Cost of Living Comparison Between Ubud and Panama City Cost of Living Comparison Between Ubud and Panama City

🙂 Solo nomad: Ubud is 28.8% cheaper than Panama City without rent, and 58.3% cheaper with rent.

🙂 Family of 3: Ubud is 35.4% cheaper than Panama City without rent, and 57.6% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$10.18 PAB 10.18

-70.53%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$49.36 PAB 49.36

-74.64%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$8.16 PAB 8.16

-61.03%

Cappuccino

$2.21 Rp 35.9K

$3.58 PAB 3.58

-38.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$1.66 PAB 1.66

-33.73%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$1.41 PAB 1.41

-81.56%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$3.08 PAB 3.08

-18.83%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$3.9 PAB 3.9

-17.95%

Milk (1 liter)

$1.49 Rp 24.2K

$1.88 PAB 1.88

-20.74%

White Bread (500g)

$1.67 Rp 27K

$2.56 PAB 2.56

-34.77%

Rice (white) (1kg)

$1.14 Rp 18.5K

$2.52 PAB 2.52

-54.76%

Eggs

$2.27 Rp 36.9K

$2.95 PAB 2.95

-23.05%

Local Cheese (1kg)

$13.94 Rp 226.3K

$11.6 PAB 11.6

20.17%

Chicken Fillets (1kg)

$4 Rp 64.8K

$7.14 PAB 7.14

-43.98%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$9.92 PAB 9.92

13.91%

Apples (1kg)

$3.6 Rp 58.4K

$3.42 PAB 3.42

5.26%

Banana (1kg)

$1.53 Rp 24.8K

$1.49 PAB 1.49

2.68%

Oranges (1kg)

$2.65 Rp 43K

$2.73 PAB 2.73

-2.93%

Tomato (1kg)

$1.38 Rp 22.4K

$3.24 PAB 3.24

-57.41%

Potato (1kg)

$1.58 Rp 25.6K

$2.28 PAB 2.28

-30.70%

Onion (1kg)

$2.16 Rp 35.1K

$2.91 PAB 2.91

-25.77%

Lettuce (1 head)

$1.04 Rp 16.9K

$2.14 PAB 2.14

-51.40%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$1.57 PAB 1.57

-64.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$5.84 PAB 5.84

-61.82%

Wine (Bottle)

$14.98 Rp 243.2K

$9.91 PAB 9.91

51.16%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.3 PAB 1.3

86.92%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$2.32 PAB 2.32

13.79%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$0.44 PAB 0.44

-27.27%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$22.32 PAB 22.32

-54.66%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$2.53 PAB 2.53

-80.63%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.76 PAB 1.76

-80.68%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$21.86 PAB 21.86

-72.37%

Gasoline (1 liter)

$0.73 Rp 11.9K

$0.89 PAB 0.89

-17.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$19.9K PAB 19.9K

31.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$20.5K PAB 20.5K

56.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$124 PAB 124

-49.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$29.96 PAB 29.96

-86.32%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$50.2 PAB 50.2

-51.51%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$44.96 PAB 44.96

-49.73%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$32.03 PAB 32.03

-80.46%

Cinema Ticket

$3.29 Rp 53.4K

$8.16 PAB 8.16

-59.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$471 PAB 471

-80.22%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$16K PAB 16K

-61.78%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$52 PAB 52

1.56%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$45.24 PAB 45.24

-45.09%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$87.6 PAB 87.6

-2.71%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$120 PAB 120

-39.83%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$1,126 PAB 1,126

-77.01%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$890 PAB 890

-82.15%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$2,013 PAB 2,013

-71.31%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$1,555 PAB 1,555

-78.38%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$2,710 PAB 2,710

-63.09%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$1,655 PAB 1,655

-48.00%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$975 PAB 975

-81.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.23

113.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Panama City: October 29, 2025

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