Cost of Living Comparison Between Ubud and Palmerston North Cost of Living Comparison Between Ubud and Palmerston North

🙂 Solo nomad: Ubud is 39% cheaper than Palmerston North without rent, and 55.7% cheaper with rent.

🙂 Family of 3: Ubud is 44.6% cheaper than Palmerston North without rent, and 58.4% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$16.86 NZ$27.81

-82.21%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$72.1 NZ$119

-82.64%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$12.27 NZ$20.23

-74.08%

Cappuccino

$2.21 Rp 35.9K

$3.44 NZ$5.67

-35.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.37 NZ$3.91

-53.59%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$2.08 NZ$3.43

-87.50%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$7.32 NZ$12.07

-65.85%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$6.32 NZ$10.42

-49.37%

Milk (1 liter)

$1.49 Rp 24.2K

$1.92 NZ$3.16

-22.40%

White Bread (500g)

$1.67 Rp 27K

$2.05 NZ$3.39

-18.54%

Rice (white) (1kg)

$1.14 Rp 18.5K

$1.81 NZ$2.99

-37.02%

Eggs

$2.27 Rp 36.9K

$5.41 NZ$8.92

-58.04%

Local Cheese (1kg)

$13.94 Rp 226.3K

$8.35 NZ$13.77

66.95%

Chicken Fillets (1kg)

$4 Rp 64.8K

$9.37 NZ$15.46

-57.31%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$12.3 NZ$20.28

-8.13%

Apples (1kg)

$3.6 Rp 58.4K

$2.52 NZ$4.16

42.86%

Banana (1kg)

$1.53 Rp 24.8K

$1.81 NZ$2.99

-15.47%

Oranges (1kg)

$2.65 Rp 43K

$2.56 NZ$4.22

3.52%

Tomato (1kg)

$1.38 Rp 22.4K

$3.41 NZ$5.63

-59.53%

Potato (1kg)

$1.58 Rp 25.6K

$2.17 NZ$3.57

-27.19%

Onion (1kg)

$2.16 Rp 35.1K

$2.18 NZ$3.59

-0.92%

Lettuce (1 head)

$1.04 Rp 16.9K

$2.14 NZ$3.53

-51.40%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$1 NZ$1.66

-44.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$20.09 NZ$33.14

-88.90%

Wine (Bottle)

$14.98 Rp 243.2K

$8.77 NZ$14.47

70.81%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$2.46 NZ$4.06

-1.22%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$5.25 NZ$8.66

-49.71%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$4.64 NZ$7.65

-93.10%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$30.49 NZ$50.3

-66.81%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$2.36 NZ$3.89

-79.24%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.8 NZ$2.97

-81.11%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$17.23 NZ$28.42

-64.94%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.65 NZ$2.73

-55.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$18.8K NZ$31K

39.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$21.6K NZ$35.7K

47.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$89.5 NZ$148

-30.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$38 NZ$62.7

-89.21%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$48.26 NZ$79.6

-49.61%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$35 NZ$57.7

-35.43%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$12.95 NZ$21.37

-51.66%

Cinema Ticket

$3.29 Rp 53.4K

$8.9 NZ$14.68

-63.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$999 NZ$1,648

-90.67%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$6,262 NZ$10.3K

-2.62%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$56.2 NZ$92.7

-6.05%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$38.3 NZ$63.2

-35.14%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$92.6 NZ$153

-7.93%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$93.4 NZ$154

-22.43%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$836 NZ$1,379

-69.04%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$695 NZ$1,146

-77.14%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$1,565 NZ$2,581

-63.09%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$1,386 NZ$2,286

-75.75%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$2,102 NZ$3,466

-52.40%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$2,444 NZ$4,032

-64.80%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$2,487 NZ$4,101

-92.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Palmerston North: October 29, 2025

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