Last update: Nov 2026

Cost of Living Comparison Between Union City, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $4,061 in Union City, CA, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

197

Cost of Living Index in Union City, CA
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Union City, CA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Union City, CA

🇺🇸 United States

$4,061

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Union City, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Union City, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,061 in Union City, CA versus $1,331 in Ubud, Bali.

Union City, CA $4,061
Ubud, Bali $1,331

Estimated couple costs with rent: $6,023 in Union City, CA versus $2,255 in Ubud, Bali.

Union City, CA $6,023
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $7,984 in Union City, CA versus $3,180 in Ubud, Bali.

Union City, CA $7,984
Ubud, Bali $3,180

Living in Union City, CA is roughly 205% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Union City, CA is 200% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$22.36 $22.36

$3.38 Rp 61.2K

561.54%

Three-Course Dinner for Two, Mid-Range

$98.5 $98.5

$34.65 Rp 628.6K

184.24%

Fast Food Meal (McDonalds, etc)

$13.26 $13.26

$5.57 Rp 101.1K

138.06%

Cappuccino

$5.49 $5.49

$2.62 Rp 47.5K

109.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$1.54 Rp 27.9K

98.05%

Water (0.33 liter bottle)

$2.35 $2.35

$0.64 Rp 11.6K

267.19%

Local Beer (0.5 liter draught)

$8.21 $8.21

$2.67 Rp 48.4K

207.49%

Imported Beer (0.33 liter bottle)

$10.12 $10.12

$4.26 Rp 77.3K

137.56%

Milk (1 liter)

$1.26 $1.26

$1.46 Rp 26.5K

-13.70%

White Bread (500g)

$4.52 $4.52

$2.29 Rp 41.6K

97.38%

Rice (white) (1kg)

$4.15 $4.15

$1.11 Rp 20.1K

273.87%

Eggs

$5.96 $5.96

$2.10 Rp 38.1K

183.81%

Local Cheese (1kg)

$19.69 $19.69

$15.94 Rp 289.2K

23.53%

Chicken Fillets (1kg)

$13.42 $13.42

$3.88 Rp 70.4K

245.88%

Beef Round Steak (1kg)

$8.60 $8.60

$11.40 Rp 206.8K

-24.56%

Apples (1kg)

$5.08 $5.08

$3.55 Rp 64.4K

43.10%

Banana (1kg)

$1.93 $1.93

$1.54 Rp 27.9K

25.32%

Oranges (1kg)

$2.82 $2.82

$2.23 Rp 40.5K

26.46%

Tomato (1kg)

$4.39 $4.39

$1.97 Rp 35.8K

122.84%

Potato (1kg)

$2.25 $2.25

$1.86 Rp 33.7K

20.97%

Onion (1kg)

$3.03 $3.03

$2.42 Rp 43.9K

25.21%

Lettuce (1 head)

$2.41 $2.41

$1.02 Rp 18.6K

136.27%

Water (1.5 liter bottle)

$2.48 $2.48

$0.52 Rp 9,475

376.92%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 $12.01

$2.20 Rp 39.9K

445.91%

Wine (Bottle)

$15.71 $15.71

$21.79 Rp 395.2K

-27.90%

Local Beer (0.5 liter bottle)

$2.43 $2.43

$2.33 Rp 42.2K

4.29%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$2.97 Rp 53.9K

13.47%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$3.48 $3.48

$0.44 Rp 7,941

690.91%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$0.47 Rp 8,489

304.26%

Taxi 1hour Waiting (Normal Tariff)

$30.29 $30.29

$5.60 Rp 101.6K

440.89%

Gasoline (1 liter)

$1.52 $1.52

$0.83 Rp 15.0K

83.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.4K Rp 443.5M

12.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$31.7K Rp 575.0M

-15.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 $274

$77.5 Rp 1.4M

253.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.70 $48.70

$6.14 Rp 111.5K

693.16%

Internet (50+ Mbps, Unlimited Data)

$81.0 $81.0

$18.92 Rp 343.1K

328.07%

Gym Membership (Monthly)

$42.57 $42.57

$51.0 Rp 925.0K

-16.51%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$16.14 $16.14

$4.38 Rp 79.5K

268.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,799 $1,799

$492 Rp 8.9M

265.32%

International Primary School, 1 Child (Yearly)

$42.3K $42.3K

$12.2K Rp 221.7M

246.00%

Jeans (Levis 501 Or Similar)

$40.31 $40.31

$45.16 Rp 819.2K

-10.74%

Summer Dress (H&M, Zara, etc)

$50.7 $50.7

$34.89 Rp 632.9K

45.31%

Sport Shoes (Adidas, Nike)

$86.9 $86.9

$78.3 Rp 1.4M

10.98%

Men's Leather Business Shoes

$119 $119

$77.9 Rp 1.4M

52.66%

1-bedroom Apartment, City Center (Monthly)

$3,558 $3,558

$1,078 Rp 19.5M

230.20%

1-bedroom Apartment, Outside City Center (Monthly)

$2,646 $2,646

$665 Rp 12.1M

297.91%

3-bedroom Apartment, City Center (Monthly)

$4,921 $4,921

$3,510 Rp 63.7M

40.18%

3-bedroom Apartment, Outside City Center (Monthly)

$4,867 $4,867

$1,671 Rp 30.3M

191.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$7,265 $7,265

$166 Rp 3.0M

4267.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.78

-50.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Union City, CA: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Union City, CA

$2.6K 65.2%

Ubud, Bali

$665 50% 74.9% $2K

Groceries & Markets

Union City, CA

$423 10.4%

Ubud, Bali

$279 21% 33.9% $144

Monthly Utilities & Internet

Union City, CA

$403 9.9%

Ubud, Bali

$103 7.7% 74.6% $301

Eating Out

Union City, CA

$368 9.1%

Ubud, Bali

$106 8% 71.2% $262

Clothing & Footwear

Union City, CA

$134 3.3%

Ubud, Bali

$106 8% 20.4% $27

Sport & Entertainment

Union City, CA

$75 1.8%

Ubud, Bali

$60 4.5% 20.2% $15

Getting Around

Union City, CA

$13 * 0.3%

Ubud, Bali

$12 0.9% 7.9% $1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,558 in Union City, CA and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Union City, CA pays about 44 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $98 in Union City, CA vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $423 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Union City, CA

🇮🇩 Ubud, Bali

🕒 Local time

02:07 2:07 AM

18:07 6:07 PM

16 h ahead of Union City, CA

🌤 Weather

👥 Population

63,930

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Union City, CA Ubud, Bali 13,450 km ≈ 17 h nonstop flight

From you

Union City, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Union City, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 67% lower than in Union City, CA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Union City, CA is about 44 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,558 in Union City, CA versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 51% higher in Union City, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $4,061 per month in Union City, CA versus $1,331 in Ubud, Bali – Ubud, Bali is about 67% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Union City, CA and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Union City, CA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.