Last update: Oct 2026

Cost of Living Comparison Between Umluj and Belgrade

For one person, living is cheaper in Umluj: $1,182 a month against $1,554 in Belgrade, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Umluj
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Umluj Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Umluj

🇸🇦 Saudi Arabia

$1,182

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Umluj and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umluj and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,182 per month in Umluj vs $1,554 in Belgrade, rent included.

Umluj $1,182
Belgrade $1,554

A couple spends around $1,758 per month in Umluj vs $2,337 in Belgrade, rent included.

Umluj $1,758
Belgrade $2,337

A family of three spends $2,333 per month in Umluj vs $3,121 in Belgrade, rent included.

Umluj $2,333
Belgrade $3,121

Umluj is about 24% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Umluj sits 12% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.97 SAR 22.41

$13.15 RSD 1,371

-54.60%

Three-Course Dinner for Two, Mid-Range

$37.58 SAR 141

$57.5 RSD 5,999

-34.69%

Fast Food Meal (McDonalds, etc)

$8.20 SAR 30.76

$13.38 RSD 1,394

-38.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.91 SAR 7.15

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 SAR 8.57

Cappuccino

$3.26 SAR 12.23

$3.10 RSD 323

5.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 SAR 3.14

$2.82 RSD 294

-70.21%

Water (0.33 liter bottle)

$0.26 SAR 0.98

$2.22 RSD 231

-88.29%

Local Beer (0.5 liter draught)

$3.47 RSD 362

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

Milk (1 liter)

$1.68 SAR 6.30

$1.38 RSD 144

21.74%

White Bread (500g)

$1.31 SAR 4.91

$1.13 RSD 118

15.93%

Rice (white) (1kg)

$2.38 SAR 8.92

$2.66 RSD 277

-10.53%

Eggs

$2.40 SAR 9.00

$2.78 RSD 290

-13.67%

Local Cheese (1kg)

$7.60 SAR 28.54

$10.99 RSD 1,146

-30.85%

Chicken Fillets (1kg)

$7.66 SAR 28.76

$6.56 RSD 684

16.77%

Beef Round Steak (1kg)

$13.06 SAR 48.99

$15.07 RSD 1,571

-13.34%

Apples (1kg)

$2.23 SAR 8.39

$1.66 RSD 173

34.34%

Banana (1kg)

$1.70 SAR 6.38

$1.79 RSD 186

-5.03%

Oranges (1kg)

$1.65 SAR 6.20

$1.87 RSD 195

-11.76%

Tomato (1kg)

$1.63 SAR 6.13

$3.03 RSD 315

-46.20%

Potato (1kg)

$1.17 SAR 4.40

$0.92 RSD 96.3

27.17%

Onion (1kg)

$1.32 SAR 4.96

$0.71 RSD 73.8

85.92%

Lettuce (1 head)

$1.26 SAR 4.73

$0.74 RSD 77.6

70.27%

Water (1.5 liter bottle)

$0.58 SAR 2.17

$0.74 RSD 77.2

-21.62%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.86 SAR 10.74

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.74 SAR 6.53

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 SAR 7.55

Cigarettes 20 Pack (Marlboro, Camel)

$6.57 SAR 24.65

$4.61 RSD 481

42.52%

Wine (Bottle)

$8.81 RSD 918

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

One-way Ticket (Public Transport)

$1.09 SAR 4.10

Public Transport Monthly Pass (Regular Price)

$36.82 SAR 138

Taxi Start (Normal Tariff)

$2.63 SAR 9.86

$3.02 RSD 315

-12.91%

Taxi (Normal Tariff) (1km)

$1.85 SAR 6.93

$0.98 RSD 103

88.78%

Taxi 1hour Waiting (Normal Tariff)

$13.56 SAR 50.9

$17.08 RSD 1,780

-20.61%

Gasoline (1 liter)

$0.65 SAR 2.43

$1.91 RSD 199

-65.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.5K SAR 167.0K

$31.0K RSD 3.2M

43.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K SAR 80.9K

$24.7K RSD 2.6M

-12.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 SAR 383

$220 RSD 23.0K

-53.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 SAR 121

$24.41 RSD 2,544

31.71%

Internet (50+ Mbps, Unlimited Data)

$66.5 SAR 250

$35.64 RSD 3,715

86.70%

Gym Membership (Monthly)

$81.2 SAR 305

$41.20 RSD 4,295

97.06%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

Cinema Ticket

$13.16 SAR 49.37

$8.59 RSD 896

53.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 SAR 1,608

$424 RSD 44.2K

1.12%

International Primary School, 1 Child (Yearly)

$8,089 SAR 30.4K

$11.0K RSD 1.1M

-26.28%

Jeans (Levis 501 Or Similar)

$41.94 SAR 157

$111 RSD 11.5K

-62.08%

Summer Dress (H&M, Zara, etc)

$54.3 SAR 204

$47.28 RSD 4,929

14.89%

Sport Shoes (Adidas, Nike)

$98.1 SAR 368

$113 RSD 11.8K

-13.29%

Men's Leather Business Shoes

$85.9 SAR 322

$157 RSD 16.3K

-45.12%

1-bedroom Apartment, City Center (Monthly)

$581 SAR 2,180

$805 RSD 83.9K

-27.84%

1-bedroom Apartment, Outside City Center (Monthly)

$375 SAR 1,409

$546 RSD 56.9K

-31.24%

3-bedroom Apartment, City Center (Monthly)

$810 SAR 3,039

$1,452 RSD 151.4K

-44.24%

3-bedroom Apartment, Outside City Center (Monthly)

$578 SAR 2,171

$931 RSD 97.0K

-37.84%

Buy Apartment in City Center (m2)

$2,332 SAR 8,752

$5,368 RSD 559.6K

-56.55%

Buy Apartment Outside City Center (m2)

$1,372 SAR 5,150

$3,155 RSD 328.9K

-56.51%

Average Monthly Net Salary (After Tax)

$4,243 SAR 15.9K

$1,237 RSD 128.9K

243.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

4.61

20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: October 11, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umluj

$376 31.8%

Belgrade

$546 35.2% 45.4% $171

Groceries & Markets

Umluj

$204 17.2%

Belgrade

$241 15.5% 18.2% $37

Monthly Utilities & Internet

Umluj

$201 17%

Belgrade

$280 18.1% 39.7% $80

Clothing & Footwear

Umluj

$126 10.7%

Belgrade

$192 12.4% 52.6% $66

Eating Out

Umluj

$116 9.8%

Belgrade

$228 14.7% 96.7% $112

Sport & Entertainment

Umluj

$108 9.1%

Belgrade

$58 3.8% 45.7% $49

Getting Around

Umluj

$53 4.5%

Belgrade

$7.9 * 0.5% 85% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $581 in Umluj versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 243% higher in Umluj, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38.00 in Umluj versus $58.0 in Belgrade. Monthly groceries follow the same trend: $204 vs $241 – making Umluj the more affordable choice for daily food spending.

Good to know

🇸🇦 Umluj

🇷🇸 Belgrade

🕒 Local time

03:50 3:50 AM

02:50 2:50 AM

1 h behind Umluj

🌤 Weather

👥 Population

37,757

1,197,714 Capital

💱 Currency

Saudi Riyal SAR ر.س

Serbian Dinar RSD din

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

Serbian Dinar exchange rates as of October 19, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to SAR in detail →

On the map

Lowest

Highest

Between locations

Umluj Belgrade 2,670 km ≈ 3 h 45 min nonstop flight

From you

Umluj
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,182 in Umluj, $1,554 in Belgrade – roughly 31% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,773 per month in Umluj and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Umluj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $38.00 in Umluj and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Umluj, where all-in costs run around $1,182, than in Belgrade at $1,554. In Umluj it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Umluj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Umluj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.