3

$34.88 Rp 627.8K

44.29%

Fast Food Meal (McDonalds, etc)

$6.95 $6.95

$5.70 Rp 102.5K

21.93%

Cappuccino

$3.11 $3.11

$2.62 Rp 47.1K

18.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 $2.20

$1.72 Rp 31.0K

27.91%

Water (0.33 liter bottle)

$1.56 $1.56

$0.81 Rp 14.6K

92.59%

Local Beer (0.5 liter draught)

$3.90 $3.90

$2.65 Rp 47.7K

47.17%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$4.37 Rp 78.6K

-10.98%

Milk (1 liter)

$0.92 $0.92

$1.57 Rp 28.3K

-41.40%

White Bread (500g)

$2.38 $2.38

$2.19 Rp 39.5K

8.68%

Rice (white) (1kg)

$2.07 $2.07

$1.18 Rp 21.2K

75.42%

Eggs

$2.69 $2.69

$2.16 Rp 38.8K

24.54%

Local Cheese (1kg)

$7.88 $7.88

$17.65 Rp 317.7K

-55.35%

Chicken Fillets (1kg)

$8.85 $8.85

$3.78 Rp 68.0K

134.13%

Beef Round Steak (1kg)

$18.69 $18.69

$11.95 Rp 215.1K

56.40%

Apples (1kg)

$4.44 $4.44

$3.60 Rp 64.8K

23.33%

Banana (1kg)

$1.26 $1.26

$1.59 Rp 28.6K

-20.75%

Oranges (1kg)

$2.70 $2.70

$2.31 Rp 41.6K

16.88%

Tomato (1kg)

$4.43 $4.43

$1.91 Rp 34.3K

131.94%

Potato (1kg)

$2.19 $2.19

$1.78 Rp 32.1K

23.03%

Onion (1kg)

$1.83 $1.83

$2.33 Rp 41.9K

-21.46%

Lettuce (1 head)

$1.77 $1.77

$1.00 Rp 18.0K

77.00%

Water (1.5 liter bottle)

$1.38 $1.38

$0.53 Rp 9,509

160.38%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 $6.83

$2.29 Rp 41.1K

198.25%

Wine (Bottle)

$13.97 $13.97

$22.07 Rp 397.3K

-36.70%

Local Beer (0.5 liter bottle)

$2.05 $2.05

$2.35 Rp 42.2K

-12.77%

Imported Beer (0.33 liter bottle)

$1.84 $1.84

$2.98 Rp 53.6K

-38.26%

One-way Ticket (Public Transport)

$1.85 $1.85

$0.23 Rp 4,112

704.35%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$4.85 $4.85

$0.47 Rp 8,466

931.91%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.43 Rp 7,737

253.49%

Taxi 1hour Waiting (Normal Tariff)

$21.16 $21.16

$5.47 Rp 98.4K

286.84%

Gasoline (1 liter)

$0.83 $0.83

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$23.9K Rp 429.8M

55.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$32.8K Rp 590.1M

-16.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$80.0 Rp 1.4M

185.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.13 $33.13

$6.56 Rp 118.1K

405.03%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$18.60 Rp 334.8K

304.09%

Gym Membership (Monthly)

$41.53 $41.53

$54.1 Rp 974.1K

-23.26%

Tennis Court (1 Hour on Weekend)

$7.06 $7.06

$18.28 Rp 329.0K

-61.38%

Cinema Ticket

$14.82 $14.82

$4.25 Rp 76.5K

248.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,465 $1,465

$493 Rp 8.9M

197.33%

International Primary School, 1 Child (Yearly)

$30.8K $30.8K

$5,597 Rp 100.7M

450.38%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$45.58 Rp 820.4K

21.43%

Summer Dress (H&M, Zara, etc)

$43.06 $43.06

$34.96 Rp 629.4K

23.17%

Sport Shoes (Adidas, Nike)

$90.9 $90.9

$77.7 Rp 1.4M

16.93%

Men's Leather Business Shoes

$136 $136

$78.5 Rp 1.4M

73.82%

1-bedroom Apartment, City Center (Monthly)

$724 $724

$1,131 Rp 20.4M

-35.99%

1-bedroom Apartment, Outside City Center (Monthly)

$585 $585

$673 Rp 12.1M

-13.09%

3-bedroom Apartment, City Center (Monthly)

$1,155 $1,155

$3,613 Rp 65.0M

-68.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,099 $1,099

$1,702 Rp 30.6M

-35.44%

Buy Apartment in City Center (m2)

$2,327 $2,327

$2,717 Rp 48.9M

-14.37%

Buy Apartment Outside City Center (m2)

$2,591 $2,591

$2,241 Rp 40.3M

15.60%

Average Monthly Net Salary (After Tax)

$2,019 $2,019

$166 Rp 3.0M

1113.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

13.78

-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Union City, TN: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Union City, TN

$585 35.4%

Ubud, Bali

$673 49.7% 15.1% $88

Monthly Utilities & Internet

Union City, TN

$336 20.4%

Ubud, Bali

$105 7.8% 68.7% $231

Groceries & Markets

Union City, TN

$315 19%

Ubud, Bali

$287 21.2% 8.7% $27

Eating Out

Union City, TN

$179 10.9%

Ubud, Bali

$106 7.9% 40.7% $73

Clothing & Footwear

Union City, TN

$147 8.9%

Ubud, Bali

$107 7.9% 27.3% $40

Sport & Entertainment

Union City, TN

$71 4.3%

Ubud, Bali

$63 4.6% 12% $8.6

Getting Around

Union City, TN

$20 * 1.2%

Ubud, Bali

$12 0.9% 37.4% $7.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $724 in Union City, TN and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Union City, TN pays 1114% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Union City, TN vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $315 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Union City, TN

🇮🇩 Ubud, Bali

🕒 Local time

01:02 1:02 AM

14:02 2:02 PM

13 h ahead of Union City, TN

🌤 Weather

👥 Population

63,930

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Union City, TN Ubud, Bali 16,060 km ≈ 21 h nonstop flight

From you

Union City, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Union City, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 22% lower than in Union City, TN. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1114% higher in Union City, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $724 in Union City, TN versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Union City, TN. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,653 per month in Union City, TN versus $1,353 in Ubud, Bali – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $1,653 in Union City, TN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Union City, TN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Union City, TN and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Union City, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.