Cost of Living Comparison Between Ubud and Ndola Cost of Living Comparison Between Ubud and Ndola

🙂 Solo nomad: Ubud is 4.6% cheaper than Ndola without rent, and 1.9% more expensive with rent.
😐 Family of 3: Ubud is 14.3% more expensive than Ndola without rent, and 42.6% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Ndola
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$7.12 ZMW 175
-57.87%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$25.34 ZMW 623
-50.59%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$3.67 ZMW 90.3
-13.35%
Cappuccino
$2.21 Rp 35.9K
$2.01 ZMW 49.48
9.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$0.38 ZMW 9.25
189.47%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$0.17 ZMW 4.19
52.94%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$0.94 ZMW 23.04
165.96%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$1.83 ZMW 44.95
74.86%
🛒 Groceries & Markets
Ubud
Ndola
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.31 ZMW 32.1
13.74%
White Bread (500g)
$1.67 Rp 27K
$0.81 ZMW 19.82
106.17%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.61 ZMW 39.6
-29.19%
Eggs
$2.27 Rp 36.9K
$1.28 ZMW 31.44
77.34%
Local Cheese (1kg)
$13.94 Rp 226.3K
$7.52 ZMW 185
85.37%
Chicken Fillets (1kg)
$4 Rp 64.8K
$3.83 ZMW 94.1
4.44%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$4.66 ZMW 115
142.49%
Apples (1kg)
$3.6 Rp 58.4K
$1.27 ZMW 31.32
183.46%
Banana (1kg)
$1.53 Rp 24.8K
$1.66 ZMW 40.76
-7.83%
Oranges (1kg)
$2.65 Rp 43K
$2.67 ZMW 65.8
-0.75%
Tomato (1kg)
$1.38 Rp 22.4K
$1.12 ZMW 27.54
23.21%
Potato (1kg)
$1.58 Rp 25.6K
$1.82 ZMW 44.84
-13.19%
Onion (1kg)
$2.16 Rp 35.1K
$1.39 ZMW 34.08
55.40%
Lettuce (1 head)
$1.04 Rp 16.9K
$0.89 ZMW 21.8
16.85%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.52 ZMW 12.91
7.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$2.47 ZMW 60.9
-9.72%
Wine (Bottle)
$14.98 Rp 243.2K
$6.67 ZMW 164
124.59%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.13 ZMW 27.81
115.04%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$1.59 ZMW 39.02
66.04%
🚌 Getting Around
Ubud
Ndola
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.56 ZMW 13.87
-42.86%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.76 ZMW 43.28
-72.16%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$8.98 ZMW 221
-32.74%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.19 ZMW 29.34
-38.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$7,871 ZMW 193.6K
233.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$29.1K ZMW 715.8K
9.77%
🧾 Monthly Utilities & Internet
Ubud
Ndola
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$91.4 ZMW 2,248
-31.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$35.64 ZMW 877
-88.50%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$125 ZMW 3,085
-80.60%
🎉 Sport & Entertainment
Ubud
Ndola
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
-
-
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
-
-
Cinema Ticket
$3.29 Rp 53.4K
$4.13 ZMW 102
-20.34%
🧸 Childcare & Education
Ubud
Ndola
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$180 ZMW 4,430
-48.23%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$9,753 ZMW 239.9K
-37.48%
👕👟 Clothing & Footwear
Ubud
Ndola
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$19.01 ZMW 468
177.85%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$17.09 ZMW 420
45.35%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$85.3 ZMW 2,097
-0.01%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$72.6 ZMW 1,786
-0.15%
🏠 Accommodation & Living
Ubud
Ndola
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$128 ZMW 3,143
102.57%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$107 ZMW 2,636
48.28%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$268 ZMW 6,595
115.43%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,480 ZMW 36.4K
-77.29%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
-
-
Buy Apartment Outside City Center (m2)
$860 Rp 14M
-
-
💵 Salaries & Financials
Ubud
Ndola
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
25
-46.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Ndola: October 29, 2025

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