Cost of Living Comparison Between Ubud and Tarnow Cost of Living Comparison Between Ubud and Tarnow

😐 Solo nomad: Ubud is 9.2% more expensive than Tarnow without rent, and 40.7% cheaper with rent.
🙂 Family of 3: Ubud is 14.1% cheaper than Tarnow without rent, and 29.1% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Tarnow
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$9.45 zł 34.86
-68.25%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$27.11 zł 100
-53.82%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$6.78 zł 25.01
-53.10%
Cappuccino
$2.21 Rp 35.9K
$2.77 zł 10.22
-20.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$2.12 zł 7.82
-48.11%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$1.38 zł 5.09
-81.16%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$3.04 zł 11.21
-17.76%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$3.71 zł 13.69
-13.75%
🛒 Groceries & Markets
Ubud
Tarnow
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$0.99 zł 3.66
50.51%
White Bread (500g)
$1.67 Rp 27K
$1.19 zł 4.39
40.34%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.33 zł 4.89
-14.29%
Eggs
$2.27 Rp 36.9K
$2.53 zł 9.34
-10.28%
Local Cheese (1kg)
$13.94 Rp 226.3K
$7.63 zł 28.13
82.70%
Chicken Fillets (1kg)
$4 Rp 64.8K
$6.32 zł 23.31
-36.71%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$9.87 zł 36.41
14.49%
Apples (1kg)
$3.6 Rp 58.4K
$0.79 zł 2.93
355.70%
Banana (1kg)
$1.53 Rp 24.8K
$1.61 zł 5.94
-4.97%
Oranges (1kg)
$2.65 Rp 43K
$1.4 zł 5.15
89.29%
Tomato (1kg)
$1.38 Rp 22.4K
$2.19 zł 8.07
-36.99%
Potato (1kg)
$1.58 Rp 25.6K
$0.83 zł 3.07
90.36%
Onion (1kg)
$2.16 Rp 35.1K
$1.11 zł 4.1
94.59%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.11 zł 4.1
-6.31%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.66 zł 2.43
-15.15%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$4.48 zł 16.53
-50.22%
Wine (Bottle)
$14.98 Rp 243.2K
$7.44 zł 27.45
101.34%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$0.95 zł 3.52
155.79%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$1.41 zł 5.19
87.23%
🚌 Getting Around
Ubud
Tarnow
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.06 zł 3.91
-69.81%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$32.16 zł 119
-68.53%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.33 zł 4.9
-63.16%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$0.48 zł 1.76
-29.17%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$13.8 zł 50.9
-56.23%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.78 zł 6.57
-58.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$34.4K zł 126.7K
-23.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$24.8K zł 91.6K
28.62%
🧾 Monthly Utilities & Internet
Ubud
Tarnow
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$255 zł 939
-75.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$7.64 zł 28.19
-46.34%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$16.37 zł 60.4
48.56%
🎉 Sport & Entertainment
Ubud
Tarnow
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$27.23 zł 100
-17.00%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$12.27 zł 45.24
-48.98%
Cinema Ticket
$3.29 Rp 53.4K
$4.79 zł 17.66
-31.32%
🧸 Childcare & Education
Ubud
Tarnow
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$325 zł 1,199
-71.33%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$4,864 zł 17.9K
25.36%
👕👟 Clothing & Footwear
Ubud
Tarnow
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$84 zł 310
-37.13%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$26.6 zł 98.1
-6.62%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$80.1 zł 295
6.47%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$118 zł 436
-38.74%
🏠 Accommodation & Living
Ubud
Tarnow
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$467 zł 1,721
-44.55%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$367 zł 1,353
-56.69%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$664 zł 2,448
-12.99%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$497 zł 1,834
-32.39%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$2,916 zł 10.8K
-65.69%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$1,856 zł 6,846
-53.64%
💵 Salaries & Financials
Ubud
Tarnow
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$1,080 zł 3,984
-83.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.28
111.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Tarnow: October 28, 2025

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