Cost of Living Comparison Between Ubud and Veliko Tarnovo Cost of Living Comparison Between Ubud and Veliko Tarnovo

🙂 Solo nomad: Ubud is 8.6% cheaper than Veliko Tarnovo without rent, and 22.3% cheaper with rent.
🙂 Family of 3: Ubud is 19.3% cheaper than Veliko Tarnovo without rent, and 24.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Veliko Tarnovo
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$10.49 BGN 17.7
-71.40%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$41.56 BGN 70.1
-69.87%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$8.95 BGN 15.11
-64.47%
Cappuccino
$2.21 Rp 35.9K
$1.95 BGN 3.29
13.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$1.33 BGN 2.24
-17.29%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$0.66 BGN 1.11
-60.61%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$1.89 BGN 3.19
32.28%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$3.02 BGN 5.1
5.96%
🛒 Groceries & Markets
Ubud
Veliko Tarnovo
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.63 BGN 2.76
-8.59%
White Bread (500g)
$1.67 Rp 27K
$0.93 BGN 1.57
79.57%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.97 BGN 3.33
-42.13%
Eggs
$2.27 Rp 36.9K
$3.3 BGN 5.57
-31.21%
Local Cheese (1kg)
$13.94 Rp 226.3K
$9.65 BGN 16.27
44.46%
Chicken Fillets (1kg)
$4 Rp 64.8K
$7.84 BGN 13.22
-48.98%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$11.51 BGN 19.42
-1.82%
Apples (1kg)
$3.6 Rp 58.4K
$1.58 BGN 2.66
127.85%
Banana (1kg)
$1.53 Rp 24.8K
$2.11 BGN 3.56
-27.49%
Oranges (1kg)
$2.65 Rp 43K
$1.97 BGN 3.33
34.52%
Tomato (1kg)
$1.38 Rp 22.4K
$2.44 BGN 4.11
-43.44%
Potato (1kg)
$1.58 Rp 25.6K
$1.2 BGN 2.03
31.67%
Onion (1kg)
$2.16 Rp 35.1K
$1.38 BGN 2.32
56.52%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.06 BGN 1.78
-1.89%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.79 BGN 1.34
-29.11%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$3.58 BGN 6.03
-37.71%
Wine (Bottle)
$14.98 Rp 243.2K
$6.76 BGN 11.41
121.60%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1 BGN 1.69
143.00%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$1.63 BGN 2.75
61.96%
🚌 Getting Around
Ubud
Veliko Tarnovo
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.92 BGN 1.56
-65.22%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$33.36 BGN 56.3
-69.66%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.15 BGN 1.94
-57.39%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$0.62 BGN 1.04
-45.16%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$11.86 BGN 20.01
-49.07%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.5 BGN 2.54
-51.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$32.8K BGN 55.3K
-20.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$25.6K BGN 43.1K
24.91%
🧾 Monthly Utilities & Internet
Ubud
Veliko Tarnovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$96.5 BGN 163
-35.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$16.65 BGN 28.08
-75.38%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$13.37 BGN 22.56
81.90%
🎉 Sport & Entertainment
Ubud
Veliko Tarnovo
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$35.91 BGN 60.6
-37.06%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$22.51 BGN 37.98
-72.19%
Cinema Ticket
$3.29 Rp 53.4K
$6.92 BGN 11.67
-52.46%
🧸 Childcare & Education
Ubud
Veliko Tarnovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$233 BGN 394
-60.06%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$4,200 BGN 7,085
45.18%
👕👟 Clothing & Footwear
Ubud
Veliko Tarnovo
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$43.47 BGN 73.3
21.51%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$29.13 BGN 49.14
-14.73%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$81.7 BGN 138
4.29%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$70.5 BGN 119
2.75%
🏠 Accommodation & Living
Ubud
Veliko Tarnovo
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$364 BGN 614
-28.83%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$263 BGN 444
-39.63%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$576 BGN 972
0.27%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$437 BGN 736
-23.00%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$2,498 BGN 4,214
-59.95%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$1,409 BGN 2,377
-38.92%
💵 Salaries & Financials
Ubud
Veliko Tarnovo
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$975 BGN 1,645
-81.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.57
190.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Veliko Tarnovo: October 28, 2025

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