Cost of Living Comparison Between Ubud and Panama City, FL Cost of Living Comparison Between Ubud and Panama City, FL

🙂 Solo nomad: Ubud is 54% cheaper than Panama City, FL without rent, and 73.5% cheaper with rent.

🙂 Family of 3: Ubud is 45.9% cheaper than Panama City, FL without rent, and 65.6% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$18.66 $18.66

-83.92%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$54.1 $54.1

-76.86%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$10.32 $10.32

-69.19%

Cappuccino

$2.21 Rp 35.9K

$4.9 $4.9

-54.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.68 $2.68

-58.96%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$2.12 $2.12

-87.74%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$5.11 $5.11

-51.08%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$6.65 $6.65

-51.88%

Milk (1 liter)

$1.49 Rp 24.2K

$0.93 $0.93

60.22%

White Bread (500g)

$1.67 Rp 27K

$3.19 $3.19

-47.65%

Rice (white) (1kg)

$1.14 Rp 18.5K

$2.59 $2.59

-55.98%

Eggs

$2.27 Rp 36.9K

$3.18 $3.18

-28.62%

Local Cheese (1kg)

$13.94 Rp 226.3K

$10.82 $10.82

28.84%

Chicken Fillets (1kg)

$4 Rp 64.8K

$11.6 $11.6

-65.52%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$14.9 $14.9

-24.16%

Apples (1kg)

$3.6 Rp 58.4K

$3.46 $3.46

4.05%

Banana (1kg)

$1.53 Rp 24.8K

$1.57 $1.57

-2.55%

Oranges (1kg)

$2.65 Rp 43K

$2.88 $2.88

-7.99%

Tomato (1kg)

$1.38 Rp 22.4K

$4.17 $4.17

-66.91%

Potato (1kg)

$1.58 Rp 25.6K

$3.17 $3.17

-50.16%

Onion (1kg)

$2.16 Rp 35.1K

$2.74 $2.74

-21.17%

Lettuce (1 head)

$1.04 Rp 16.9K

$2.12 $2.12

-50.94%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$1.95 $1.95

-71.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$8.21 $8.21

-72.84%

Wine (Bottle)

$14.98 Rp 243.2K

$9.13 $9.13

64.07%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.75 $1.75

38.86%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$3.15 $3.15

-16.19%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$1.49 $1.49

-78.52%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$132 $132

-92.36%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$2.43 $2.43

-79.84%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.51 $1.51

-77.48%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$25.81 $25.81

-76.60%

Gasoline (1 liter)

$0.73 Rp 11.9K

$0.81 $0.81

-9.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$22.6K $22.6K

16.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$24.7K $24.7K

29.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$221 $221

-71.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$42.87 $42.87

-90.44%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$66.5 $66.5

-63.43%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$39.64 $39.64

-42.99%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$3.29 Rp 53.4K

$13.13 $13.13

-74.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$529 $529

-82.37%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$8,103 $8,103

-24.75%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$38.64 $38.64

36.70%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$42.44 $42.44

-41.47%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$59.1 $59.1

44.28%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$75 $75

-3.41%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$1,675 $1,675

-84.55%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$1,492 $1,492

-89.35%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$2,308 $2,308

-74.97%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$1,783 $1,783

-81.15%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$3,593 $3,593

-72.16%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$3,594 $3,594

-76.06%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$3,977 $3,977

-95.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Panama City, FL: October 27, 2025

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