Cost of Living Comparison Between Ubud and Santa Cruz, CA Cost of Living Comparison Between Ubud and Santa Cruz, CA

🙂 Solo nomad: Ubud is 52.1% cheaper than Santa Cruz, CA without rent, and 82.6% cheaper with rent.
🙂 Family of 3: Ubud is 61.3% cheaper than Santa Cruz, CA without rent, and 79.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Santa Cruz, CA
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$22.44 $22.44
-86.63%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$79.7 $79.7
-84.30%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$12.36 $12.36
-74.27%
Cappuccino
$2.21 Rp 35.9K
$5.85 $5.85
-62.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$3.41 $3.41
-67.74%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.54 $2.54
-89.76%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$6.93 $6.93
-63.92%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$7.46 $7.46
-57.10%
🛒 Groceries & Markets
Ubud
Santa Cruz, CA
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.43 $1.43
4.20%
White Bread (500g)
$1.67 Rp 27K
$5.16 $5.16
-67.64%
Rice (white) (1kg)
$1.14 Rp 18.5K
$6.65 $6.65
-82.86%
Eggs
$2.27 Rp 36.9K
$5.96 $5.96
-61.91%
Local Cheese (1kg)
$13.94 Rp 226.3K
$23.24 $23.24
-40.02%
Chicken Fillets (1kg)
$4 Rp 64.8K
$14.85 $14.85
-73.06%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$23.7 $23.7
-52.32%
Apples (1kg)
$3.6 Rp 58.4K
$7.05 $7.05
-48.94%
Banana (1kg)
$1.53 Rp 24.8K
$2.78 $2.78
-44.96%
Oranges (1kg)
$2.65 Rp 43K
$5.32 $5.32
-50.19%
Tomato (1kg)
$1.38 Rp 22.4K
$7.49 $7.49
-81.58%
Potato (1kg)
$1.58 Rp 25.6K
$3.88 $3.88
-59.28%
Onion (1kg)
$2.16 Rp 35.1K
$3.93 $3.93
-45.04%
Lettuce (1 head)
$1.04 Rp 16.9K
$2.9 $2.9
-64.14%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$2.86 $2.86
-80.42%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$14.16 $14.16
-84.25%
Wine (Bottle)
$14.98 Rp 243.2K
$12.02 $12.02
24.63%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2.15 $2.15
13.02%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.67 $2.67
-1.12%
🚌 Getting Around
Ubud
Santa Cruz, CA
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$2.05 $2.05
-84.39%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$65.2 $65.2
-84.48%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$4.09 $4.09
-88.02%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.93 $1.93
-82.38%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$38.9 $38.9
-84.47%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.24 $1.24
-41.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$34.9K $34.9K
-24.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$26.5K $26.5K
20.72%
🧾 Monthly Utilities & Internet
Ubud
Santa Cruz, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$221 $221
-71.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$47.05 $47.05
-91.29%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$67.8 $67.8
-64.14%
🎉 Sport & Entertainment
Ubud
Santa Cruz, CA
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$60.2 $60.2
-62.46%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
-
-
Cinema Ticket
$3.29 Rp 53.4K
$17.04 $17.04
-80.69%
🧸 Childcare & Education
Ubud
Santa Cruz, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$3,225 $3,225
-97.11%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$38.5K $38.5K
-84.14%
👕👟 Clothing & Footwear
Ubud
Santa Cruz, CA
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$63.2 $63.2
-16.38%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$46.64 $46.64
-46.74%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$79.3 $79.3
7.56%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$115 $115
-37.14%
🏠 Accommodation & Living
Ubud
Santa Cruz, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$2,893 $2,893
-91.05%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$2,648 $2,648
-94.00%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$5,700 $5,700
-89.87%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$4,219 $4,219
-92.03%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$9,235 $9,235
-89.17%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$8,116 $8,116
-89.40%
💵 Salaries & Financials
Ubud
Santa Cruz, CA
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$5,594 $5,594
-96.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.36
108.81%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Santa Cruz, CA: October 27, 2025

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