Cost of Living Comparison Between Ubud and Zutphen Cost of Living Comparison Between Ubud and Zutphen

🙂 Solo nomad: Ubud is 52.3% cheaper than Zutphen without rent, and 71.7% cheaper with rent.
🙂 Family of 3: Ubud is 47.2% cheaper than Zutphen without rent, and 67.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Zutphen
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$19.7 €17.01
-84.77%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$68.2 €58.9
-81.65%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$12.9 €11.14
-75.35%
Cappuccino
$2.21 Rp 35.9K
$4.33 €3.74
-48.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$3.46 €2.98
-68.21%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.64 €2.28
-90.15%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$7.17 €6.19
-65.13%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$5.64 €4.87
-43.26%
🛒 Groceries & Markets
Ubud
Zutphen
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.28 €1.1
16.41%
White Bread (500g)
$1.67 Rp 27K
$2.35 €2.03
-28.94%
Rice (white) (1kg)
$1.14 Rp 18.5K
$3.19 €2.75
-64.26%
Eggs
$2.27 Rp 36.9K
$4.55 €3.93
-50.11%
Local Cheese (1kg)
$13.94 Rp 226.3K
$13.82 €11.94
0.87%
Chicken Fillets (1kg)
$4 Rp 64.8K
$15.38 €13.28
-73.99%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$16.95 €14.64
-33.33%
Apples (1kg)
$3.6 Rp 58.4K
$2.41 €2.08
49.38%
Banana (1kg)
$1.53 Rp 24.8K
$2.45 €2.12
-37.55%
Oranges (1kg)
$2.65 Rp 43K
$2 €1.72
32.50%
Tomato (1kg)
$1.38 Rp 22.4K
$3.85 €3.33
-64.16%
Potato (1kg)
$1.58 Rp 25.6K
$2.08 €1.79
-24.04%
Onion (1kg)
$2.16 Rp 35.1K
$1.92 €1.66
12.50%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.29 €1.11
-19.38%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.86 €0.75
-34.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$14.44 €12.46
-84.56%
Wine (Bottle)
$14.98 Rp 243.2K
$7.14 €6.17
109.80%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.56 €1.35
55.77%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.8 €2.42
-5.71%
🚌 Getting Around
Ubud
Zutphen
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$3.55 €3.06
-90.99%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$91 €78.5
-88.87%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$4.15 €3.58
-88.19%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$2.25 €1.94
-84.89%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$29.17 €25.19
-79.29%
Gasoline (1 liter)
$0.73 Rp 11.9K
$2.28 €1.96
-67.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$36.3K €31.4K
-27.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$32.8K €28.3K
-2.55%
🧾 Monthly Utilities & Internet
Ubud
Zutphen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$353 €305
-82.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$25.06 €21.64
-83.64%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$49.73 €42.93
-51.10%
🎉 Sport & Entertainment
Ubud
Zutphen
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$41.14 €35.52
-45.07%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$23.28 €20.1
-73.11%
Cinema Ticket
$3.29 Rp 53.4K
$15.03 €12.97
-78.11%
🧸 Childcare & Education
Ubud
Zutphen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$1,532 €1,323
-93.91%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$8,061 €6,960
-24.35%
👕👟 Clothing & Footwear
Ubud
Zutphen
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$90.5 €78.2
-41.65%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$38.58 €33.31
-35.61%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$120 €103
-28.74%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$132 €114
-45.02%
🏠 Accommodation & Living
Ubud
Zutphen
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$1,428 €1,233
-81.87%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$1,153 €995
-86.22%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$2,324 €2,006
-75.15%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,720 €1,485
-80.46%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$5,662 €4,889
-82.33%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$4,064 €3,509
-78.83%
💵 Salaries & Financials
Ubud
Zutphen
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$6,377 €5,506
-97.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.34
205.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Zutphen: October 27, 2025

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