Cost of Living Comparison Between Ubud and Owensboro, KY Cost of Living Comparison Between Ubud and Owensboro, KY

🙂 Solo nomad: Ubud is 39.6% cheaper than Owensboro, KY without rent, and 61.6% cheaper with rent.
🙂 Family of 3: Ubud is 41% cheaper than Owensboro, KY without rent, and 55.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Owensboro, KY
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$17.93 $17.93
-83.27%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$60.6 $60.6
-79.35%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$10.13 $10.13
-68.61%
Cappuccino
$2.21 Rp 35.9K
$5.98 $5.98
-63.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$1.95 $1.95
-43.59%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$1.3 $1.3
-80.00%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$4.08 $4.08
-38.73%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$4.85 $4.85
-34.02%
🛒 Groceries & Markets
Ubud
Owensboro, KY
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.11 $1.11
34.23%
White Bread (500g)
$1.67 Rp 27K
$3.34 $3.34
-50.00%
Rice (white) (1kg)
$1.14 Rp 18.5K
$4.52 $4.52
-74.78%
Eggs
$2.27 Rp 36.9K
$3.77 $3.77
-39.79%
Local Cheese (1kg)
$13.94 Rp 226.3K
$6.47 $6.47
115.46%
Chicken Fillets (1kg)
$4 Rp 64.8K
$11.24 $11.24
-64.41%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$8.93 $8.93
26.54%
Apples (1kg)
$3.6 Rp 58.4K
$4.43 $4.43
-18.74%
Banana (1kg)
$1.53 Rp 24.8K
$1.35 $1.35
13.33%
Oranges (1kg)
$2.65 Rp 43K
$2.65 $2.65
-
Tomato (1kg)
$1.38 Rp 22.4K
$3.56 $3.56
-61.24%
Potato (1kg)
$1.58 Rp 25.6K
$2.19 $2.19
-27.85%
Onion (1kg)
$2.16 Rp 35.1K
$2.17 $2.17
-0.46%
Lettuce (1 head)
$1.04 Rp 16.9K
$2.05 $2.05
-49.27%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.46 $1.46
-61.64%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$8.88 $8.88
-74.89%
Wine (Bottle)
$14.98 Rp 243.2K
$8.1 $8.1
84.94%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2.1 $2.1
15.71%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$4.33 $4.33
-39.03%
🚌 Getting Around
Ubud
Owensboro, KY
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.01 $1.01
-68.32%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$30.6 $30.6
-66.93%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$4.89 $4.89
-89.98%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.53 $1.53
-77.78%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$20.77 $20.77
-70.92%
Gasoline (1 liter)
$0.73 Rp 11.9K
$0.79 $0.79
-7.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$32.8K $32.8K
-20.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$26.8K $26.8K
19.04%
🧾 Monthly Utilities & Internet
Ubud
Owensboro, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$171 $171
-63.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$59 $59
-93.05%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$60.8 $60.8
-60.01%
🎉 Sport & Entertainment
Ubud
Owensboro, KY
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$49.59 $49.59
-54.43%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$9.81 $9.81
-36.19%
Cinema Ticket
$3.29 Rp 53.4K
$13.21 $13.21
-75.09%
🧸 Childcare & Education
Ubud
Owensboro, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$1,221 $1,221
-92.36%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$30.1K $30.1K
-79.71%
👕👟 Clothing & Footwear
Ubud
Owensboro, KY
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$61.4 $61.4
-13.97%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$47.81 $47.81
-48.04%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$91.1 $91.1
-6.43%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$133 $133
-45.46%
🏠 Accommodation & Living
Ubud
Owensboro, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$730 $730
-64.52%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$786 $786
-79.79%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$1,083 $1,083
-46.67%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$933 $933
-63.98%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$1,607 $1,607
-37.73%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$1,642 $1,642
-47.58%
💵 Salaries & Financials
Ubud
Owensboro, KY
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$3,600 $3,600
-94.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.47
105.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Owensboro, KY: October 29, 2025

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