Cost of Living Comparison Between Ubud and Panaji Cost of Living Comparison Between Ubud and Panaji

😐 Solo nomad: Ubud is 59.4% more expensive than Panaji without rent, and 55.3% more expensive with rent.

😐 Family of 3: Ubud is 87.2% more expensive than Panaji without rent, and 48.7% more expensive with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$3.58 ₹306

-16.20%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$17.2 ₹1,471

-27.21%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$4.02 ₹344

-20.90%

Cappuccino

$2.21 Rp 35.9K

$2.2 ₹188

0.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$0.49 ₹42.12

124.49%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$0.21 ₹18.15

23.81%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$1.19 ₹102

110.08%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$2.03 ₹173

57.64%

Milk (1 liter)

$1.49 Rp 24.2K

$0.77 ₹66.2

93.51%

White Bread (500g)

$1.67 Rp 27K

$0.51 ₹43.96

227.45%

Rice (white) (1kg)

$1.14 Rp 18.5K

$0.84 ₹71.5

35.71%

Eggs

$2.27 Rp 36.9K

$1 ₹85.5

127.00%

Local Cheese (1kg)

$13.94 Rp 226.3K

$5.6 ₹479

148.93%

Chicken Fillets (1kg)

$4 Rp 64.8K

$3.77 ₹322

6.10%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

Apples (1kg)

$3.6 Rp 58.4K

$2.46 ₹211

46.34%

Banana (1kg)

$1.53 Rp 24.8K

$0.91 ₹77.9

68.13%

Oranges (1kg)

$2.65 Rp 43K

$1.28 ₹110

107.03%

Tomato (1kg)

$1.38 Rp 22.4K

$0.62 ₹52.7

122.58%

Potato (1kg)

$1.58 Rp 25.6K

$0.42 ₹36.19

276.19%

Onion (1kg)

$2.16 Rp 35.1K

$0.49 ₹42.12

340.82%

Lettuce (1 head)

$1.04 Rp 16.9K

$0.89 ₹75.8

16.85%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$0.35 ₹29.57

60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$2.89 ₹247

-22.84%

Wine (Bottle)

$14.98 Rp 243.2K

$8 ₹684

87.25%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.05 ₹89.8

131.43%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$3.51 ₹300

-24.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.64 ₹397

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$0.16 ₹13.4

100.00%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$6.84 ₹585

47.95%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$0.46 ₹39.26

6.52%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$1.44 ₹123

319.44%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.19 ₹101

-38.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$10.6K ₹908.6K

146.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$23.8K ₹2M

33.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$23.23 ₹1,987

169.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$4.41 ₹377

-7.03%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$9.35 ₹800

160.11%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$35.06 ₹2,999

-35.54%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$3.43 ₹293

82.51%

Cinema Ticket

$3.29 Rp 53.4K

$3.16 ₹271

4.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$60.2 ₹5,147

54.90%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$1,608 ₹137.6K

279.12%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$40.95 ₹3,502

28.99%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$29.32 ₹2,507

-15.28%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$23.52 ₹2,012

262.41%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$17.65 ₹1,510

310.59%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$191 ₹16.3K

35.76%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$149 ₹12.8K

6.39%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$392 ₹33.5K

47.52%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$287 ₹24.5K

17.18%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$967 ₹82.7K

3.42%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$733 ₹62.7K

17.44%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$203 ₹17.3K

-10.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.62

38.05%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Panaji: October 26, 2025

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