Cost of Living Comparison Between Ubud and Waterloo Cost of Living Comparison Between Ubud and Waterloo

🙂 Solo nomad: Ubud is 44% cheaper than Waterloo without rent, and 70% cheaper with rent.
🙂 Family of 3: Ubud is 62.6% cheaper than Waterloo without rent, and 64.4% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Waterloo
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$29.31 €25.3
-89.76%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$103 €89.1
-87.87%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$14.06 €12.14
-77.38%
Cappuccino
$2.21 Rp 35.9K
$4.64 €4.01
-52.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$3.45 €2.98
-68.12%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$3.22 €2.78
-91.93%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$5.72 €4.94
-56.29%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$5.81 €5.02
-44.92%
🛒 Groceries & Markets
Ubud
Waterloo
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.48 €1.28
0.68%
White Bread (500g)
$1.67 Rp 27K
$2.73 €2.36
-38.83%
Rice (white) (1kg)
$1.14 Rp 18.5K
$2.29 €1.98
-50.22%
Eggs
$2.27 Rp 36.9K
$4.11 €3.54
-44.77%
Local Cheese (1kg)
$13.94 Rp 226.3K
$16.61 €14.34
-16.07%
Chicken Fillets (1kg)
$4 Rp 64.8K
$12.92 €11.15
-69.04%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$18.46 €15.94
-38.79%
Apples (1kg)
$3.6 Rp 58.4K
$2.99 €2.58
20.40%
Banana (1kg)
$1.53 Rp 24.8K
$2.38 €2.05
-35.71%
Oranges (1kg)
$2.65 Rp 43K
$2.74 €2.36
-3.28%
Tomato (1kg)
$1.38 Rp 22.4K
$3.13 €2.7
-55.91%
Potato (1kg)
$1.58 Rp 25.6K
$1.9 €1.64
-16.84%
Onion (1kg)
$2.16 Rp 35.1K
$2.13 €1.84
1.41%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.39 €1.2
-25.18%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.92 €0.79
-39.13%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$12.59 €10.87
-82.29%
Wine (Bottle)
$14.98 Rp 243.2K
$8.79 €7.59
70.42%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2 €1.73
21.50%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.99 €2.58
-11.71%
🚌 Getting Around
Ubud
Waterloo
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$2.9 €2.5
-88.97%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$55.7 €48.1
-81.83%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$7.62 €6.58
-93.57%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$2.44 €2.11
-86.07%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$35.3 €30.48
-82.89%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.84 €1.58
-60.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$34.1K €29.4K
-23.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$35.5K €30.7K
-10.08%
🧾 Monthly Utilities & Internet
Ubud
Waterloo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$226 €195
-72.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$22.37 €19.32
-81.67%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$52.6 €45.42
-53.77%
🎉 Sport & Entertainment
Ubud
Waterloo
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$32.5 €28.06
-30.46%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$16.64 €14.37
-62.38%
Cinema Ticket
$3.29 Rp 53.4K
$14.9 €12.86
-77.92%
🧸 Childcare & Education
Ubud
Waterloo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$812 €701
-88.51%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$22.1K €19.1K
-72.38%
👕👟 Clothing & Footwear
Ubud
Waterloo
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$107 €92.7
-50.79%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$48.36 €41.75
-48.64%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$116 €99.9
-26.33%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$150 €129
-51.68%
🏠 Accommodation & Living
Ubud
Waterloo
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$1,066 €920
-75.71%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$1,021 €882
-84.44%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$1,329 €1,148
-56.56%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,117 €965
-69.92%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$3,432 €2,963
-70.85%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$3,062 €2,644
-71.90%
💵 Salaries & Financials
Ubud
Waterloo
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$2,510 €2,167
-92.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.74
255.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Waterloo: October 29, 2025

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