Cost of Living Comparison Between Ubud and Waterloo, IA Cost of Living Comparison Between Ubud and Waterloo, IA

🙂 Solo nomad: Ubud is 41.4% cheaper than Waterloo, IA without rent, and 60.3% cheaper with rent.

🙂 Family of 3: Ubud is 48.7% cheaper than Waterloo, IA without rent, and 51.7% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$18.28 $18.28

-83.59%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$66.4 $66.4

-81.14%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$9.89 $9.89

-67.85%

Cappuccino

$2.21 Rp 35.9K

$5.24 $5.24

-57.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.78 $2.78

-60.43%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$2.39 $2.39

-89.12%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$6.13 $6.13

-59.22%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$6.83 $6.83

-53.15%

Milk (1 liter)

$1.49 Rp 24.2K

$1.01 $1.01

47.52%

White Bread (500g)

$1.67 Rp 27K

$1.94 $1.94

-13.92%

Rice (white) (1kg)

$1.14 Rp 18.5K

$1.72 $1.72

-33.72%

Eggs

$2.27 Rp 36.9K

$2.86 $2.86

-20.63%

Local Cheese (1kg)

$13.94 Rp 226.3K

$9.28 $9.28

50.22%

Chicken Fillets (1kg)

$4 Rp 64.8K

$6.7 $6.7

-40.30%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$12.74 $12.74

-11.30%

Apples (1kg)

$3.6 Rp 58.4K

$3.85 $3.85

-6.49%

Banana (1kg)

$1.53 Rp 24.8K

$1.2 $1.2

27.50%

Oranges (1kg)

$2.65 Rp 43K

$3.32 $3.32

-20.18%

Tomato (1kg)

$1.38 Rp 22.4K

$4.46 $4.46

-69.06%

Potato (1kg)

$1.58 Rp 25.6K

$1.12 $1.12

41.07%

Onion (1kg)

$2.16 Rp 35.1K

$2.12 $2.12

1.89%

Lettuce (1 head)

$1.04 Rp 16.9K

$1.85 $1.85

-43.78%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$1.53 $1.53

-63.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$7.92 $7.92

-71.84%

Wine (Bottle)

$14.98 Rp 243.2K

$12.01 $12.01

24.73%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.69 $1.69

43.79%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$1.79 $1.79

47.49%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$1.97 $1.97

-83.76%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$4.89 $4.89

-89.98%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.43 $1.43

-76.22%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$29.73 $29.73

-79.68%

Gasoline (1 liter)

$0.73 Rp 11.9K

$0.77 $0.77

-5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$35.3K $35.3K

-25.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$25.9K $25.9K

23.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$197 $197

-68.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$48.84 $48.84

-91.61%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$59.4 $59.4

-59.05%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$42.83 $42.83

-47.23%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$3.29 Rp 53.4K

$13.8 $13.8

-76.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$1,454 $1,454

-93.59%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$30.5K $30.5K

-79.98%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$38.76 $38.76

36.27%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$42.15 $42.15

-41.07%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$58.6 $58.6

45.39%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$129 $129

-43.82%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$842 $842

-69.25%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$747 $747

-78.73%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$1,974 $1,974

-70.75%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$863 $863

-61.03%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$1,457 $1,457

-31.32%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$1,429 $1,429

-39.81%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$3,529 $3,529

-94.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Waterloo, IA: October 28, 2025

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