Last update: Oct 2026

Cost of Living Comparison Between Uman and Cebu

For one person, living is cheaper in Uman: $818 a month against $915 in Cebu, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

40

Cost of Living Index in Uman
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Uman Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Uman

🇺🇦 Ukraine

$818

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Uman and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Uman and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $818 in Uman versus $915 in Cebu.

Uman $818
Cebu $915

Estimated couple costs with rent: $1,254 in Uman versus $1,418 in Cebu.

Uman $1,254
Cebu $1,418

Monthly costs for a family of three with rent: $1,690 in Uman versus $1,921 in Cebu.

Uman $1,690
Cebu $1,921

Living in Uman costs roughly 11% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Uman 40% lower, Cebu 33% lower.

Meal at Budget Restaurant

$7.88 ₴354

$3.05 ₱192

158.36%

Three-Course Dinner for Two, Mid-Range

$36.01 ₴1,616

$24.00 ₱1,511

50.04%

Fast Food Meal (McDonalds, etc)

$5.82 ₴261

$3.99 ₱251

45.86%

Cappuccino

$1.60 ₴72.0

$2.50 ₱157

-36.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₴38.33

$1.54 ₱97.1

-44.81%

Water (0.33 liter bottle)

$0.76 ₴34.18

$0.50 ₱31.37

52.00%

Local Beer (0.5 liter draught)

$1.74 ₴78.2

$1.78 ₱112

-2.25%

Imported Beer (0.33 liter bottle)

$2.16 ₴97.1

$2.17 ₱136

-0.46%

Milk (1 liter)

$1.30 ₴58.6

$2.00 ₱126

-35.00%

White Bread (500g)

$0.78 ₴35.01

$1.37 ₱86.2

-43.07%

Rice (white) (1kg)

$1.85 ₴83.3

$1.03 ₱64.9

79.61%

Eggs

$2.07 ₴93.1

$2.03 ₱128

1.97%

Local Cheese (1kg)

$9.83 ₴441

$10.20 ₱642

-3.63%

Chicken Fillets (1kg)

$5.38 ₴242

$4.45 ₱280

20.90%

Beef Round Steak (1kg)

$6.87 ₴308

$7.67 ₱483

-10.43%

Apples (1kg)

$1.17 ₴52.7

$3.31 ₱208

-64.65%

Banana (1kg)

$1.41 ₴63.2

$1.46 ₱91.8

-3.42%

Oranges (1kg)

$1.95 ₴87.6

$2.32 ₱146

-15.95%

Tomato (1kg)

$3.17 ₴142

$1.49 ₱94.0

112.75%

Potato (1kg)

$0.78 ₴34.99

$2.34 ₱147

-66.67%

Onion (1kg)

$0.51 ₴22.95

$1.94 ₱122

-73.71%

Lettuce (1 head)

$1.61 ₴72.3

$1.16 ₱73.0

38.79%

Water (1.5 liter bottle)

$0.56 ₴25.09

$0.68 ₱42.89

-17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.06 ₴138

$2.99 ₱188

2.34%

Wine (Bottle)

$5.54 ₴249

$6.24 ₱393

-11.22%

Local Beer (0.5 liter bottle)

$0.77 ₴34.38

$1.23 ₱77.3

-37.40%

Imported Beer (0.33 liter bottle)

$1.46 ₴65.4

$1.73 ₱109

-15.61%

One-way Ticket (Public Transport)

$0.34 ₴15.28

$0.23 ₱14.36

47.83%

Public Transport Monthly Pass (Regular Price)

$10.62 ₴477

$12.34 ₱777

-13.94%

Taxi Start (Normal Tariff)

$1.82 ₴81.8

$0.79 ₱49.96

130.38%

Taxi (Normal Tariff) (1km)

$0.34 ₴15.42

$0.22 ₱13.86

54.55%

Taxi 1hour Waiting (Normal Tariff)

$4.53 ₴203

$4.54 ₱286

-0.22%

Gasoline (1 liter)

$1.74 ₴77.9

$1.32 ₱82.9

31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K ₴1.3M

$21.0K ₱1.3M

40.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₴1.1M

$19.4K ₱1.2M

30.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ₴5,178

$119 ₱7,464

-2.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.62 ₴252

$14.22 ₱896

-60.48%

Internet (50+ Mbps, Unlimited Data)

$6.56 ₴295

$27.47 ₱1,730

-76.12%

Gym Membership (Monthly)

$24.36 ₴1,093

$32.31 ₱2,034

-24.61%

Tennis Court (1 Hour on Weekend)

$13.26 ₴595

$6.50 ₱409

104.00%

Cinema Ticket

$5.64 ₴253

$5.40 ₱340

4.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$255 ₴11.4K

$276 ₱17.4K

-7.62%

International Primary School, 1 Child (Yearly)

$3,725 ₴167.2K

$7,866 ₱495.3K

-52.64%

Jeans (Levis 501 Or Similar)

$65.2 ₴2,926

$49.37 ₱3,108

32.02%

Summer Dress (H&M, Zara, etc)

$43.14 ₴1,937

$24.58 ₱1,548

75.51%

Sport Shoes (Adidas, Nike)

$88.3 ₴3,964

$76.6 ₱4,825

15.21%

Men's Leather Business Shoes

$103 ₴4,633

$58.9 ₱3,706

75.37%

1-bedroom Apartment, City Center (Monthly)

$268 ₴12.0K

$503 ₱31.7K

-46.79%

1-bedroom Apartment, Outside City Center (Monthly)

$199 ₴8,951

$305 ₱19.2K

-34.51%

3-bedroom Apartment, City Center (Monthly)

$579 ₴26.0K

$1,075 ₱67.7K

-46.14%

3-bedroom Apartment, Outside City Center (Monthly)

$288 ₴12.9K

$632 ₱39.8K

-54.47%

Buy Apartment in City Center (m2)

$1,075 ₴48.3K

$2,870 ₱180.7K

-62.54%

Buy Apartment Outside City Center (m2)

$753 ₴33.8K

$1,877 ₱118.2K

-59.88%

Average Monthly Net Salary (After Tax)

$271 ₴12.1K

$336 ₱21.1K

-19.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

7.2

194.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Uman: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Uman

$199 24.4%

Cebu

$305 33.3% 52.7% $105

Groceries & Markets

Uman

$186 22.7%

Cebu

$210 22.9% 12.8% $24

Clothing & Footwear

Uman

$135 16.5%

Cebu

$94 10.3% 30.1% $41

Monthly Utilities & Internet

Uman

$128 15.6%

Cebu

$160 17.5% 25.6% $33

Eating Out

Uman

$119 14.6%

Cebu

$88 9.6% 26.4% $31

Sport & Entertainment

Uman

$36 4.4%

Cebu

$43 4.7% 20.9% $7.5

Getting Around

Uman

$16 1.9%

Cebu

$15 1.7% 2.4% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Uman and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Uman vs $24.00 in Cebu. Groceries flip the comparison at $186 vs $210, with Uman cheaper for home cooking.

Good to know

🇺🇦 Uman

🇵🇭 Cebu

🕒 Local time

19:52 7:52 PM

00:52 12:52 AM

5 h ahead of Uman

🌤 Weather

👥 Population

86,614

964,169

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Uman Cebu 9,420 km ≈ 12 h nonstop flight

From you

Uman
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Uman vs Cebu: Cost of Living - Frequently Asked Questions

Uman is cheaper overall, especially in groceries, leisure, and utilities. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 24% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $268 in Uman versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $818 per month in Uman versus $915 in Cebu – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Uman runs roughly 16% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Uman gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Uman is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Uman and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Uman gentler on the wallet – expenses run 12% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.