Cost of Living Comparison Between Ubud and Umag Cost of Living Comparison Between Ubud and Umag

🙂 Solo nomad: Ubud is 29.2% cheaper than Umag without rent, and 51.2% cheaper with rent.
🙂 Family of 3: Ubud is 41.6% cheaper than Umag without rent, and 48.5% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Umag
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$11.39 €9.83
-73.66%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$68.3 €59
-81.68%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$9.02 €7.78
-64.75%
Cappuccino
$2.21 Rp 35.9K
$2.26 €1.95
-2.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$3.06 €2.64
-64.05%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.29 €1.98
-88.65%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$3.66 €3.16
-31.69%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$4.71 €4.06
-32.06%
🛒 Groceries & Markets
Ubud
Umag
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.35 €1.17
10.37%
White Bread (500g)
$1.67 Rp 27K
$1.94 €1.67
-13.92%
Rice (white) (1kg)
$1.14 Rp 18.5K
$2.71 €2.34
-57.93%
Eggs
$2.27 Rp 36.9K
$3.83 €3.31
-40.73%
Local Cheese (1kg)
$13.94 Rp 226.3K
$11.24 €9.71
24.02%
Chicken Fillets (1kg)
$4 Rp 64.8K
$9.9 €8.55
-59.60%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$12.88 €11.12
-12.27%
Apples (1kg)
$3.6 Rp 58.4K
$1.79 €1.54
101.12%
Banana (1kg)
$1.53 Rp 24.8K
$1.72 €1.48
-11.05%
Oranges (1kg)
$2.65 Rp 43K
$1.96 €1.69
35.20%
Tomato (1kg)
$1.38 Rp 22.4K
$3 €2.59
-54.00%
Potato (1kg)
$1.58 Rp 25.6K
$1.39 €1.2
13.67%
Onion (1kg)
$2.16 Rp 35.1K
$1.47 €1.27
46.94%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.26 €1.09
-17.46%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.32 €1.14
-57.58%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$5.87 €5.06
-62.01%
Wine (Bottle)
$14.98 Rp 243.2K
$8.26 €7.14
81.36%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.83 €1.58
32.79%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.3 €1.98
14.78%
🚌 Getting Around
Ubud
Umag
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.76 €1.52
-81.82%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$43.01 €37.13
-76.47%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$2.25 €1.94
-78.22%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.07 €0.92
-68.22%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$10.13 €8.74
-40.38%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.73 €1.49
-57.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$34.7K €30K
-24.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$26.5K €22.9K
20.61%
🧾 Monthly Utilities & Internet
Ubud
Umag
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$209 €181
-70.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$20.15 €17.4
-79.65%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$32.5 €28.06
-25.17%
🎉 Sport & Entertainment
Ubud
Umag
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$51.3 €44.29
-55.95%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$14.51 €12.53
-56.86%
Cinema Ticket
$3.29 Rp 53.4K
$8.69 €7.51
-62.14%
🧸 Childcare & Education
Ubud
Umag
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$240 €207
-61.11%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$13K €11.3K
-53.20%
👕👟 Clothing & Footwear
Ubud
Umag
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$101 €87.5
-47.90%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$39.67 €34.25
-37.38%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$95.9 €82.8
-11.07%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$115 €99.3
-37.00%
🏠 Accommodation & Living
Ubud
Umag
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$673 €581
-61.56%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$455 €393
-65.07%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$1,047 €904
-44.86%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$783 €676
-57.07%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$4,296 €3,709
-76.71%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$3,573 €3,085
-75.92%
💵 Salaries & Financials
Ubud
Umag
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.72
256.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Umag: October 29, 2025

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