Cost of Living Comparison Between Umag and Zagreb Cost of Living Comparison Between Umag and Zagreb

🙂 Solo nomad: Umag is 3% cheaper than Zagreb without rent, and 10.1% cheaper with rent.

😐 Family of 3: Umag is 3.5% more expensive than Zagreb without rent, and 12.4% cheaper with rent.

Meal at Budget Restaurant

$11.39 €9.83

$11.36 €9.81

0.26%

Three-Course Dinner for Two, Mid-Range

$68.3 €59

$70.1 €60.5

-2.54%

Fast Food Meal (McDonalds, etc)

$9.02 €7.78

$9.15 €7.9

-1.42%

Cappuccino

$2.26 €1.95

$2.52 €2.18

-10.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.64

$3.09 €2.67

-0.97%

Water (0.33 liter bottle)

$2.29 €1.98

$2.37 €2.04

-3.38%

Local Beer (0.5 liter draught)

$3.66 €3.16

$3.78 €3.26

-3.17%

Imported Beer (0.33 liter bottle)

$4.71 €4.06

$4.57 €3.95

3.06%

Milk (1 liter)

$1.35 €1.17

$1.33 €1.15

1.50%

White Bread (500g)

$1.94 €1.67

$1.88 €1.63

3.19%

Rice (white) (1kg)

$2.71 €2.34

$2.64 €2.28

2.65%

Eggs

$3.83 €3.31

$3.61 €3.12

6.09%

Local Cheese (1kg)

$11.24 €9.71

$10.86 €9.38

3.50%

Chicken Fillets (1kg)

$9.9 €8.55

$9.88 €8.53

0.20%

Beef Round Steak (1kg)

$12.88 €11.12

$12.59 €10.87

2.30%

Apples (1kg)

$1.79 €1.54

$1.89 €1.63

-5.29%

Banana (1kg)

$1.72 €1.48

$1.73 €1.49

-0.58%

Oranges (1kg)

$1.96 €1.69

$2.03 €1.76

-3.45%

Tomato (1kg)

$3 €2.59

$3.11 €2.68

-3.54%

Potato (1kg)

$1.39 €1.2

$1.38 €1.19

0.72%

Onion (1kg)

$1.47 €1.27

$1.46 €1.26

0.68%

Lettuce (1 head)

$1.26 €1.09

$1.27 €1.1

-0.79%

Water (1.5 liter bottle)

$1.32 €1.14

$1.33 €1.14

-0.75%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 €5.06

$5.81 €5.01

1.03%

Wine (Bottle)

$8.26 €7.14

$8.04 €6.94

2.74%

Local Beer (0.5 liter bottle)

$1.83 €1.58

Imported Beer (0.33 liter bottle)

$2.3 €1.98

$2.29 €1.98

0.44%

One-way Ticket (Public Transport)

$1.76 €1.52

$0.58 €0.5

203.45%

Public Transport Monthly Pass (Regular Price)

$43.01 €37.13

$57.8 €49.86

-25.52%

Taxi Start (Normal Tariff)

$2.25 €1.94

$2.27 €1.96

-0.88%

Taxi (Normal Tariff) (1km)

$1.07 €0.92

$1.06 €0.91

0.94%

Taxi 1hour Waiting (Normal Tariff)

$10.13 €8.74

$10.1 €8.72

0.30%

Gasoline (1 liter)

$1.73 €1.49

$1.71 €1.47

1.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30K

$34.4K €29.7K

0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.9K

$26K €22.4K

1.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €181

$207 €178

1.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.15 €17.4

$20.07 €17.33

0.40%

Internet (50+ Mbps, Unlimited Data)

$32.5 €28.06

$33.01 €28.5

-1.54%

Gym Membership (Monthly)

$51.3 €44.29

$48.98 €42.29

4.74%

Tennis Court (1 Hour on Weekend)

$14.51 €12.53

$13.95 €12.04

4.01%

Cinema Ticket

$8.69 €7.51

$8.95 €7.72

-2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 €207

$513 €443

-53.31%

International Primary School, 1 Child (Yearly)

$13K €11.3K

$13.4K €11.5K

-2.54%

Jeans (Levis 501 Or Similar)

$101 €87.5

$99.1 €85.6

2.30%

Summer Dress (H&M, Zara, etc)

$39.67 €34.25

$39.21 €33.86

1.17%

Sport Shoes (Adidas, Nike)

$95.9 €82.8

$98.6 €85.1

-2.78%

Men's Leather Business Shoes

$115 €99.3

$116 €99.9

-0.53%

1-bedroom Apartment, City Center (Monthly)

$673 €581

$867 €748

-22.30%

1-bedroom Apartment, Outside City Center (Monthly)

$455 €393

$671 €579

-32.21%

3-bedroom Apartment, City Center (Monthly)

$1,047 €904

$1,484 €1,281

-29.43%

3-bedroom Apartment, Outside City Center (Monthly)

$783 €676

$1,048 €905

-25.28%

Buy Apartment in City Center (m2)

$4,296 €3,709

$5,613 €4,846

-23.47%

Buy Apartment Outside City Center (m2)

$3,573 €3,085

$3,596 €3,105

-0.64%

Average Monthly Net Salary (After Tax)

$1,902 €1,642

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 29, 2025

Last update for Zagreb: October 28, 2025

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