Cost of Living Comparison Between Ubud and Zagreb Cost of Living Comparison Between Ubud and Zagreb

🙂 Solo nomad: Ubud is 31.3% cheaper than Zagreb without rent, and 56.2% cheaper with rent.
🙂 Family of 3: Ubud is 39.6% cheaper than Zagreb without rent, and 54.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Zagreb
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$11.36 €9.81
-73.59%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$70.1 €60.5
-82.14%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$9.15 €7.9
-65.25%
Cappuccino
$2.21 Rp 35.9K
$2.52 €2.18
-12.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$3.09 €2.67
-64.40%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.37 €2.04
-89.03%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$3.78 €3.26
-33.86%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$4.57 €3.95
-29.98%
🛒 Groceries & Markets
Ubud
Zagreb
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.33 €1.15
12.03%
White Bread (500g)
$1.67 Rp 27K
$1.88 €1.63
-11.17%
Rice (white) (1kg)
$1.14 Rp 18.5K
$2.64 €2.28
-56.82%
Eggs
$2.27 Rp 36.9K
$3.61 €3.12
-37.12%
Local Cheese (1kg)
$13.94 Rp 226.3K
$10.86 €9.38
28.36%
Chicken Fillets (1kg)
$4 Rp 64.8K
$9.88 €8.53
-59.51%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$12.59 €10.87
-10.25%
Apples (1kg)
$3.6 Rp 58.4K
$1.89 €1.63
90.48%
Banana (1kg)
$1.53 Rp 24.8K
$1.73 €1.49
-11.56%
Oranges (1kg)
$2.65 Rp 43K
$2.03 €1.76
30.54%
Tomato (1kg)
$1.38 Rp 22.4K
$3.11 €2.68
-55.63%
Potato (1kg)
$1.58 Rp 25.6K
$1.38 €1.19
14.49%
Onion (1kg)
$2.16 Rp 35.1K
$1.46 €1.26
47.95%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.27 €1.1
-18.11%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.33 €1.14
-57.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$5.81 €5.01
-61.62%
Wine (Bottle)
$14.98 Rp 243.2K
$8.04 €6.94
86.32%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.83 €1.58
32.79%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.29 €1.98
15.28%
🚌 Getting Around
Ubud
Zagreb
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.58 €0.5
-44.83%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$57.8 €49.86
-82.48%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$2.27 €1.96
-78.41%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.06 €0.91
-67.92%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$10.1 €8.72
-40.20%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.71 €1.47
-57.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$34.4K €29.7K
-23.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$26K €22.4K
22.84%
🧾 Monthly Utilities & Internet
Ubud
Zagreb
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$207 €178
-69.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$20.07 €17.33
-79.57%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$33.01 €28.5
-26.33%
🎉 Sport & Entertainment
Ubud
Zagreb
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$48.98 €42.29
-53.86%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$13.95 €12.04
-55.13%
Cinema Ticket
$3.29 Rp 53.4K
$8.95 €7.72
-63.24%
🧸 Childcare & Education
Ubud
Zagreb
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$513 €443
-81.84%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$13.4K €11.5K
-54.39%
👕👟 Clothing & Footwear
Ubud
Zagreb
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$99.1 €85.6
-46.71%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$39.21 €33.86
-36.65%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$98.6 €85.1
-13.54%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$116 €99.9
-37.33%
🏠 Accommodation & Living
Ubud
Zagreb
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$867 €748
-70.13%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$671 €579
-76.32%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$1,484 €1,281
-61.09%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,048 €905
-67.92%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$5,613 €4,846
-82.18%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$3,596 €3,105
-76.07%
💵 Salaries & Financials
Ubud
Zagreb
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$1,902 €1,642
-90.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.72
256.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Zagreb: October 28, 2025

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