Cost of Living Comparison Between Ubud and Papamoa Beach Cost of Living Comparison Between Ubud and Papamoa Beach

🙂 Solo nomad: Ubud is 46.8% cheaper than Papamoa Beach without rent, and 61.1% cheaper with rent.

🙂 Family of 3: Ubud is 53.9% cheaper than Papamoa Beach without rent, and 60.2% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$14.88 NZ$24.55

-79.84%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$77.8 NZ$128

-83.90%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$9.78 NZ$16.13

-67.48%

Cappuccino

$2.21 Rp 35.9K

$3.5 NZ$5.78

-36.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.37 NZ$3.91

-53.59%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$2.22 NZ$3.65

-88.29%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$7.17 NZ$11.82

-65.13%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$7.03 NZ$11.6

-54.48%

Milk (1 liter)

$1.49 Rp 24.2K

$1.81 NZ$2.99

-17.68%

White Bread (500g)

$1.67 Rp 27K

$1.08 NZ$1.78

54.63%

Rice (white) (1kg)

$1.14 Rp 18.5K

$2.01 NZ$3.31

-43.28%

Eggs

$2.27 Rp 36.9K

$6.96 NZ$11.48

-67.39%

Local Cheese (1kg)

$13.94 Rp 226.3K

$8.57 NZ$14.14

62.66%

Chicken Fillets (1kg)

$4 Rp 64.8K

$9.62 NZ$15.87

-58.42%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$13.07 NZ$21.56

-13.54%

Apples (1kg)

$3.6 Rp 58.4K

$2.84 NZ$4.68

26.76%

Banana (1kg)

$1.53 Rp 24.8K

$2.27 NZ$3.74

-32.60%

Oranges (1kg)

$2.65 Rp 43K

$3.37 NZ$5.56

-21.36%

Tomato (1kg)

$1.38 Rp 22.4K

$4 NZ$6.59

-65.50%

Potato (1kg)

$1.58 Rp 25.6K

$2.02 NZ$3.33

-21.78%

Onion (1kg)

$2.16 Rp 35.1K

$1.72 NZ$2.83

25.58%

Lettuce (1 head)

$1.04 Rp 16.9K

$1.9 NZ$3.14

-45.26%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$1.25 NZ$2.06

-55.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$25.39 NZ$41.88

-91.22%

Wine (Bottle)

$14.98 Rp 243.2K

$11.55 NZ$19.04

29.70%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$2.96 NZ$4.89

-17.91%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$3.89 NZ$6.42

-32.13%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$2.12 NZ$3.5

-84.91%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$64.2 NZ$106

-84.24%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$2.16 NZ$3.55

-77.31%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.92 NZ$3.16

-82.29%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$35.73 NZ$58.9

-83.10%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.62 NZ$2.67

-54.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$28.7K NZ$47.3K

-8.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$22K NZ$36.4K

44.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$143 NZ$235

-56.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$29.91 NZ$49.34

-86.29%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$49.52 NZ$81.7

-50.89%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$36.13 NZ$59.6

-37.45%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$11.94 NZ$19.69

-47.57%

Cinema Ticket

$3.29 Rp 53.4K

$15.27 NZ$25.19

-78.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$891 NZ$1,470

-89.54%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$13.4K NZ$22.1K

-54.55%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$63.3 NZ$104

-16.50%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$49.73 NZ$82

-50.05%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$85.8 NZ$142

-0.68%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$121 NZ$199

-40.07%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$972 NZ$1,603

-73.37%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$798 NZ$1,316

-80.09%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$1,580 NZ$2,606

-63.45%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$1,438 NZ$2,372

-76.62%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$4,392 NZ$7,244

-77.22%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$3,700 NZ$6,102

-76.74%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$1,592 NZ$2,625

-88.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.37

108.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Papamoa Beach: October 28, 2025

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