Cost of Living Comparison Between Ubud and Santa Cruz Cost of Living Comparison Between Ubud and Santa Cruz

🙂 Solo nomad: Ubud is 19.7% cheaper than Santa Cruz without rent, and 16.9% cheaper with rent.
🙂 Family of 3: Ubud is 30.6% cheaper than Santa Cruz without rent, and 23.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Santa Cruz
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$7.72 JMD 1,228
-61.14%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$63 JMD 10K
-80.12%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$8.96 JMD 1,427
-64.51%
Cappuccino
$2.21 Rp 35.9K
$4.46 JMD 710
-50.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$1.32 JMD 210
-16.67%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$0.75 JMD 119
-65.33%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$2.49 JMD 396
0.40%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$3.06 JMD 487
4.58%
🛒 Groceries & Markets
Ubud
Santa Cruz
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$4.23 JMD 674
-64.78%
White Bread (500g)
$1.67 Rp 27K
$3.58 JMD 570
-53.35%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.61 JMD 256
-29.19%
Eggs
$2.27 Rp 36.9K
$3.48 JMD 554
-34.77%
Local Cheese (1kg)
$13.94 Rp 226.3K
$11.08 JMD 1,764
25.81%
Chicken Fillets (1kg)
$4 Rp 64.8K
$6.46 JMD 1,028
-38.08%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$7.85 JMD 1,250
43.95%
Apples (1kg)
$3.6 Rp 58.4K
$5.83 JMD 929
-38.25%
Banana (1kg)
$1.53 Rp 24.8K
$3.12 JMD 496
-50.96%
Oranges (1kg)
$2.65 Rp 43K
$4.11 JMD 654
-35.52%
Tomato (1kg)
$1.38 Rp 22.4K
$3 JMD 478
-54.00%
Potato (1kg)
$1.58 Rp 25.6K
$2.04 JMD 325
-22.55%
Onion (1kg)
$2.16 Rp 35.1K
$1.92 JMD 305
12.50%
Lettuce (1 head)
$1.04 Rp 16.9K
$3 JMD 477
-65.33%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.49 JMD 238
-62.42%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$8.88 JMD 1,413
-74.89%
Wine (Bottle)
$14.98 Rp 243.2K
$11.29 JMD 1,798
32.68%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2.75 JMD 437
-11.64%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$3.06 JMD 488
-13.73%
🚌 Getting Around
Ubud
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
-
-
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.11 JMD 177
-55.86%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$3.11 JMD 494
-89.07%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$6.33 JMD 1,007
-4.58%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.23 JMD 195
-40.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$43.5K JMD 6.9M
-39.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$34K JMD 5.4M
-6.17%
🧾 Monthly Utilities & Internet
Ubud
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$164 JMD 26.1K
-61.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$22.27 JMD 3,546
-81.59%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$50.6 JMD 8,062
-51.97%
🎉 Sport & Entertainment
Ubud
Santa Cruz
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
-
-
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
-
-
Cinema Ticket
$3.29 Rp 53.4K
$13.35 JMD 2,126
-75.36%
🧸 Childcare & Education
Ubud
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$230 JMD 36.6K
-59.41%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$2,493 JMD 396.8K
144.60%
👕👟 Clothing & Footwear
Ubud
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$25.93 JMD 4,128
103.70%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$25.56 JMD 4,068
-2.82%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$72.1 JMD 11.5K
18.18%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$77.2 JMD 12.3K
-6.13%
🏠 Accommodation & Living
Ubud
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
-
-
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
-
-
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
-
-
Buy Apartment Outside City Center (m2)
$860 Rp 14M
-
-
💵 Salaries & Financials
Ubud
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$396 JMD 63K
-53.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.15
45.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Santa Cruz: October 27, 2025

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