Cost of Living Comparison Between Ubud and St. Gallen Cost of Living Comparison Between Ubud and St. Gallen

🙂 Solo nomad: Ubud is 67.7% cheaper than St. Gallen without rent, and 79.1% cheaper with rent.
🙂 Family of 3: Ubud is 72.4% cheaper than St. Gallen without rent, and 78.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud
St. Gallen
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$30.47 CHF 24.77
-90.15%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$151 CHF 123
-91.69%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$18.51 CHF 15.05
-82.82%
Cappuccino
$2.21 Rp 35.9K
$6.31 CHF 5.13
-64.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$5.65 CHF 4.59
-80.53%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$5.28 CHF 4.29
-95.08%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$7.42 CHF 6.03
-66.31%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$7.19 CHF 5.85
-55.49%
🛒 Groceries & Markets
Ubud
St. Gallen
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$2.23 CHF 1.81
-33.18%
White Bread (500g)
$1.67 Rp 27K
$2.57 CHF 2.09
-35.02%
Rice (white) (1kg)
$1.14 Rp 18.5K
$3.72 CHF 3.02
-69.35%
Eggs
$2.27 Rp 36.9K
$8.21 CHF 6.68
-72.35%
Local Cheese (1kg)
$13.94 Rp 226.3K
$27.07 CHF 22.01
-48.50%
Chicken Fillets (1kg)
$4 Rp 64.8K
$32.59 CHF 26.49
-87.73%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$40.3 CHF 32.76
-71.96%
Apples (1kg)
$3.6 Rp 58.4K
$3.14 CHF 2.55
14.65%
Banana (1kg)
$1.53 Rp 24.8K
$1.89 CHF 1.54
-19.05%
Oranges (1kg)
$2.65 Rp 43K
$2.45 CHF 1.99
8.16%
Tomato (1kg)
$1.38 Rp 22.4K
$7.21 CHF 5.86
-80.86%
Potato (1kg)
$1.58 Rp 25.6K
$2.52 CHF 2.05
-37.30%
Onion (1kg)
$2.16 Rp 35.1K
$2.26 CHF 1.84
-4.42%
Lettuce (1 head)
$1.04 Rp 16.9K
$2.34 CHF 1.9
-55.56%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.1 CHF 0.9
-49.09%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$10.85 CHF 8.83
-79.45%
Wine (Bottle)
$14.98 Rp 243.2K
$11.15 CHF 9.06
34.35%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2.24 CHF 1.82
8.48%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.32 CHF 1.89
13.79%
🚌 Getting Around
Ubud
St. Gallen
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$4.33 CHF 3.52
-92.61%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$82 CHF 66.7
-87.66%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$6.92 CHF 5.62
-92.92%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$4.19 CHF 3.41
-91.89%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$80.3 CHF 65.3
-92.48%
Gasoline (1 liter)
$0.73 Rp 11.9K
$2.18 CHF 1.77
-66.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$39.7K CHF 32.3K
-33.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$41.5K CHF 33.8K
-23.08%
🧾 Monthly Utilities & Internet
Ubud
St. Gallen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$329 CHF 268
-80.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$58.9 CHF 47.91
-93.04%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$52.3 CHF 42.54
-53.51%
🎉 Sport & Entertainment
Ubud
St. Gallen
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$80.5 CHF 65.4
-71.91%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$96.7 CHF 78.6
-93.52%
Cinema Ticket
$3.29 Rp 53.4K
$31.26 CHF 25.42
-89.48%
🧸 Childcare & Education
Ubud
St. Gallen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$2,826 CHF 2,298
-96.70%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$34.5K CHF 28.1K
-82.34%
👕👟 Clothing & Footwear
Ubud
St. Gallen
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$148 CHF 120
-64.23%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$66.8 CHF 54.3
-62.80%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$155 CHF 126
-45.08%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$231 CHF 187
-68.56%
🏠 Accommodation & Living
Ubud
St. Gallen
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$1,826 CHF 1,485
-85.82%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$1,499 CHF 1,219
-89.40%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$2,776 CHF 2,257
-79.19%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$2,374 CHF 1,931
-85.84%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$11.3K CHF 9,212
-91.17%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$8,843 CHF 7,190
-90.27%
💵 Salaries & Financials
Ubud
St. Gallen
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$6,898 CHF 5,609
-97.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for St. Gallen: October 29, 2025

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