Last update: Oct 2026

Cost of Living Comparison Between Union City, TN and Toronto

For one person, living is cheaper in Union City, TN: $1,653 a month against $2,610 in Toronto, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Union City, TN
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Union City, TN Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Union City, TN

🇺🇸 United States

$1,653

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Union City, TN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Union City, TN and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,653 in Union City, TN versus $2,610 in Toronto.

Union City, TN $1,653
Toronto $2,610

Estimated couple costs with rent: $2,486 in Union City, TN versus $3,727 in Toronto.

Union City, TN $2,486
Toronto $3,727

Monthly costs for a family of three with rent: $3,318 in Union City, TN versus $4,844 in Toronto.

Union City, TN $3,318
Toronto $4,844

Living in Union City, TN costs roughly 37% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Union City, TN 22% above, Toronto 93% above.

Meal at Budget Restaurant

$9.87 $9.87

$17.59 CA$24.87

-43.89%

Three-Course Dinner for Two, Mid-Range

$50.3 $50.3

$78.8 CA$111

-36.15%

Fast Food Meal (McDonalds, etc)

$6.95 $6.95

$10.73 CA$15.16

-35.23%

Cappuccino

$3.11 $3.11

$4.09 CA$5.78

-23.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 $2.20

$2.10 CA$2.97

4.76%

Water (0.33 liter bottle)

$1.56 $1.56

$1.72 CA$2.43

-9.30%

Local Beer (0.5 liter draught)

$3.90 $3.90

$6.36 CA$8.99

-38.68%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$7.08 CA$10.01

-45.06%

Milk (1 liter)

$0.92 $0.92

$2.54 CA$3.59

-63.78%

White Bread (500g)

$2.38 $2.38

$2.72 CA$3.85

-12.50%

Rice (white) (1kg)

$2.07 $2.07

$2.18 CA$3.09

-5.05%

Eggs

$2.69 $2.69

$3.63 CA$5.13

-25.90%

Local Cheese (1kg)

$7.88 $7.88

$9.46 CA$13.37

-16.70%

Chicken Fillets (1kg)

$8.85 $8.85

$11.54 CA$16.32

-23.31%

Beef Round Steak (1kg)

$18.69 $18.69

$14.37 CA$20.32

30.06%

Apples (1kg)

$4.44 $4.44

$3.70 CA$5.23

20.00%

Banana (1kg)

$1.26 $1.26

$1.19 CA$1.68

5.88%

Oranges (1kg)

$2.70 $2.70

$3.46 CA$4.90

-21.97%

Tomato (1kg)

$4.43 $4.43

$4.22 CA$5.97

4.98%

Potato (1kg)

$2.19 $2.19

$1.79 CA$2.52

22.35%

Onion (1kg)

$1.83 $1.83

$1.65 CA$2.33

10.91%

Lettuce (1 head)

$1.77 $1.77

$2.20 CA$3.11

-19.55%

Water (1.5 liter bottle)

$1.38 $1.38

$1.26 CA$1.78

9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 $6.83

$13.97 CA$19.75

-51.11%

Wine (Bottle)

$13.97 $13.97

$14.20 CA$20.07

-1.62%

Local Beer (0.5 liter bottle)

$2.05 $2.05

$2.25 CA$3.18

-8.89%

Imported Beer (0.33 liter bottle)

$1.84 $1.84

$2.53 CA$3.58

-27.27%

One-way Ticket (Public Transport)

$1.85 $1.85

$2.32 CA$3.28

-20.26%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$4.85 $4.85

$3.06 CA$4.33

58.50%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.22 CA$1.72

24.59%

Taxi 1hour Waiting (Normal Tariff)

$21.16 $21.16

$21.69 CA$30.66

-2.44%

Gasoline (1 liter)

$0.83 $0.83

$1.21 CA$1.72

-31.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$26.1K CA$37.0K

41.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$21.1K CA$29.9K

29.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$120 CA$169

90.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.13 $33.13

$32.21 CA$45.54

2.86%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$48.88 CA$69.1

53.76%

Gym Membership (Monthly)

$41.53 $41.53

$39.34 CA$55.6

5.57%

Tennis Court (1 Hour on Weekend)

$7.06 $7.06

$23.58 CA$33.34

-70.06%

Cinema Ticket

$14.82 $14.82

$12.58 CA$17.79

17.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,465 $1,465

$832 CA$1,176

76.10%

International Primary School, 1 Child (Yearly)

$30.8K $30.8K

$23.6K CA$33.4K

30.48%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$52.3 CA$73.9

5.87%

Summer Dress (H&M, Zara, etc)

$43.06 $43.06

$39.44 CA$55.8

9.18%

Sport Shoes (Adidas, Nike)

$90.9 $90.9

$99.0 CA$140

-8.20%

Men's Leather Business Shoes

$136 $136

$122 CA$172

11.95%

1-bedroom Apartment, City Center (Monthly)

$724 $724

$1,631 CA$2,306

-55.61%

1-bedroom Apartment, Outside City Center (Monthly)

$585 $585

$1,448 CA$2,048

-59.62%

3-bedroom Apartment, City Center (Monthly)

$1,155 $1,155

$2,737 CA$3,869

-57.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,099 $1,099

$2,129 CA$3,010

-48.41%

Buy Apartment in City Center (m2)

$2,327 $2,327

$8,206 CA$11.6K

-71.65%

Buy Apartment Outside City Center (m2)

$2,591 $2,591

$6,838 CA$9,666

-62.11%

Average Monthly Net Salary (After Tax)

$2,019 $2,019

$3,520 CA$4,976

-42.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.47

46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Union City, TN: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Union City, TN

$585 35.4%

Toronto

$1.4K 55.5% 148% $864

Monthly Utilities & Internet

Union City, TN

$336 20.4%

Toronto

$201 7.7% 40.3% $136

Groceries & Markets

Union City, TN

$315 19%

Toronto

$343 13.1% 9% $28

Eating Out

Union City, TN

$179 10.9%

Toronto

$283 10.9% 57.8% $104

Clothing & Footwear

Union City, TN

$147 8.9%

Toronto

$141 5.4% 4% $5.9

Sport & Entertainment

Union City, TN

$71 4.3%

Toronto

$65 2.5% 9.4% $6.7

Getting Around

Union City, TN

$20 * 1.2%

Toronto

$130 5% 555% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $724 in Union City, TN and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Union City, TN vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $315 vs $343 per month, with Union City, TN cheaper across the board.

Good to know

🇺🇸 Union City, TN

🇨🇦 Toronto

🕒 Local time

00:58 12:58 AM

01:58 1:58 AM

1 h ahead of Union City, TN

🌤 Weather

👥 Population

63,930

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Union City, TN Toronto 1,150 km ≈ 2 h nonstop flight

From you

Union City, TN
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Union City, TN vs Toronto: Cost of Living - Frequently Asked Questions

Union City, TN is cheaper overall, especially in groceries, eating out, and transport. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 74% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $724 in Union City, TN versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,465 in Union City, TN versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Union City, TN – a meal for two runs $50.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,653 in Union City, TN versus $2,610 in Toronto, a $3,000 budget is realistic in Union City, TN but tight or insufficient in Toronto. The gap between the two cities makes Union City, TN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Union City, TN gentler on the wallet – expenses run 58% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.