Cost of Living Comparison Between Ulm and Chiang Mai Cost of Living Comparison Between Ulm and Chiang Mai

Monthly Cost of Living

A single person spends $2,405 per month in Ulm vs $861 in Chiang Mai, rent included.

A couple spends around $3,475 per month in Ulm vs $1,350 in Chiang Mai, rent included.

A family of three spends $4,545 per month in Ulm vs $1,838 in Chiang Mai, rent included.

Ulm costs about 179% more than Chiang Mai, driven mainly by Eating Out.

Ulm sits 80% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.09 €14.95

$1.96 ฿65.9

771.94%

Three-Course Dinner for Two, Mid-Range

$68.1 €59.6

$18.35 ฿617

271.06%

Fast Food Meal (McDonalds, etc)

$12.54 €10.97

$7.48 ฿252

67.65%

Cappuccino

$3.78 €3.31

$2.02 ฿67.8

87.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 €3.23

$0.85 ฿28.52

334.12%

Water (0.33 liter bottle)

$2.71 €2.37

$0.36 ฿11.97

652.78%

Local Beer (0.5 liter draught)

$4.74 €4.14

$2.14 ฿71.9

121.50%

Imported Beer (0.33 liter bottle)

$4.93 €4.31

$3.59 ฿121

37.33%

Milk (1 liter)

$1.26 €1.10

$1.65 ฿55.5

-23.64%

White Bread (500g)

$2.35 €2.06

$1.57 ฿52.7

49.68%

Rice (white) (1kg)

$3.65 €3.19

$1.19 ฿40.05

206.72%

Eggs

$3.96 €3.46

$1.94 ฿65.1

104.12%

Local Cheese (1kg)

$14.97 €13.10

$16.19 ฿545

-7.54%

Chicken Fillets (1kg)

$14.97 €13.10

$2.99 ฿101

400.67%

Beef Round Steak (1kg)

$20.60 €18.03

$10.94 ฿368

88.30%

Apples (1kg)

$3.27 €2.86

$2.71 ฿91.2

20.66%

Banana (1kg)

$1.80 €1.58

$1.17 ฿39.27

53.85%

Oranges (1kg)

$2.33 €2.04

$1.69 ฿56.8

37.87%

Tomato (1kg)

$5.17 €4.52

$1.60 ฿54.0

223.12%

Potato (1kg)

$1.59 €1.39

$1.38 ฿46.56

15.22%

Onion (1kg)

$1.56 €1.37

$1.20 ฿40.47

30.00%

Lettuce (1 head)

$1.92 €1.68

$0.67 ฿22.51

186.57%

Water (1.5 liter bottle)

$1.21 €1.06

$0.56 ฿18.74

116.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.54 €8.35

$4.64 ฿156

105.60%

Wine (Bottle)

$5.78 €5.05

$17.62 ฿593

-67.20%

Local Beer (0.5 liter bottle)

$1.08 €0.94

$1.86 ฿62.6

-41.94%

Imported Beer (0.33 liter bottle)

$1.82 €1.59

$3.30 ฿111

-44.85%

One-way Ticket (Public Transport)

$3.22 €2.82

$0.88 ฿29.70

265.91%

Public Transport Monthly Pass (Regular Price)

$60.8 €53.2

$19.34 ฿651

214.32%

Taxi Start (Normal Tariff)

$3.83 €3.35

$1.36 ฿45.92

181.62%

Taxi (Normal Tariff) (1km)

$2.97 €2.60

$1.34 ฿45.00

121.64%

Taxi 1hour Waiting (Normal Tariff)

$27.69 €24.22

$8.21 ฿276

237.27%

Gasoline (1 liter)

$2.00 €1.75

$1.22 ฿41.20

63.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K €27.5K

$21.4K ฿718.5K

47.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €31.7K

$22.5K ฿758.1K

60.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$388 €340

$70.7 ฿2,378

449.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.57 €36.37

$14.04 ฿472

196.08%

Internet (50+ Mbps, Unlimited Data)

$54.9 €48.02

$17.49 ฿589

213.78%

Gym Membership (Monthly)

$36.09 €31.57

$42.15 ฿1,418

-14.38%

Tennis Court (1 Hour on Weekend)

$11.53 €10.09

$6.88 ฿231

67.59%

Cinema Ticket

$13.62 €11.91

$5.92 ฿199

130.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 €397

$309 ฿10.4K

47.19%

International Primary School, 1 Child (Yearly)

$13.5K €11.8K

$14.9K ฿500.7K

-9.60%

Jeans (Levis 501 Or Similar)

$105 €91.6

$55.8 ฿1,876

87.86%

Summer Dress (H&M, Zara, etc)

$57.1 €49.92

$26.11 ฿879

118.54%

Sport Shoes (Adidas, Nike)

$91.2 €79.8

$83.0 ฿2,793

9.82%

Men's Leather Business Shoes

$140 €123

$70.5 ฿2,371

99.42%

1-bedroom Apartment, City Center (Monthly)

$1,143 €1,000

$432 ฿14.5K

164.53%

1-bedroom Apartment, Outside City Center (Monthly)

$958 €838

$239 ฿8,040

300.81%

3-bedroom Apartment, City Center (Monthly)

$2,006 €1,755

$822 ฿27.7K

144.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,492 €1,305

$512 ฿17.2K

191.40%

Buy Apartment in City Center (m2)

$6,039 €5,283

$1,915 ฿64.4K

215.41%

Buy Apartment Outside City Center (m2)

$3,985 €3,487

$1,467 ฿49.4K

171.63%

Average Monthly Net Salary (After Tax)

$3,738 €3,271

$579 ฿19.5K

545.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.99

-20.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulm: July 12, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,143 in Ulm versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 545% higher in Ulm, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Ulm versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $361 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulm vs Chiang Mai: Cost of Living - Frequently Asked Questions

Ulm costs about 179% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,607 per month in Ulm and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $454 per month in Ulm and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 48% more in Ulm, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Ulm at $2,405. In Chiang Mai it covers expenses comfortably, while in Ulm it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $2,405 in Ulm. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ulm makes more sense. Both are solid long-term options with distinct trade-offs.